

Over the past two years, I've tested a new
approach to earning a sustainable monthly income stream that I've named
my "Daily Paycheck" strategy.
Today, I'm earning an average of $1,357 per month from my test --
roughly equivalent to the typical Social Security check. And I'm
doing this test in full view of thousands of people.
In a few moments, I will show you my actual account statements to prove
my success. But the best news? I'm going to show you EXACTLY
how you can do what I've done... and how anyone can get started using my
"Daily Paycheck" strategy to help pay monthly bills,
fund their retirement, or simply grow their wealth... |
My name is
Amy Calistri.
For more than 15 years, I worked at IBM, starting as a product engineer
in New York before working my way up to a senior analyst in Texas. By
the time I left the company, I was responsible for a $129 million annual
budget.
After that, I worked for an economic consulting
firm where I aided a litigation team that won judgments worth
tens of millions. I've also served on the Board of Trustees for the
Society of Women Engineers where I was responsible for managing a $5
million investment fund.
But for the past two years, I've been actively researching,
investigating, testing, and perfecting what I call my "Daily
Paycheck" strategy. The name is a mouthful, I know. But I think that name tells
you exactly what you need to know.
This strategy can help you earn
tens... hundreds... even thousands of dollars each month for the rest of your life -- whether you're 28 or
88... whether you're a millionaire or just getting started... and
whether you have an MBA or didn't graduate high school.
How do I know? As I told you, I've been studying and fine-tuning my
"Daily Paycheck" strategy for years now. And not just in theory
-- I've been testing it
with actual cash. I have a real brokerage account dedicated
solely to this test. You'll see a recent account statement in just a
moment.
That's the only way I'd ever be able to tell anyone with confidence that
what I'm about to show you is 100% accurate and true. I know because
I've already done it. In the past year, the "Daily Paycheck"
strategy
has earned $28,715... an average of $1,357 per month. And I've been sharing what
I've learned with thousands of people just like you who have been doing the
same thing...
Annie S. from Zephyr Cove, Nevada told us that she's
earning "$2,194 a month" from this method. She says that along with her
Social Security check of $1,291, she is totaling $3,485 a month, which
"covers [her] bottom line monthly expenses."
Vernie R. from Hart, Michigan told us about how she and
her husband have now retired from farming. Their income from the
"Daily Paycheck" strategy? They told us "all together [it] is about
$40,000 a year." What's more, "we bought a new car last year and could
pay for it."
Gordon P., who lives in Patterson, California, simply
told us "I average $1,100 per month."
And Curtis S. of Vancouver, Washington told us "I get
about $4,200 per month." After padding his investment account, he told
us he is "spending the rest on home improvements, physical precious
metals, and helping [his] children through tough times."
These people aren't part of the richest 1%. They are
regular folks just like you who have figured out that anyone can use the
"Daily Paycheck" strategy to earn a substantial income stream
to help pay their monthly bills, fund retirement, or simply grow
their
wealth month after month and year after year.
I love hearing their stories. Their experience adds to the overwhelming
evidence that what I'm about to show you actually works. They also put a
much more human face to the numbers. We get to see that these numbers
aren't just random figures on a page. They reflect actual cash that
people are generating... cash that's truly making their lives better.
Before I get too far, I want to make one thing
clear. This is not a get-rich-quick scheme. If you are hoping to use this strategy and
in a few days start buying sports cars and going on exotic vacations, then I
suggest you look elsewhere.
That said, I have to admit that using my "Daily Paycheck" strategy is
easier than I ever thought it would be. And it can generate a substantial
stream of income each month that can help you secure your
financial future.
Let's face it. I'm a baby-boomer. My friends are baby boomers. And I'm
betting many people reading this presentation are as well.
The past decade has seemingly made us fight for retirement with one arm
tied behind our backs. Wild swings in the
stock market have wiped out trillions in wealth -- I even know many who
refuse to invest anymore!
I can't say that I blame them for being gun-shy. But it's those people
who I think are going to benefit most from my "Daily Paycheck"
strategy.
I always like to compare the numbers I (and those who are following
along with my test) earn to the
average Social Security check. According to the Social Security
Administration, the average monthly benefit is $1,230.
Using the method I've been testing, I've averaged $1,357 per
month during the past year. In other words, I'm earning a monthly income stream that's
LARGER than the average Social Security check. Imagine how much better
off America's retirees would be if Social Security checks essentially doubled tomorrow.
Or -- if you're not eligible for Social Security yet --
imagine if you were able to earn that amount each month right now
instead of having to wait until you're in your sixties.
If you think this is something that could help your financial
position... then keep reading. I'll show you EXACTLY how anyone can get
started with the "Daily Paycheck"
strategy.
I'll also detail how I've been testing this method...
how I've been paid more than 380 times... earned more than $28,000... and
generated an average monthly income stream of $1,357 in the past year. I'll even
include my actual account statements to prove it.
What's more, I'll show you plenty of examples of how
you can do this with your own nest egg... and I also want to send you
several reports to help you get started.
But first,
I'm going to
prove why you
should pay attention to what I have to say. After all,
I know what I'm saying sounds too good to be true. And when it comes to
money, I think you should always be skeptical. (That's one reason I've
included actual account statements below as proof.)
A Successful
"Experiment" Anyone
Can Duplicate
As I said earlier, my name is Amy Calistri.
I worked for nearly two decades at IBM,
followed by stints as an economic analyst for a consulting firm, and
nearly a decade as a freelance author.
