Diamonds, Truffles, and Power Payers

     The rarer something is, the more valuable it is.  Like a 1943 copper penny (worth $200,000), a 24-cent inverted Jenny stamp ($525,000), or a Dalmore 62 Highland Malt Scotch Whisky ($58,000).

     I'd rather find something rare by myself than pay through the nose to buy it, though.  Yes, it's a heck of a lot of work, and believe me, some days I wonder why I'm such a brute for punishment.

     But discoveries like the mega-yield investments I'm about to share with you aren't just sitting out in the open waiting to be picked off.  If they were, everyone would know about them, everyone would be using them, and they would cease to give you an edge.

     Instead, you need to find them before their growth spurt starts and then jump on board for their fast climb up the yield ladder to potential incomes of 20%, 30%, 50% . . . even 100% or more based on your original purchase price.

     It takes most investors a lifetime to get to that kind of earning power.

     But "most investors" haven't discovered power payers.

     I'm talking about stocks you'd take home to Mom.  Respectful, responsible corporate citizens that pay you in the manner to which you would like to become accustomed.

     A power payer is a world-class company that makes every decision with an eye to improving its fundamentals .  Why?  So it can pay you more money in the form of a rising stream of fat dividend checks.  But . . . you have to lock those high yields in at just the right moment . . .

The Flying 30-Percenters

     Every once in a while, because of a brief burst of energy from huge earnings jumps, one-time dividends, or other events, yields take off like a bullet.

     And that, my friend, is what we're looking for.

     Rule #2:  Catch the brief window when a company, market, or economic event causes dividends or yield to shoot higher, and that energy will slingshot your income to its highest levels.

     These are the Usain Bolts of the investing world.  The speed sprinters that can outpace anything else . . . for a short time.

     Just as sprinters can't keep up that breakneck pace for long, power payers can't keep raising their dividends at +20% or +30% or more for longer than a few years.

     Wait for just the right time to buy, pouncing when these sprinters hit the starting line, and you could lock in the highest dividends of your life.

     You could search every day for a year and not find the few that could pay you 30% in a year or 50% or more in three years.

     These quality companies are paying up to 16.0% today, and if they continue to deliver the same dividend growth they've posted in recent years, they're on pace to pay yields of 26.3%, 51.3%, and even higher in as little as three years. 

"51% yields? What are you smoking, Amy?"

     Let me assure you, I've never been more serious.  I'll tell you why.

     My name is Amy Calistri, and like you, I'm looking to retire one day with no money worries.

      And if you think I'm too young to retire -- well, that's the idea, right?  To make your investments work so you don't have to.

     When I got my first job out of college, my first paycheck went to getting settled in a new apartment.  My second paycheck went into a portfolio of investments after I taught myself the ins and outs of the market.

     Within two years I was making a down payment on my first house -- all with proceeds from my investments.

     Sure, I was plunking my money into stocks instead of partying with the other college students in my group.  But I've always been analytical.  And conservative.

     After work and on weekends I spent long hours poring over Barron's, graduating to analyst reports and then to 10-Qs.

     When my career started getting in the way of my hobby, investing, I made a leap of faith and became a full-time investor and writer.  I share my knowledge by writing an investment guide for other private investors.

     If I don't make the right investment choices, I don't grow my money -- and neither do the investors who rely on my analysis and recommendations.

     When you live on your investments, you live or die by your choices.  It means waiting for the right investment, not wasting your resources or chasing returns that already left the station.  And protecting your principal is Job #1.

     That's why I've never bought stock on margin.  And . . .

     Rule #3:  I never, ever invest in a stock that doesn't look rock-solid based on my analysis.

     You might think that means settling for stocks that creep instead of soar.  Or pay pennies instead of plenty.

     Not so.  Let me show you why the surest way to fast-growing income is right where you were told it wouldn't be . . . 

Investing Lies that are Costing You Millions

     We've all heard it over and over.

     "Your home is your best investment." "Gold is the best store of value." "If you want safety, buy government bonds."

