The Daily Paycheck
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Over the past two years, I've tested a new approach to earning a sustainable monthly income stream that I've named my "Daily Paycheck" strategy.

Today, I'm earning an average of $1,344 per month from my test -- roughly equivalent to the typical government retiree benefit. And I'm doing this test in full view of thousands of people.

In a few moments, I will show you my actual account statements to prove my success. But the best news? I'm going to show you EXACTLY how you can do what I've done... and how anyone can get started using my "Daily Paycheck" strategy to help pay monthly bills, fund their retirement, or simply grow their wealth...

     My name is Amy Calistri.

     For more than 15 years, I worked at IBM, starting as a product engineer in New York before working my way up to a senior analyst in Texas. By the time I left the company, I was responsible for a $129 million annual budget.

     After that, I worked for an economic consulting firm where I aided a litigation team that won judgments worth tens of millions. I've also served on the Board of Trustees for the Society of Women Engineers where I was responsible for managing a $5 million investment fund.

     But for the past two years, I've been actively researching, investigating, testing, and perfecting what I call my "Daily Paycheck" strategy. The name is a mouthful, I know. But I think that name tells you exactly what you need to know.

     This strategy can help you earn tens... hundreds... even thousands of dollars each month for the rest of your life -- whether you're 28 or 88... whether you're a millionaire or just getting started... and whether you have an MBA or didn't graduate high school.

     How do I know? As I told you, I've been studying and fine-tuning my "Daily Paycheck" strategy for years now. And not just in theory -- I've been testing it with actual cash. I have a real brokerage account dedicated solely to this test. You'll see a recent account statement in just a moment.

     That's the only way I'd ever be able to tell anyone with confidence that what I'm about to show you is 100% accurate and true. I know because I've already done it. In the past year, the "Daily Paycheck" strategy has earned  $17,467... an average of $1,344 per month. And I've been sharing what I've learned with thousands of people just like you who have been doing the same thing...

     Annie S. from Zephyr Cove, Nevada told us that she's earning "$2,194 a month" from this method. She says that along with her monthly government benefit of $1,291, she is totaling $3,485 a month, which "covers [her] bottom line monthly expenses."

     Vernie R. from Hart, Michigan told us about how she and her husband have now retired from farming. Their income from the "Daily Paycheck" strategy? They told us "all together [it] is about $40,000 a year." What's more, "we bought a new car last year and could pay for it."

     Gordon P., who lives in Patterson, California, simply told us "I average $1,100 per month."

     And Curtis S. of Vancouver, Washington told us "I get about $4,200 per month." After padding his investment account, he told us he is "spending the rest on home improvements, physical precious metals, and helping [his] children through tough times."

     These people aren't part of the richest 1%. They are regular folks just like you who have figured out that anyone can use the "Daily Paycheck" strategy to earn a substantial income stream to help pay their monthly bills, fund retirement, or simply grow their wealth month after month and year after year.

     I love hearing their stories. Their experience adds to the overwhelming evidence that what I'm about to show you actually works. They also put a much more human face to the numbers. We get to see that these numbers aren't just random figures on a page. They reflect actual cash that people are generating... cash that's truly making their lives better.

     Before I get too far, I want to make one thing clear. This is not a get-rich-quick scheme. If you are hoping to use this strategy and in a few days start buying sports cars and going on exotic vacations, then I suggest you look elsewhere.

     That said, I have to admit that using my "Daily Paycheck" strategy is easier than I ever thought it would be. And it can generate a substantial stream of income each month that can help you secure your financial future.

     Let's face it. I'm a baby-boomer. My friends are baby boomers. And I'm betting many people reading this presentation are as well.

     The past decade has seemingly made us fight for retirement with one arm tied behind our backs. Wild swings in the stock market have wiped out trillions in wealth -- I even know many who refuse to invest anymore!

     I can't say that I blame them for being gun-shy. But it's those people who I think are going to benefit most from my "Daily Paycheck" strategy.

     I always like to compare the numbers I (and those who are following along with my test) earn to the average government benefit. According to government sources, the average monthly benefit most retirees see is $1,234.

     Using the method I've been testing, I
've averaged $1,344 per month during the past year. In other words, I'm earning a monthly income stream that's LARGER than that other retirement program.