So how did I end up discovering a method that generates MORE
money than the average Social Security
check each month?
Well, for the past few years I've worked as an
analyst at StreetAuthority -- a financial research firm that
provides guidance and advice to individual investors. In total, more
than 2 million people read StreetAuthority's research each month.
But I don't come from a classic investing pedigree. I have a degree in
Chemical Engineering from Columbia University and a master's in Public
Affairs from The University of Texas. And I haven't worked a day on Wall
Street. (If anything, I think not working on Wall Street -- which
is rife with conflicts of interests and greed -- can actually help you be a better
investor.)
The truth is, these days anyone with an Internet connection can have an
opinion on a stock and get it in front of investors.
We at
StreetAuthority have to differentiate ourselves from the
crowd. We have to actually prove that we know what we're
talking about.
That's why StreetAuthority spends millions of dollars on research each
year and employs a team of experts across the U.S. and Canada. As a
result, we're able to uncover rare, profitable and compelling investing
opportunities that you aren't likely to find anywhere else.
And investors don't have to worry about a hidden agenda
behind our research. We have
no business relationship or "side deals" with the companies we write
about. Unlike some financial firms, StreetAuthority receives no
compensation or promotional fees whatsoever from the companies we cover.
But there's one more way we prove our credibility to
readers...
we put actual cash behind our investment ideas.
So a few years ago, my boss -- StreetAuthority co-founder Paul Tracy --
came to me with an idea that sounded almost crazy.
For the past several years, he told me, he had taken a radical new
approach to his investing. Paul stopped investing in any
stock that didn't pay a solid dividend yield.
His ultimate goal? To cash 365 dividend checks a year -- one per day. Except
for a few rare exceptions, if it didn't pay him, then Paul didn't want
anything to do with the stock.
When he started to invest with this new technique, something
surprising happened. Not only did Paul's portfolio begin generating
literally thousands of dollars in dividends every month, but his holdings
also beat the market.
As the
co-founder of a financial research firm, Paul knew he
was on to something that could change the way thousands...
if not millions... of people invest. But it wasn't enough for him to
carry out the experiment in his own portfolio. We needed to duplicate
his results for everyone to see.
With that in mind, Paul tapped me to head-up what would become StreetAuthority's
boldest "real-money" test to date.
He handed me $200,000 to test this new
approach in full view of our readers.
It was a big risk... but likely not for the reason you think. Yes,
$200,000 is a lot of money. But more importantly, our reputation
was on the line. If this test didn't work out,
then it would be in
full view of our readers. There was no hiding.
So what happened? I started my test back in December 2009. In the time
since then, the results have been nothing short of amazing.
Of course, the numbers change daily, but at last count, my $200,000 had
turned into $249,900. The total dividends I've received amount to
$28,715. And
during the past year I've earned $16,290.21 in dividends, amounting to an average of
$1,357.52
per
month.
But I don't want to just tell you what I've done. I want to show you.
Below I've included a snapshot of my December 2011 brokerage statement to show you that I'm not just pulling these numbers
out of thin air. Out of fairness to our readers, I have blurred out the
company names to keep other investors from piling into the stocks and
creating volatility...

This is what my "Daily Paycheck" strategy can do on a
monthly basis. Now, no one can promise you any sort of performance when
it comes to investing (if they do, then I suggest running away in the
opposite direction). But you can see from the statement above that I'm
not making up my performance.
Later on in today's presentation, I'll show you
how you can use my "Daily Paycheck" strategy to generate
extra income worth tens... hundreds... even thousands of dollars a month.
I'll also cover several investments -- including several names and ticker
symbols -- you can use to begin your own "Daily Paycheck" portfolio.
First, I want to answer a very important question I'm sure you have
right now...
If This Strategy Is So Successful,
Then
Why Haven't You Heard of it Before?
I can tell you that much of what I'll teach you in a moment is a new way
of looking at how your investments generate wealth. When I started out,
I wasn't even sure it would work.
But I'll be honest. At its core, my "Daily
Paycheck" strategy is
something that investors have been using for years to generate enormous
amounts of wealth...
Listen to the story of Grace Groner.
Grace lived nearly her entire life in Lake Forest, Illinois, about 45
minutes north of Chicago. After she graduated from college
in 1931, Grace was hired as a secretary at Abbott Laboratories, where
she worked for more than four decades.
Grace never earned an amazing salary as a secretary. She never drove a
fancy car. According to the Los Angeles Times, she got her clothes from
garage sales. She lived in a one-bedroom house that was willed to her
when a friend passed.
But in 1935, a few years after she started her job at Abbott Labs, she
bought three shares of the company's stock for about $60 per share.
Her total investment was under $200.
Grace never sold those shares, and in the meantime, her investment
continually paid her dividends, which she reinvested into more shares of
the stock. Through dividends, share splits, and dividend reinvestment,
when she died in 2010, her three share purchase was worth $7 million.
She left it all to her alma mater.
Now, I didn't know Grace Groner personally. But I did know Lillian Calistri.
The last time I saw Aunt Lillian was in 1990. I remember that a nephew
had the misfortune of addressing her as "Lillian." She promptly looked
us all in the eye and said, "You will continue to call me Aunt Lillian."
We were all adults at the time, but in Aunt Lillian's world,
adulthood was no excuse for bad manners.
Aunt Lillian taught home economics at Charleroi High School in
Pennsylvania. After she retired in the 1950s, she moved to Tucson,
Arizona. I remember thinking it was nice that she had been able to live
comfortably in her golden years -- aided by a teacher's retirement and a
nice nest egg from the 1952 sale of the family's ice cream business.