     But if you haven't seen your wealth grow in real terms for the past decade (and let's face it, most investors haven't), then there may be a simple reason why.

     Here are the facts:

	$1 invested in gold in 1802 would have grown to just $19.75 in the more than 200 years leading up to 2003.  That type of gain barely keeps up with inflation -- hardly what I'd call a store of value!
	$1 invested that same year in bonds wouldn't have done much better, growing to just $16,064 today.  That's a little better, but you can't live on those returns.
	$1 worth of real estate would be worth an incredibly meager $1.56 today.  Not exactly what Louis Glickman had in mind when he said, "The best investment on earth is earth."

     Instead, $1 invested in stocks performed best of all, returning $8.8 million since 1802.  And with reinvested dividends, that figure would be several hundred million dollars!

     The problem is . . .

     Heck, most of us don't even have half that.  We need our money to grow now!

     So here's how you find stocks that can give you the highest income possible in the shortest time possible.  How you create a stream of income that could give you a paycheck every day, and a happy, satisfying lifestyle full of the things you want and need.

     You simply . . .

     Rule #4:  Make sure every stock you buy has passed the Power Payer test.

     Weed away every stock but those with power payer traits, and you'll find your winning stocks.

With more than 280,000 stocks traded worldwide, you've got a lot to pick from!  So first of all . . . .      Narrow your field to the 30,574 stocks that pay dividends.      It comes as a shock to most investors, but dividend-paying stocks make you rich much faster than non-dividend stocks.

     Since 1972, non-dividend paying stocks gave investors just +2.5% per year, compared to +8.9% annual returns from dividend d d stocks.

     But don't go looking in the usual places like the S&P 500 for dividends.  Over the past 20 years the payout ratio of S&P stocks has dropped sharply, and these lumbering blue-chips now yield just 2.1%.  Clearly, the power payers aren't in the S&P.

     And don't forget to include foreign stocks.  You'll find that yields are generally higher overseas.  The U.K.'s FTSE 100 yields about 4%, and New Zealand's NZX pays nearly three times the S&P, with an average yield of well over 5%.  Plus, about 1,000 of these foreign power payers trade as ADRs on U.S. exchanges.

     Keep only the dividend-paying companies with market caps under $10 billion.

     Once you cast aside the non-dividend payers, start looking at market cap.  Because over the 80 years ending 2005, small caps have returned +12.5% a year, and large caps only returned +10.4%.  Those extra points add up fast!

     For a real power payer boost, focus on small-cap value stocks.  They beat large-caps hands-down, returning +204% since 1998 versus just +45.4% for large cap value and even less, +27.3%, for large-cap growth.

     Throw out all stocks but those yielding over 6%.

     Better yet, focus mainly on stocks yielding over 8%, and take a good hard look at those paying 12% to 15%.

     A study of the past 20 years of stock returns proved that stocks with high yields performed better overall than stocks with low yields.  High-yield stocks not only outperform stocks without dividends by nearly +50%, high-yielders also outperform low-yielding stocks by about double.

     Doesn't that just turn the "conventional wisdom" on its head?  For all the warnings against investing in high-yield stocks, they perform better overall!

     But keep in mind -- when yields get too high, performance stumbles.  It takes a thorough analysis to check under the hood and make sure a company and its dividends are solid.  Payout ratio, earnings, free cash flow -- they're all clear signals on a company's dividend strength.

     Pick out stocks that are growing and initiating dividends.

     Because these are the stocks that are proven to pay you the highest returns possible.

     From 1972 to 2009, dividend growers and initiators returned +240%, while those with no change in dividends returned +107%.

     And unlucky investors who thought non-dividend stocks or growth stocks were the way to go only made +45%.

     While you're at it, take an extra close look at companies with 5+ year track records of positive dividend growth.  They're more likely to give you nearly 50% higher returns than run-of-the-mill S&P stocks.  And 41% higher returns than companies that don't raise their dividends.