     Or -- if you're not eligible for government benefits yet -- imagine if you were able to earn that amount each month right now instead of having to wait until you're in your sixties.

     If you think this is something that could
help your financial position... then keep reading. I'll show you EXACTLY how anyone can get started with the "Daily Paycheck" strategy.

     I'll also detail how I've been testing this method... how I've been paid more than 880 times... earned more than $41,160... and generated an average monthly income stream of $1,344 in the past year. I'll even include my actual account statement to prove it.

     What's more, I'll show you plenty of examples of how you can do this with your own nest egg... and I also want to send you several reports to help you get started.

     But first, I'm going to prove why you should pay attention to what I have to say. After all, I know what I'm saying sounds too good to be true. And when it comes to money, I think you should always be skeptical. (That's one reason I've included an actual account statement below as proof.)

A Successful "Experiment" Anyone Can Duplicate

     As I said earlier, my name is Amy Calistri.

     I worked for nearly two decades at IBM, followed by stints as an economic analyst for a consulting firm, and nearly a decade as a freelance author. 

     So how did I end up discovering a method that generates MORE money than the average check from that "other" retirement program each month?

     Well, for the past few years I've worked as an analyst at StreetAuthority -- a financial research firm that provides guidance and advice to individual investors. In total, more than 2 million people read StreetAuthority's research each month.

     But I don't come from a classic investing pedigree. I have a degree in Chemical Engineering from Columbia University and a master's in Public Affairs from The University of Texas. And I haven't worked a day on Wall Street. (If anything, I think not working on Wall Street -- which is rife with conflicts of interests and greed -- can actually help you be a better investor.)

     The truth is, these days anyone with an Internet connection can have an opinion on a stock and get it in front of investors.
 We at StreetAuthority have to differentiate ourselves from the crowd. We have to actually prove that we know what we're talking about.

     That's why StreetAuthority spends millions of dollars on research each year and employs a team of experts across the U.S. and Canada. As a result, we're able to uncover rare, profitable and compelling investing opportunities that you aren't likely to find anywhere else.

     And investors don't have to worry about a hidden agenda behind our research. We have no business relationship or "side deals" with the companies we write about. Unlike some financial firms, StreetAuthority receives no compensation or promotional fees whatsoever from the companies we cover.

     But there's one more way we prove our credibility to readers...
we put actual cash behind our investment ideas.

     So a few years ago, my boss -- StreetAuthority co-founder Paul Tracy -- came to me with an idea that sounded almost crazy.

     For the past several years, he told me, he had taken a radical new approach to his investing. Paul stopped investing in any stock that didn't pay a solid dividend yield.

     His ultimate goal? To cash 365 dividend checks a year -- one per day. Except for a few rare exceptions, if it didn't pay him, then Paul didn't want anything to do with the stock.

     When he started to invest with this new technique, something surprising happened. Not only did Paul's portfolio begin generating literally thousands of dollars in dividends every month, but
his holdings also beat the market.

     As the co-founder of a financial research firm, Paul knew he was on to something that could change the way thousands... if not millions... of people invest. But it wasn't enough for him to carry out the experiment in his own portfolio. We needed to duplicate his results for everyone to see.

     With that in mind, Paul tapped me to head-up what would become StreetAuthority's boldest "real-money" test to date.

     He handed me $200,000 to test this new approach in full view of our readers.

     It was a big risk... but likely not for the reason you think. Yes, $200,000 is a lot of money. But more importantly, our reputation was on the line. If this test didn't work out, then it would be in full view of our readers. There was no hiding.

     So what happened? I started my test back in December 2009. In the time since then, the results have been nothing short of amazing.

     Of course, the numbers change daily, but at last count, my $200,000 had turned into more than $265,000. The total dividends I've received amount to more than $41,000. And during the past year I've earned $17,466.57 in dividends, amounting to an average of $1,343.58 per month.

     But I don't want to just tell you what I've done. I want to show you.

     Below I've included a snapshot of my December 2011 brokerage statement to show you that I'm not just pulling these numbers out of thin air. Out of fairness to our readers, I have blurred out the company names to keep other investors from piling into the stocks and creating volatility...