Here's the kicker. When Aunt Lillian died in 1993, her estate was worth
more than $5 million.
Her broker was the only one who wasn't shocked. "They should have that
kind of discipline on Wall Street," he said. Along with her
teacher's pension and the money from selling the ice cream business,
Aunt Lillian had also invested -- and
reinvested -- in dividend payers.
Of course, stories like this are rare. Not everyone is able to turn
three shares of stock into millions of dollars. When stories like this
come out, they usually make headlines.
But what you don't hear about are the thousands of investors who have
happily discovered the same sort of success... just on a slightly
smaller scale. I'm talking about people who have turned tens of
thousands of dollars into hundreds of thousands... or hundreds of thousands into millions.
And those people are now also earning substantial income from those
nest eggs...
One investor -- Jack B., from California -- told us he earns "34,000 per
year" from a nest-egg of roughly $300,000.
Another investor, Andy P. from Texas -- earned
"approximately $30,000" last year." Now he and his wife are retired and
travel around the country in an RV full time.
The key to their wealth building? More often than not, it stems from buying solid, dividend-paying
securities... cashing regular dividend checks, and reinvesting the proceeds
in exchange for even larger dividends in the future. As you'll see in a moment, my
"Daily Paycheck" strategy has taken this idea and essentially
"supercharged" it.
But at its core, the strategy -- which has paid
me more than $28,000 in dividends and thrown off
an average
of $1,357 per month during the
past year -- is all about finding strong dividend payers and letting
them pay you year after year.
And right now, I can't think of any better place to invest than in
dividend-paying securities...
Returns of 300%-Plus from "Boring" Stocks
When you look at the facts, it's obvious that dividend
payers are perhaps the single best place to put your money.
According to Standard & Poor's, since 1926 nearly
half (45%) of the
market's total return has come from dividends. That right -- if you're
ignoring dividends, then you're passing on nearly half of the market's
returns.
Oddly enough, for more than a decade dividends have
been ignored by millions of investors. You can blame the "Dot-com" boom in the mid-1990s.
Starting then, people's focus turned to growth stocks that
investors thought could turn you into a millionaire overnight.
The consensus seemed to be that if you wanted to earn serious
returns, then you had to invest in unproven growth companies. In
fact, the S&P saw its lowest average dividend yield in history -- just 1.0%
-- in 2000, at the height of the tech boom.
You saw how that turned out.
What may be surprising is
that these "boring" dividend payers are outperforming nearly everything
on the market. Here's what The Wall Street Journal had to
say on the topic...
|
"Consolidated Edison [a New-York based utility] has single-digit sales growth and its shares are
one-fifth as volatile as the broad U.S. market. (Yawn.) Over the
past decade, its stock price has only slightly outpaced
inflation. But with reinvested dividends, shares returned 128%.
The S&P 500 returned 33% over the same period with dividends
reinvested.
Plenty of big dividend payers have performed better than Con Ed
over the past decade, assuming reinvestment. Oil producer
Chevron Corp. has returned almost 200%, while Altria Group Inc.,
the U.S. tobacco giant, has returned more than 300%."
- Dividends: Collect, Reinvest, Repeat -- for Decades,
The Wall Street
Journal, September 9, 2011 |
Thankfully, after years of being ignored, I believe the tide is turning.
Investors are realizing just how lucrative dividend-payers can be for
their portfolio.
In fact, I'd say that if you want earn a decent
income stream, then you have to put money in dividend-paying
investments.
The Federal Reserve has cut interest rates to zero. Just a few years ago
you could earn a comfortable 5%-plus interest rate on a CD. In fact, it
wasn't uncommon to find high-yield savings accounts that paid 5% without even a hint of risk. Unfortunately, those
days are long gone.
But you don't have to take my word for it. Just see what Sarah Bloom Raskin, who serves as a member of the Board of Governors for the Federal
Reserve, has to say...
|
"... the low level of interest rates represents a
strain on households who rely on income from interest-bearing
assets; indeed, the flow of interest income that households
earn on their savings has declined about one-fourth since the
recession began."
- Sarah Bloom Raskin, Board of Trustees for the Federal
Reserve
March 1, 2012 |
When even members of the Federal Reserve admit their policies have
slashed the income you're seeing, you know things are bad for
"traditional" income sources like savings accounts and CDs.
In this type of low-yielding environment, millions of investors are turning to
dividend-paying securities to supplement their income
The best news? There's never been a better time
to invest in dividend-paying securities... or start your own "Daily
Paycheck" portfolio. Simply consider what's happening right now...
|
Companies are sitting on trillions in cash, and
they're handing it out to investors -- Companies in the S&P 500 are
sitting on $1 trillion in cash. Increasingly,
companies are returning that stockpile to investors. In fact,
2012 looks like it will set a record for dividends paid,
according to Howard Silverblatt of Standard & Poor's. Even
Apple (Nasdaq: AAPL), notoriously stingy with its cash hoard, has
initiated a dividend that totals more than $9 billion annually.
Payout ratios are sitting at record lows -- Despite
rising dividend payments, earnings are increasing even faster. According
to a recent article from Forbes, the S&P's dividend payout ratio
sits at just 27%... versus a historical average
of 53%. That gives plenty of room for future dividend increases.
Dividends are increasing dramatically -- In
2011, there were 1,953 dividend increases reported by Standard &
Poor's... and S&P 500 companies are expected to pay more than
$275 billion to investors this year -- a new record high.