     Now, once your stocks have run this gauntlet, you're going to end up with a basket of power payers.  Real wealth builders.

36 Months to 48.06%

     Even my most simple first level search brought up 15 stocks that could be the fastest dividend growers of the next three years.

     Of those, 11 could pay you a yield of 20.48% or more in 36 months, based on your original purchase price.  Remember -- this isn't even counting capital gains.

     What's more, in just the same 36 months:

	5 could pay you 48.06% or more
	11 could pay you 20.48% or more
	1 could pay you over 100%

     Even a simple $10,000 starting principal in an 8% yielding stock that's growing dividends by +20% a year will nearly double your money in five years from dividends alone.

     Right now, I'm staring at 12 stocks that have done just that.

     There are plenty more too.  And with them in your portfolio, you could be on your way to high income and no money worries.  For a lifetime! 

Amy's "Write Your Own Paycheck" Easy Plan
for Financial Independence

     When your portfolio is filled with power payers you can have high confidence that you own, in my humble opinion, some of the best stocks in the world.

     Stocks that could shoot your income to 20%, then 40%, and could before long double the amount of your original investment.

     Right now you're only a few short steps away from potentially securing a fat and happy retirement.  You could collect more money than you know how to spend, and never have money worries again.

     You could even match me in my goal:  A paycheck a day, adding up to income of $10,000 per month.

     What's more, it's a real no-brainer.

     With the three stocks you're about to discover, assuming their current dividend growth rates hold, you'll could grow your annual income to 26.3% or more in the next three years.

     And they're waiting for you now . . .

     Rule #5:  Launch your new high-income portfolio with the strongest three Power Payer stocks you can find.

     I've identified five companies I expect to grow earnings over +20% in the next five years .

     One with a yield of 11.8%, one with a 10.9% yield, one with a 12.7% yield, and one with an 11.1% yield.

     All of them have the potential to grow dividends at a power payer pace over the next three to five years.

     But there's another indicator I use to find super fast dividend growth stocks.  And using that indicator, I found 15 stocks that could send their dividends soaring over the next three years.

     Power Payer #1:  Soaring Revenues, Tons of Cash, Rich Shareholders

     I love dividends.  Which is why I love this stock.

     To show their shareholder love, they've raised their dividend for 35 consecutive years.  They have a predictable revenue stream with locked-in years-long contracts, and you could receive $2.80 in annual dividends on every share of this $35.54 stock if you buy today.

     Not a bad yield.  But it doesn't even begin to tell you the real story.

     The company has a long history of dividend increases, including +155.1% dividend growth per year on average for the past five years.  Yet astonishingly, the firm pays out just 40% of its free cash flow to investors through its quarterly dividends.

     That means they can keep raising dividends for years without getting to unsustainable levels.  And that's just what they're doing.

     An aggressive buyback program that boosted per share earnings ended in 2008.  That's often a signal that companies are about to start rechanneling cash to shareholders.

     Earnings per share for third-quarter 2009 soared past analyst estimates.  Net income skyrocketed +227% relative to the prior year, and revenue doubled.

     As if that's not enough to make you want to grab it by the fistful, the stock is still a bargain if you buy now.  Their P/E is well below competitors and a good 36% under the industry average.

     Capital gains have outpaced the S&P over the past five years and one year.

     With combined share and dividend growth, and with reinvested dividends, you could see your income grow to 51.3% of your principal at the end of just three years.

     That's how to get your retirement plan working!

     You can learn everything you want to know about this stock in a special report I have reserved for you called Three Rock-Solid Stocks for a Lifetime of Income.  The report is yours free when you agree to sample the newsletter I write for individual investors like you -- The Daily Paycheck.

     I'll tell you more about how The Daily Paycheck could guide your journey to wealth.  But first, let me tell you why my second power payer pick could send your income soaring even higher . . .

     Power Payer #2:  Generous Government-Backed Dividends -- it Doesn't Get Much Safer than That!

      Jump into this fast-growing stock right now and you'll be collecting a whopping 16% yield.