     This is what my "Daily Paycheck" strategy can do on a monthly basis. Now, no one can promise you any sort of performance when it comes to investing (if they do, then I suggest running away in the opposite direction). But you can see from the statement above that I'm not making up my performance.

     Later on in today's presentation, I'll show you how you can use my "Daily Paycheck" strategy to generate extra income worth tens... hundreds... even thousands of dollars a month.  I'll also cover several investments -- including several names and ticker symbols -- you can use to begin your own "Daily Paycheck" portfolio.

     First, I want to answer a very important question I'm sure you have right now...

If This Strategy Is So Successful,
Then Why Haven't You Heard of it Before?

     I can tell you that much of what I'll teach you in a moment is a new way of looking at how your investments generate wealth. When I started out, I wasn't even sure it would work.

     But I'll be honest. At its core, my "Daily Paycheck" strategy is something that investors have been using for years to generate enormous amounts of wealth...

     Listen to the story of Grace Groner.

     Grace lived nearly her entire life in Lake Forest, Illinois, about 45 minutes north of Chicago. After she graduated from college in 1931, Grace was hired as a secretary at Abbott Laboratories, where she worked for more than four decades.

     Grace never earned an amazing salary as a secretary. She never drove a fancy car. According to the Los Angeles Times, she got her clothes from garage sales. She lived in a one-bedroom house that was willed to her when a friend passed.

     But in 1935, a few years after she started her job at Abbott Labs, she bought three shares of the company's stock for about $60 per share. Her total investment was under $200.

     Grace never sold those shares, and in the meantime, her investment continually paid her dividends, which she reinvested into more shares of the stock. Through dividends, share splits, and dividend reinvestment, when she died in 2010, her three share purchase was worth $7 million. She left it all to her alma mater.

     Now, I didn't know Grace Groner personally. But I did know Lillian Calistri.

     The last time I saw Aunt Lillian was in 1990. I remember that a nephew had the misfortune of addressing her as "Lillian." She promptly looked us all in the eye and said, "You will continue to call me Aunt Lillian." We were all adults at the time, but in Aunt Lillian's world, adulthood was no excuse for bad manners.

     Aunt Lillian taught home economics at Charleroi High School in Pennsylvania. After she retired in the 1950s, she moved to Tucson, Arizona. I remember thinking it was nice that she had been able to live comfortab
ly in her golden years -- aided by a teacher's retirement and a nice nest egg from the 1952 sale of the family's ice cream business.

     Here's the kicker. When Aunt Lillian died in 1993, her estate was worth more than $5 million.

     Her broker was the only one who wasn't shocked. "They should have that kind of discipline on Wall Street," he said. Along with her teacher's pension and the money from selling the ice cream business, Aunt Lillian had also invested -- and reinvested -- in dividend payers.

     Of course, stories like this are rare. Not everyone is able to turn three shares of stock into millions of dollars. When stories like this come out, they usually make headlines.

     But what you don't hear about are the thousands of investors who have happily discovered the same sort of success... just on a slightly smaller scale. I'm talking about people who have turned tens of thousands of dollars into hundreds of thousands... or hundreds of thousands into millions. And those people are now also earning substantial income from those nest eggs...

     One investor -- Jack B., from California -- told us he earns "34,000 per year" from a nest-egg of roughly $300,000.

     Another investor, Andy P. from Texas -- earned "approximately $30,000" last year." Now he and his wife are retired and travel around the country in an RV full time.

     The key to their wealth building? More often than not, it stems from buying solid, dividend-paying securities... cashing regular dividend checks, and reinvesting the proceeds in exchange for even larger dividends in the future. As you'll see in a moment, my "Daily Paycheck" strategy has taken this idea and essentially "supercharged" it.

     But at its core, the strategy -- which has paid me more than $41,000 in dividends and thrown off an ave
rage of $1,344 per month during the past year -- is all about finding strong dividend payers and letting them pay you year after year.

    And right now, I can't think of any better place to invest than in dividend-paying securities...

Returns of 300%-Plus from "Boring" Stocks

     When you look at the facts, it's obvious that dividend payers are perhaps the single best place to put your money.