New high-yield securities are focused on income investors --
As Baby Boomers age, investment companies understand
that millions of investors are looking for income. And these companies are
delivering. In recent years, hundreds of new dividned-paying ETFs,
mutual funds, and other securities have come to market with
the goal of expanding options for income investors.
I'm talking about securities like the Pioneer Floating Rate Trust (NYSE:
PHD), with its 7.0%-plus yield, and ING Emerging Markets High
Dividend (NYSE: IHD), which pays more than 10.0%. A few years ago these
funds didn't exist. Today, they're showering investors with dividends. |
The bottom line:
investing in dividend payers is a proven long-term strategy...
and in the short-term, dividend payers look especially attractive.
In fact, I've been able to earn a total of nearly
$30,000 in dividends during the past few years -- and now I want to show
you how to do the same...
$28,715 in Dividends... And Counting
Since I started testing my "Daily Paycheck" strategy, the
results have been staggering...
I've collected 684
dividend checks for a total of $28,715.
And in the past year I've earned $16,290. That's an average of $1,357 per
month.
How did I build this portfolio... and how can you do the same thing?
It all starts with the investments you make. As you likely
guessed by now, the key is putting your money EXCLUSIVELY in investments that
pay you regular dividends.
If a stock or fund doesn't pay me a steady
yield, then I don't even give it a second look.
But if this strategy were just about buying a few dividend payers and
riding off into the sunset, then it wouldn't be worth talking about. This
strategy involves so much more.
That's because if you want to earn the largest monthly
income stream possible... then you need to be paid as often as possible.
My goal with my $200,000 portfolio is to invest
in a basket of stocks that pay me dividends for
every day of the year. In the past year, I've earned 393 dividends --
more than one per day. That's an average of $45.25 in
dividends per day. That might not sound like a lot, but I don't think
anyone would complain if they were handed a fifty-dollar bill every day of
the year.
Consider your typical income portfolio. It holds a position in a few
dividend payers and maybe a fund or two. You get paid occasional
dividends, that's for sure. But because you only hold a few positions
that pay quarterly dividends, the income you receive is lumpy. It will
look something like this...

Sure, some months you can receive plenty of income... but with only a few
positions paying quarterly dividends, there are months where you will
receive little or no cash from your holdings.
That's where my "Daily Paycheck" strategy
is different. The goal is to build a high and steady stream of income.
As I said, I want to build a portfolio that pays a dividend for every
day of the year.
The result? A portfolio that owns not just quarterly dividend payers,
but plenty of monthly dividend payers as well. This ensures that I earn substantial income
month-in and month-out,
no matter what's going on with the market.
The chart below shows my monthly income over
the past year...

Keep in mind everything that has happened during this time. Greece's
debt problems dominated the news, sending the world's markets lower...
gas prices soared... rates on CDs and savings accounts have essentially
been stuck at zero... budget crises here in the United States have
caused more turmoil...
But I haven't had to watch the market every minute of the day, or trade
in and out of stocks on a daily basis, or lose sleep wondering what the
stock market or economy is going to do next.
I've simply let my portfolio pay me day after day,
and earned a steadily rising income stream.
Starting in March 2011 I received
32 dividend payments
totaling $1,024.
And as
you can see, some months are better than others, but the overall
trend is definitely up.
In April I received another 28 paychecks for
$1,498 --
-- officially surpassing the average Social Security payment of
$1,230.
Then in May, 34 checks for $1,257
arrived.
In June I received 33 checks for $1,387
Then in July, 28 checks arrived for
$1,412.
In August, 35 checks came in for $1,213.
September saw 34 checks
come in for $1,167.
Then in October, 29 checks for $1,317
arrived.
In November I received 40 checks for $1,668...
just in time for the holidays.
And in December
of 2011, 39 checks arrived for roughly $1,500.
January was a great month. With the help of special
distributions I collected 28 checks totaling $1,881.
Then in February, 33 checks arrived for
$1,046.
In all, I received 393 checks for a total of
$16,290.21 in the past year.
As you can see, it doesn't take long for the income to
accumulate.
But if you want to earn the largest amount each
month, there are a few more things you need to know...
How to Earn 26.5% on a $20,000 Investment
Of all the features of the "Daily Paycheck" method, what I like
best is that the results are fully scalable.
I built my portfolio using $200,000 in actual
cash. But what if you don't have that much to invest? Or, what if you're
fortunate enough to have much more?
The good news is that my I'm convinced this strategy can work for anyone. For instance, say you
have $20,000 to invest. In that case, you can still earn the same income
stream on your money as I am, but your payments will simply be a little
smaller. Given that $20,000 is about 10% of the size of my portfolio,
you would simply expect about one-tenth the income. That still comes out
to about $150 extra income for you each month.
And if you had $400,000 to invest -- double the size of my portfolio --
you can simply multiply the income I'm receiving by two.
To make things easy, I've put together the
chart below. It shows how much you could potentially earn given an
average yield on your portfolio of 7.2%.
Why 7.2%? It is the
average yield I'm currently earning across my entire $200,000 portfolio.
|
How Much Can You Earn?