     And believe it or not, even at that high yield, dividends have been growing over the past year -- up +11% in 2008, the same year that saw so many companies cut dividends.

      From a potential income of $3,202 on a $20,000 principal starting in just 12 months . . . to an income that could rise to $8,333 starting at 24 months . . . to a possible $21,688 at 36 months, assuming the firm's dividend growth rate stays the same.

     That's a total of nearly two times your money in dividends alone!  In just three years.

     The stars could be lined up right for the buy of your lifetime on this stock.  A combination of historically low-cost government money and securities with implied ultra-safe AAA credit ratings are like rocket fuel to the company's earnings.

     With just 14 sharp-as-a-tack employees, the company manages $7.6 billion worth of income-bearing securities.

     How sharp are they?  Over the past four years the company's direct competitors turned in losses of -92%, -66%, and -53%.  Yet over the same period this top performer turned in +132% gains.

     They borrow money at low Fed fund or LIBOR rates, then reinvest that money in high-quality government-backed securities at higher rates, pocketing the spread.

     What separates them from the chaff is that they've found a way to reduce their exposure to the interest rate fluctuations that have hurt the competition.

     Their strategy is paying off big-time.  Earnings per share growth of +910% between 2007 and 2008 is what made me really sit up and take notice.

     Especially since the company's price to earnings ratio apparently hasn't heard about that growth yet.  It's still sitting at a bargain-basement P/E of just 6.2, which is nearly 75% below the S&P's P/E, and about half of its industry P/E.

     This exciting stock is one of my three top-ranked projected dividend growers.  In this case, to a potential total income of 108.5% of your principal in three years!

     Dividend growth has averaged +160% per year during the past three years.  That can't last much longer, but if you buy now, you could lock in a 16.0% yield . . . possibly catch a continued capital gains uptrend . . . and get the wind at your back for big continuous paydays in the coming years.

     Power Payer #3:  This Dividend Boom Could Blast Sky-High

     Before I say a word about this power payer, take a look at these charts.

     If they trended any higher I'd get a nosebleed.

     Revenue growth . . . dividend growth . . . earnings per share growth . . . they've all taken off like rockets.

     But the firm's share price hasn't followed -- yet.  Like the sonic boom that follows after rockets, it's practically a law of nature that this stock could roar higher.

     You may have never heard the company's name.

     A hard-working, low-profile chemical manufacturing company, it trudged along quietly for 30 years, supplying the world with its essential product, before going public in 1991.  Investors didn't discover the stock for more than a decade.  Until early 2007, the stock traded no more than a couple of thousand shares a day.

     That was before the economic boom in China, India, and around the world.  All of a sudden the world made a mad dash to the company's quiet Midwestern doors.

     Revenues jumped from $133 million in the third quarter of 2007 to $246 million the next year, a leap of +85%.  Profits soared +121%, and the share price climbed off the charts.

     Then the global credit crash hit and the world took a breath.  That's okay.  It gives you a window to get in cheap in the event that the stock takes off again.

     Buy shares of this booming company and you could see your annual income surpass 26% in just three years, assuming its current dividend growth rate stays the same.

     Without even thinking about capital gains, your annual return could exceed 25% at the end of those first three years.

     Starting with 1,000 shares, you could be collecting an astonishing $28,140 per year in dividends.  That's over $2,345 each month!

     Those are some high growth projections.  But this company is on a tear.  If any company can make it to 26.3% income in three years, it could be this power sprinter.

     The three power payer picks you just saw are ready to go now.  But they're not the only great stocks on my radar.  You'll find some of the best power payers in far corners of the planet.

Rising Power Payers of the Dividend World

     For many of the fastest growing dividends you need to look outside the U.S.

     Not because they're more generous companies, but because they're younger companies.  As companies age it's harder for them to keep up a fast pace of dividend growth.

     From an Israeli software company that pays you 19.77%, to a New Zealand telecom that pays 9.79% (both trading on U.S. exchanges), many of the best power payer stocks are in foreign markets.