Simply Look For Your Portfolio Size |
|
Time Period: |
1 Month |
1 Year |
5 Years |
10 Years |
|
Portfolio Size: |
|
|
|
|
|
$10,000 |
$60 |
$720 |
$3,600 |
$7,200 |
|
$25,000 |
$150 |
$1,800 |
$9,000 |
$18,000 |
|
$50,000 |
$300 |
$3,600 |
$18,000 |
$36,000 |
|
$100,000 |
$600 |
$7,200 |
$36,000 |
$72,000 |
|
$200,000 |
$1,200 |
$14,400 |
$72,000 |
$144,000 |
|
$500,000 |
$3,000 |
$36,000 |
$180,000 |
$360,000 |
|
$1,000,000 |
$6,000 |
$72,000 |
$360,000 |
$720,000 |
|
*Numbers based on 7.2%
average yield (the current average yield of my portfolio). All
investing carries risk and no results are guaranteed. The figures
above will also be subject to taxes and commissions. |
But if you want to see even larger paychecks, then you need to
understand another
important aspect of my "Daily Paycheck" strategy.
Once you're receiving your steady monthly income stream, you can do what you want with it
-- pay bills, go out to eat, buy a new pair of shoes. That's the beauty
of earning regular monthly income -- it's there when you need it.
But if you want to grow your small checks into giant checks, then the smartest
thing you can do is reinvest your dividends.
It's not necessary, but I can tell you it ends up making an enormous
difference in the size of your future "paychecks." Let me show you a
real-life example from my portfolio.
The Reaves Utility Income Fund (NYSE: UTG) is a perfect example
of the type of security I love to invest in. This fund owns own stakes in dozens of
utility stocks throughout the world.
It owns a telecom in New Zealand, energy companies in the United
States, and utilities in Brazil.
I can only think of one, maybe two, other places where you can invest in
a stable group of monopolistic holdings this broad from all over the
planet.
And right now UTG pays a monthly dividend of $0.125 per
unit. That gives the stock a yield of 6.0% at recent prices.
But UTG has a history of increasing its dividends... and I've been
reinvesting my dividends to purchase even more shares.
I first bought UTG back in December 2009. At the time, I bought just 190 shares. And back then the stock
paid a monthly dividend of $0.115 per share. With my 190 shares, I could expect
the position to generate income of $262 per year.
But I've reinvested every cent I've received into more shares. Today, I own about 225
shares -- nearly 20% more shares than when I started. At the
same time, the fund has raised its dividend nearly 10%.
So while originally I was earning $262 per year in dividends from UTG
alone, today I am earning $333 -- a 27% increase in income in just a few
short years.
Try getting a 27% raise from your boss or from
Social Security. It's probably not going to happen. But with investments
like UTG, as well as some of the other stocks I'll tell you about in a
moment, increases like this are common.
And the real beauty of compounding is that it speeds up as time passes. I
love being paid nearly 30% more from an investment, but what's most
exciting is that I now own more shares... which means more dividends...
which buy me even more shares next month... and the month after... and
the month after...
And
when you build an entire portfolio of monthly and quarterly dividend
payers like UTG, you can see some
pretty dramatic results.
The chart to the right shows your potential annual income stream
assuming a $20,000 initial investment in securities with an average
yield of 7%.
The first bar represents the income you earn on $20,000 at a 7% yield. The
second bar assumes you simply reinvest those dividends. But the third
bar (shown in blue) is the most important. It shows what happens to your income stream
over just a few years if you reinvest your dividends in a security that
increases its dividend 5% per year.
Thanks to the power of reinvested dividends and dividend growth, after
10 years your portfolio could be generating $5,299 in annual income --
that's 278.5% more income when compared to an investor who
doesn't reinvest. In fact, it could be generating an effective yield of
26.5% based on your initial $20,000 investment.
More Than Just Thousands of Dollars
in Dividends Each Month
Now, I'd be lying if I told you that my "Daily Paycheck" strategy was
only important because of the income stream you can earn from it.
After all, everyone knows
that dividends don't matter at lick if the underlying investment loses
money.
And that's the amazing thing about this way of investing. So far, not
only has it thrown off an amazing amount of income... but the portfolio
is keeping pace with the S&P 500.
Since I began this experiment, my portfolio is
up roughly 25%.
But what's most important is that I've generated those
gains with
less volatility than the overall stock market... meaning I can
sleep easy at night instead of worrying about my investments.
Let me give you one example...
You likely remember the market sell-off that occurred
back in August 2011. All the headlines were dour... investors all around the
world were anxious about a potential default by Greece... high oil
prices... budget problems in the United States and elsewhere... and
soaring unemployment.
In the month of August alone, the S&P 500 lost 5.7%...
a major move for one of the world's most recognized indices.
My portfolio? Despite all the turmoil, I saw my account
fall just 1.0% during the month. That's just one-sixth the amount
the broader market fell.
That's not to say that my
portfolio will always hold up as well,
but I do like my odds. After all, the last time I checked the S&P wasn't
throwing off thousands of dollars in income each month, helping
to smooth out your returns no matter which way the market moves.
Put simply, my "Daily Paycheck" strategy is
the best way I know to grow your wealth with less risk AND earn tens...
hundreds... even thousands of dollars in monthly income.
And this income stream can last a
lifetime...
Are You Investing in "Lifetime Income Generators"?
I've talked a lot today
about my "Daily Paycheck" strategy and the money it can generate for
you.
But there's one more thing I want to tell you about...
I call them "Lifetime Income Generators."
The name says it all. These are the few companies that
I think you can buy today and simply hold for the rest of your life. And
while you hold them, they'll shower you with dividends year in
and year out.
More investors are discovering them every day and are putting their trust in these stocks. And why not?
In 2011, the S&P was up and down... finishing the
year flat. But dozens of "Lifetime Income Generators" soundly
beat the market for the year. And they did that largely without the same
ups and downs that most investors experienced.
It sounds too good to be true, but the secret to
success behind these rare stocks is simple. "Lifetime Income Generators"
are dominant companies with stable businesses and strong cash flows that can be
depended on to pay -- and increase -- their dividends year after year.
These stocks are pretty rare. Standard & Poor's has a
Dividend Aristocrats Index that's made up of stocks that have increased
dividends for 25 years or more. Only 42 stocks made it into the index at
last count.
The good news? There are a number of companies that
have consistently raised their dividends for years, but simply haven't
made it the full 25 years yet. By my estimates, there are about 100
stocks I'd call "Lifetime Income Generators."
And if you buy their shares and let these stocks pay
you over the long term, you can earn some enormous dividend yields.
Take a look at Philip Morris International (NYSE:
PM)...

In 2009, Philip Morris was paying about $2.25 in dividends per year.
Trading at a price of $44 per share, any investor could have picked up
the stock and locked in a solid 5.1% yield.
Philip Morris has increased its dividends at a 12%
annual pace during the past three years. Today it is paying $3.08 per
share every year. That gives anyone who bought just over two years ago a
7.0% dividend yield on their original investment.
But Philip Morris is a "Lifetime Income Generator." I
expect the company to raise its dividend for years and decades to come.
If it sustains its 12% annual growth rate, then in 2015 (just three
years from now), the company would pay $4.44 per share in annual
dividends. That's a 10% yield on your original 2009 investment.
Meanwhile, from the start of 2009 until today, Philip
Morris investors have seen a total return of 134%.
That's just a taste of what you can get when you focus
on "Lifetime Income Generators."
Unfortunately, I don't have the time to give you all
the details on my favorite "Lifetime Income Generators" in this
presentation. Instead, I've put everything you need to know -- including names and
ticker symbols -- in a new report titled Lifetime Income
Generators: 3 Stocks for a Lifetime of Dividends.
This report includes my favorite
"Lifetime Income Generators," which could serve the basis for nearly any
portfolio...
|
Lifetime Income Generator #1 pays more than $4.60 per
share every year, for a yield of nearly 6% at recent prices.
And since 1997, this company has increased its distributions an astonishing 42
times.
Where does this company get all that money to pay investors? It
operates in one of the most stable markets on the planet --
pipelines. Its network of pipelines and storage terminals ship
petroleum, gasoline, and natural gas around the country, earning
this company a steady stream of cash flow that powers the
dividend.
One more thing -- the CEO receives a salary of just $1 a year,
with no bonuses or stock options. Instead, he owns a significant
portion of the business, meaning his compensation is tied
directly to the company's stock performance.
Lifetime
Income Generator #2 is one of the most well-known
dividend-paying companies in the world. Right now the stock
yields 5.5%... and payments have increased for 28 consecutive
years.
No other company in the country pays as much to investors as
this one. In total, it distributes over $2.5 billion every
quarter, or about $10.2 billion each year. That's more
than the annual GDP of Nicaragua, Barbados, The Bahamas or
Madagascar.
Lifetime Income Generator #3 is a fund focused on the
fastest-growing region on earth -- Asia-Pacific. This gem lets
you access some of the fastest-growing markets in the world,
including Australia, South Korea, Thailand, and Hong Kong...
without having to leave the United States.
Not only has the region's growth powered some heady gains --
an average annual return of 14% during the past decade --
but the fund has paid a monthly dividend going all the way
back to 1991. Today, monthly distributions add up to a yield
of nearly 6% |
Keep
reading
to see how to receive this report...
It's Time for YOU to Start Building
Your Own Income Stream
As I said earlier, for a couple of years now, I've been
testing and tweaking a "Daily Paycheck" portfolio with $200,000 of
actual cash. Today, that portfolio has grown to roughly
$250,000, and I'm now earning MORE monthly income than the average
Social Security check -- $1,357.52 per month, to be exact.
Meanwhile, I've done all of this in full view of thousands of
select investors just like you.
You see, I report all of my progress to readers of my monthly advisory
-- The Daily Paycheck.
This newsletter is my way
of recording my progress as I build a portfolio that pays me for every
single day of the year. Each month I provide the latest research on my
favorite income ideas, important updates on my real-money portfolio, and news on my
holdings.
I
you want to follow right along with me, then there's no reason your own
"Daily Paycheck" portfolio can't look just like mine. I tell my readers
everything I do BEFORE I make any investment.
In fact, you won't just mimic my performance... you
might beat it. That's because I give all of my readers a chance to beat me to the punch...
To avoid even the hint of any conflict of interest,
after I recommend an investment to my readers, StreetAuthority requires me
to wait 48 hours before I buy it for my real-money portfolio. And if I buy an investment for my personal account,
then I have to wait
two whole weeks before I make a move.
So far, the readers following my Daily Paycheck advisory seem to have enjoyed it...
"I have invested right along with Amy from the
beginning of the portfolio. After the financial collapse, I vowed to
take charge of my own financial future, kicked the financial planner to
the curb and couldn't be happier. Amy helped me secure a great income
producing investment. I just get so excited to see those payments
compounding on their own. I only wish I would have invested more, but
since I am just learning, I don't think Amy would be disappointed, she
is conservative herself. Thank Amy for holding my hand."
-- Wende W., Colorado
"I have done quite well. My portfolio has a yield of 8.5% and has
increased its total value by 30% in the nearly three years I have been a
member."