     They're growing earnings, too.  Like the South American wireless provider that yields 7.2% and has recorded +426% revenue growth over the past five years.

     And investing in these rising power payers lets you reap the added profits of putting your cash into currencies that are growing, instead of shrinking like the U.S. dollar.

     You can't afford to bypass the world's best dividend stocks.  But neither can you afford to invest in the wrong ones.

     As good as some of them are, it's hard to get accurate or current information on them in the U.S. unless you have the powerful computer programs and links right to those countries' data centers like I have.

     You can discover some of the world's best dividend payers in a special report I'm holding for you, called Three Global Power Payer Stocks to Buy Now.

     It's yours free just for agreeing to a no-obligation free trial to The Daily Paycheck.

     But first, let me give you a head start in achieving the highest, fastest-growing income anywhere.  With this "cheat sheet" you'll be able to quickly judge a stock's potential, because you'll know how to . . .

     Rule #6:  Recognize a Power Payer When You See One

     The secret to wealth is to find companies with all the right ingredients to pay you well and pay you forever.

     And to let them launch you from the starting gate with a burst of dividend growth.

     If you find a company that meets all the criteria on my power payer checklist, then you might want to buy it as quickly as you can.

     Because here's what you could have to gain:

	Income that matches or surpasses your principal in a few short years.
	Enough power payer stocks in your portfolio to pay you a check a day; checks that could grow quickly over the first three to five years, and then steadily for the rest of your life.
	Income that lasts a lifetime, freeing you from money worries and allowing you to enjoy life more than ever.

     In a FREE special report reserved just for you, called Power Payers: How to Grow Your Income to 30% in 3 Years, you will learn how to find these unique and profitable power payers.

     Point by point, you'll discover:

	My personal, proven, proprietary formula that identifies what no one has seen before -- power payer stocks that can double your income in three to five years.
	Why the conventional wisdom about choosing dividend payers is wrong, and could end up costing you tens of thousands of dollars in losses and missed opportunities.
	Why strong free cash flow is not the reliable sign of a solid dividend stock that you think it is, and what dangerous financial conditions can hide beneath strong cash flow.
	The three "turbo booster" measures that tell you if a stock has truly explosive income growth possibilities.
	How to use guerilla tactics to multiply income and lower your cost basis.
	The number one most important mark of a stock that could grow your income by +30% or more per year and double your money in three to five years.

     Armed with this valuable special report, you could share the kind of profits I've seen from power payer stocks -- up to a 53.79% total return and $3,300 in monthly income.

     You'll discover how to find many more stocks like the three I found that are screaming buys right now, ready to launch your income into a fast sprint to wealth.

     In fact, our company believes in Power Payer stocks so much that . . .

We're Putting $200,000 into These Picks

     That's a lot of dough.  But that's how much my publisher believes in the power payer formula.  And now is a great time to buy.

     Prices are still recovering, yields are still strong, earnings are growing, and you need income that lasts a lifetime.

     Here's how my Daily Paycheck $200,000 real money portfolio works.

     Every time I send you a new recommendation, I will wait 48 hours before purchasing that particular stock.

     That gives you a chance to take your position before I jump in.

     It's the same when we sell.  Of course, when dividends and share price are growing we won't ever want to sell.  But occasionally we need to make room for new stocks in our portfolio that might be more timely or more attractively valued.  In those cases, you will receive notice 48 hours before I sell.

     With our 48-hour advance warning, you'll always beat us to the punch.  So you could beat our results!

     So join me today, and get on the road to . . . 

A Paycheck a Day for the Rest of Your Life

     I'd like to invite you to join me in building wealth with some of the best stocks in the world.  In finding and investing in stocks that could give you whatever income you want.

     Take a trial subscription with me today and you'll have all the benefits of membership in the only investment service in the nation that seeks to give you a paycheck a day for the rest of your life.