-- John K., Shelter Island, New York
"I am currently earning $34,000 per year in dividends for a $300,000
portfolio."
-- Jack B., Rancho Palos Verdes, California
"It's very rewarding to see [the "paychecks"] show up in my checking account. It's equally rewarding to see
the price appreciation in almost every one of Amy's picks -- pretty
outstanding in anyone's book."
-- A. W., Arizona
But there's no guarantee The Daily Paycheck will be
the right advisory for you. So here's what I'd like to do.
Try The Daily Paycheck for the next 60 days, view my
portfolio, read my latest research, and my exclusive Lifetime
Income Generators report, which is included for free with
your subscription, and then decide if my research is what
you're looking for.
Start your 60 days now and you'll receive:
Monthly E-mail Issues of The Daily Paycheck -- This is
where I share my favorite picks for building your own
portfolio... including my "income security of the month" -- my
favorite single dividend-paying security on the market today. Each issue also provides
an update on my entire portfolio -- including my special "Buy
First" list that covers the top dividend payers you should buy
today if you're
just starting out with the advisory. I also update readers on all the
dividends I've earned and introduce them to several other high-yield investments each month.
"Mid-Month Updates" -- The stock market
never takes a break. That's why between my regular monthly issues, I
also send subscribers an update with any new buy or sell
recommendations. This way, you're sure to never let an opportunity pass
you by.
Complete Access to my "Daily Paycheck" Portfolio --
Since I've started, I've built a portfolio that pays more than $16,000 a
year in dividends and has grown to nearly $250,000... and you'll have
full access to the names and ticker symbols of all these holdings. To make things easy, I've
organized my model portfolio into three valuable sections...
The first is focused on the highest-yield opportunities I can
find. The yields here start at 8% and go up from there. Many of these
stocks and funds yield 10% or more.
The second section includes my fast dividend-growers. These stocks are
increasing dividend payments up to 15% a year -- making them perfect for
investors who want a rising stream of income.
The final section includes my most stable investments. If you're a
conservative investor, then these picks could
deliver consistent dividends no matter what happens in the market.
Report #1: Lifetime Income Generators: 3 Stocks for a
Lifetime of Income -- I believe you
can rely on these three investments for the long-term. They include a company that has raised
its dividend 47 times since 1997... another company that pays
more than $10 billion a year in dividends... and a fund that's
paid monthly distributions for more than 240 consecutive
months without missing a payment. (That's more than 20 years!)
Report
#2: The 3 Best Stocks to Start Your Own Daily Paycheck Portfolio
-- If I were to start my Daily Paycheck
portfolio from scratch, then I would buy these three stocks
first. These investments pay
yields of up to 11.2%, giving you a head start on earning
a solid monthly income stream.
For the next 60 days, take all the time you need to decide if
The Daily Paycheck is what you're looking for. If not, simply
contact our customer service team for a full refund -- less
a 10% processing charge.
Like I said, it's easy to see if my research is right for you.
I'll tell you how to get started and gain immediate access to The
Daily Paycheck in a moment. But first, I want to tell you about
one more piece of research that comes with your subscription...
My
Favorite MONTHLY Dividend Payers
My "Daily Paycheck" strategy is all about building a stream of income
that pays you constantly... ideally enough dividends so that you get
paid every single day of the year.
That means you need to load up on monthly
dividend payers.
This ensures that month-in and month-out, you earn a
substantial amount of income, no matter what.
And let's not forget another big plus -- if you're at or near
retirement, you'll need a steady stream of monthly checks to pay your
bills. Investing in monthly dividend payers is the best way to ensure
your money will be there when you need it.
This is why I focus heavily on monthly dividend
payers. In fact, 40% of my portfolio in The Daily Paycheck
is invested in monthly payers.
Meanwhile, you don't have to give up yield in order to
be paid monthly. I've found some monthly dividend-payers yielding
10.6%, 11.7% and even 12.2%!
With this in mind, I've pored over all my holdings and
pinned down four of my favorite monthly dividend payers. If you're
looking for regular dividends 12 times a year, then you need to start
with this report.
My picks in this new report -- Amy's Favorite
Monthly Dividend Payers -- include...
|
Monthly Dividend Payer #1 is a fund with one goal --
generate as much in dividends as possible for its investors. It
holds a basket of preferred shares and high-yield bonds that
throw off an enormous income stream.
Since hitting the market in 2003, the fund has never missed a
distribution. Today it pays out more than a dollar per share
each year in monthly installments. Added up, that comes to a
yield of greater than 8%.
Monthly Dividend Payer #2 pays $1.20 per share each year
in monthly increments, for a yield of 8%. Don't expect to have
heard of this one though. It trades an average of just 200,000
shares a day... about what Apple trades in four minutes.
This investment gives you access to high-yield bonds from all
over the world... including bonds from the Brazilian government
and Russia's largest natural gas
company, Gazprom.
Most of these holding would be untouchable for everyday
investors, but this security lets you buy into these holdings
without leaving the United States.
Monthly Dividend Payer #3 invests in the most stable utility stocks on the earth and pays
investors a fat dividend yield.
It owns telecoms in New Zealand, electric companies in
Brazil, and energy businesses in Wisconsin.
It's returned 11.5% per year since its inception in
2004... and it has boosted its dividend 28.9% along the way. In
total, the fund has paid more than 90 consecutive dividends and currently
yields 6.0%.