     Among the benefits, you'll get:

My Daily Paycheck Pick of the Month.  Each month you will receive an in-depth profile of the top high-growth dividend payer I find.

Our Daily Paycheck Portfolio.  When I say "our" portfolio, I mean yours and mine!  We're going to have some of the world's best dividend growers, paying us income that could build and build and pay us for a lifetime.  And any time you want to see current prices, yields, dividends and total returns, just log on to our web site for a look.

12 Electronic Issues of my Daily Paycheck Newsletter.  Each monthly issue is loaded with fresh new investing ideas, updates on all our portfolio picks, and even insights into what our other StreetAuthority income investing experts are focusing on.

Subscribers-Only Website.  You'll have easy and private access to current and past issues, news flashes, constantly updated portfolios, and a wealth of invaluable investor education materials.

Instant Alerts when Breaking News Hits.  When breaking news hits on the stocks we cover, you'll be the first one I alert.  I don't want you to miss any important company announcement or market event that could affect your holdings.  And I definitely don't want you to miss out on a fresh stock pick that's about to pay a huge dividend in the coming days.

Email Contact with Me for Your Important Questions.  I regularly answer subscriber questions in my newsletter Q&A.  The questions I get are always good, and you'll benefit from seeing everyone's questions and my answers to them.

     And, of course . . .
 

Up to Four Valuable Special Reports for FREE!

 You can get all four of these valuable special reports when you try my Daily Paycheck service.  And if you decide to take your free trial right now, I'll make sure you get my special offer . . . 

	Special Report #1 Three Rock-Solid Stocks for a Lifetime of Income.  Learn the names and all the important details on the three power payer stocks I briefed you on earlier in this report.  You'll have everything you need to invest wisely.
	Special Report #2 Three Global Power Payer Stocks to Buy Now.  Many of the world's best dividend growth stocks are outside U.S. borders.  Here are three of them that are worth including in any high-income portfolio.
	Special Report #3 Power Payers: How to Grow Your Income to 30% in 3 Years.  It's the power payer "bible."  The ultimate resource for dividend investors, giving you the signs to look for and formulas to find and analyze your own power payer stocks.
	Special Report #4 Small Cap, Big Dividends.  This valuable report dispels the myth that small-cap stocks aren't good dividend payers, and gives you the astonishing proof that they actually offer higher, more reliable dividends than many of the so-called "dividend aristocrats."

50% Off for New Subscribers

     The Daily Paycheck is a commitment for me.  I'm committed to building a portfolio that can double and triple your income with quality companies.

      I would like you to make the same commitment to building your wealth.  But that is entirely your decision.  And so feel free to sample The Daily Paycheck for a test run.

     Just try us now and get 50% off the subscription price when you decide to subscribe.  Sign up for one year or two.

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     With your two-year subscription you'll get stock recommendations and "buy" alerts 48 hours before I buy any Daily Paycheck recommendation.

     You'll also get 24 monthly issues, weekly updates and as-needed investor alerts, a model portfolio, and four valuable special reports, including Three Rock Solid Stocks for a Lifetime of Income, Three Global Power Payer Stocks to Buy Now, and "the bible," Power Payers: How to Grow Your Income to 30% in 3 Years, and Small Cap, Big Dividends.

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     The regular one-year price for my Daily Paycheck service is $794, or $397 with your 50% off certificate.

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     And whether you try my Daily Paycheck service for one year or two, I guarantee your satisfaction. 

My No-Risk, Money-Back, 100% Double Guarantee

     That's a lot of guarantee, and I stand behind every word.

     If you decide you do not like The Daily Paycheck, if you decide for any reason whatsoever that it is not for you, I will return your full subscription price to you.  All you have to do is ask. You have a full 90 days to decide.

     You may download and keep the power payer "bible" and all the other special reports and issues that come with your subscription.  They're all yours to read and profit from just for taking a no-obligation trial to The Daily Paycheck.

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     It's an income bonanza out there once you learn the secret to power payers.

     Join me now, and let's start getting those big paychecks of jumbo dividends together!