Monthly Dividend Payer #4 is one of the most unique
businesses on the planet. It's called a business development
company. This firm loans money to small businesses that can't
access traditional lines of credit. In return, it earns handsome fees and
equity stakes in a variety of fast-growing businesses.
This monthly dividend payer is one of the most successful --
since going public back in 2007, it's already returned
160%. Take a look...

As for dividends, the company has never missed a payment and
has raised its dividend 12% since early 2011.
Today the company pays $1.68 per share each year for a yield of
7%. |
I'll bring you
the full details on these monthly payers -- including names, ticker symbols,
and analysis -- in my
newest report --
Amy's Favorite Monthly Dividend Payers.
I've decided to include this report at no extra charge with your
subscription to my monthly Daily Paycheck advisory.
The
masthead price for
The Daily Paycheck is $794 per year. But sign up through this offer and you can start your 60-day test of
The Daily Paycheck for 50% off the masthead rate.
You'll pay just $397 for one year of my monthly advisory. This
includes...
Monthly E-mail Issues of The Daily Paycheck -- This is
where I share my favorite picks for building your own
portfolio... including my "income security of the month" -- my
favorite single dividend-paying security on the market today. Each issue also provides
an update on my entire portfolio -- including my special "Buy
First" list that covers the top dividend payers you should buy
today if you're
just starting out with the advisory. I also update readers on all the
dividends I've earned and introduce them to several other high-yield investments each month.
"Mid-Month Updates" -- The stock market
never takes a break. That's why between my regular monthly issues, I
also send subscribers an update with any new buy or sell
recommendations. This way, you're sure to never let an opportunity pass
you by.
Report #1: Lifetime Income Generators: 3 Stocks for a
Lifetime of Income -- I believe you
can rely on these three investments for the long-term. They include a company that has raised
its dividend 47 times since 1997... another company that pays
more than $10 billion a year in dividends... and a fund that's
paid monthly distributions for more than 240 consecutive
months without missing a payment. (That's more than 20 years!)
Report
#2: The 3 Best Stocks to Start Your Own Daily Paycheck Portfolio
-- If I were to start my Daily Paycheck
portfolio from scratch, then I would buy these three stocks
first. These investments pay
yields of up to 11.2%, giving you a head start on earning
a solid monthly income stream.
Report
#3: Amy's Favorite Monthly Dividend Payers -- These stocks pay
dividends that hit your account every 30 days... instead of every 3
months.
My picks in this report include a little-known security that
trades just 200,000 shares a day but that boasts a yield of 8%.
Instant
Access to my "Daily Paycheck" Portfolios -- Remember, my "Daily
Paycheck" method is not a theory. I am actually buying and selling
real securities in a real $200,000 portfolio. When you subscribe, you'll
enjoy complete access to all of my portfolio holdings.
If you decide to join The Daily Paycheck for two
years (with the same 60-day money-back guarantee), then you'll also
receive these additional reports...
Report
#4: Dividend Blacklist: High Yields You Should NEVER Buy --
Just because a stock sports a high yield doesn't mean you should rush
out and buy it. Here, I've identified several income investments --
including some of the highest-yielding dividend payers on the S&P 500 -- I think
you should steer clear of.
Report #5: Four Stocks Yielding 10%-Plus -- If your
idea of investing heaven is a double-digit yield, then
you'll love this report. The yields here start at 10% and go up from
there.
Remember, you'll have the next 60 days to decide if you like my research
or not.
If you don't like it, I won't get my feelings
hurt. Simply call our dedicated customer service team before your 60
days is up and we'll send you a full refund, minus a 10% processing fee.
You'll be able to keep all of the in-depth research reports and
newsletters you've already received, free of charge.
To get instant access,
subscribe now.

Always Searching for Your Next Paycheck...


Amy Calistri
Chief Investment Strategist -- The Daily Paycheck
P.S. -- Remember, when you sign up for my online Daily
Paycheck advisory, you have immediate access. You'll receive my latest issue, your
in-depth reports, and online
access to my entire portfolio of high-yielding ideas
right away.


DISCLOSURE: Amy Calistri owns shares of PHD and UTG. StreetAuthority owns shares of
PHD, IHD, UTG, and PM part of the company's various "real money" portfolios. In accordance with
company policies, StreetAuthority always provides readers with
at least 48 hours advance notice before buying or selling any
securities in any "real money" model portfolio.
DISCLAIMER: StreetAuthority,
LLC is a publisher of financial news and opinions and NOT a
securities broker/dealer or an investment advisor. You are
responsible for your own investment decisions. All information
contained in our newsletters or on our web site(s) should be
independently verified with the companies mentioned, and readers
should always conduct their own research and due diligence and
consider obtaining professional advice before making any
investment decision. As a condition to accessing StreetAuthority
materials and websites, you agree to our Terms and Conditions of
Use, available
here, including without limitation all disclaimers of
warranties and limitations on liability contained therein.
Owners, employees and writers may hold positions in the
securities that are discussed in our newsletters or on our
website.
Figures shown in the preceding webcast represent returns for individual stocks
only. All investments can be volatile, and all returns will be
reduced by fees and expenses. All returns shown above are
subject to brokerage trading commissions and taxes. Below are the returns for
The Daily Paycheck.
Newsletters
(Real-Money Portfolio) |
2011 Returns |
Current Holdings Showing
Gains* |
Current Holdings Showing
Losses* |
|
The Daily Paycheck |
2.6% |
46 |
10 |
*as of April 24, 2012