     According to Standard & Poor's, since 1926 nearly half (45%) of the market's total return has come from dividends. That right -- if you're ignoring dividends, then you're passing on nearly half of the market's returns.

     Oddly enough, for more than a decade dividends have been ignored by millions of investors. You can blame the "Dot-com" boom in the mid-1990s. Starting then, people's focus turned to growth stocks that investors thought could turn you into a millionaire overnight.

     The consensus seemed to be that if you wanted to earn serious returns, then you had to invest in unproven growth companies. In fact, the S&P saw its lowest average dividend yield in history -- just 1.0% -- in 2000, at the height of the tech boom.

     You saw how that turned out.   

      What may be surprising is that these "boring" dividend payers are outperforming nearly everything on the market. Here's what The Wall Street Journal had to say on the topic...

"Consolidated Edison [a New-York based utility]  has single-digit sales growth and its shares are one-fifth as volatile as the broad U.S. market. (Yawn.) Over the past decade, its stock price has only slightly outpaced inflation. But with reinvested dividends, shares returned 128%. The S&P 500 returned 33% over the same period with dividends reinvested.

Plenty of big dividend payers have performed better than Con Ed over the past decade, assuming reinvestment. Oil producer Chevron Corp. has returned almost 200%, while Altria Group Inc., the U.S. tobacco giant, has returned more than 300%."

- Dividends: Collect, Reinvest, Repeat -- for Decades,
The Wall Street Journal, September 9, 2011

     Thankfully, after years of being ignored, I believe the tide is turning. Investors are realizing just how lucrative dividend-payers can be for their portfolio.

     In fact, I'd say that if you want earn a decent income stream, then you have to put money in dividend-paying investments.

     The Federal Reserve has cut interest rates to zero. Just a few years ago you could earn a comfortable 5%-plus interest rate on a CD. In fact, it wasn't uncommon to find high-yield savings accounts that paid 5% without even a hint of risk. Unfortunately, those days are long gone.

     But you don't have to take my word for it. Just see what Sarah Bloom Raskin, who serves as a member of the Board of Governors for the Federal Reserve, has to say...

"... the low level of interest rates represents a strain on households who rely on income from interest-bearing assets; indeed, the flow of interest income that households earn on their savings has declined about one-fourth since the recession began."

- Sarah Bloom Raskin, Board of Trustees for the Federal Reserve
March 1, 2012

     When even members of the Federal Reserve admit their policies have slashed the income you're seeing, you know things are bad for "traditional" income sources like savings accounts and CDs.

     In this type of low-yielding environment, millions of investors are turning to dividend-paying securities to supplement their income

     The best news? There's never been a better time to invest in dividend-paying securities... or start your own "Daily Paycheck" portfolio. Simply consider what's happening right now...

Companies are sitting on trillions in cash, and they're handing it out to investors -- Companies in the S&P 500 (excluding financials and utilities) are sitting on $1 trillion in cash. Increasingly, companies are returning that stockpile to investors. In fact, 2012 looks like it will set a record for dividends paid, according to Howard Silverblatt of Standard & Poor's. Even Apple (Nasdaq: AAPL), notoriously stingy with its cash hoard, has initiated a dividend that totals more than $9 billion annually.

Payout ratios are sitting at record lows -- Despite rising dividend payments, earnings are increasing even faster. According to a recent article from Forbes, the S&P's dividend payout ratio sits at just 41%... versus a historical average of 53%. That gives plenty of room for future dividend increases.

Dividends are increasing dramatically -- In 2011, there were 1,953 dividend increases reported by Standard & Poor's... and S&P 500 companies are expected to pay more than $275 billion to investors this year -- a new record high.

New high-yield securities are focused on income investors -- As Baby Boomers age, investment companies understand that millions of investors are looking for income. And these companies are delivering. In recent years, hundreds of new dividend-paying ETFs, mutual funds, and other securities have come to market with the goal of expanding options for income investors.

I'm talking about securities like the Pioneer Floating Rate Trust (NYSE: PHD), with its 6.0%-plus yield, and ING Emerging Markets High Dividend (NYSE: IHD), which pays more than 10.0%. A few years ago these funds didn't exist. Today, they're showering investors with dividends.

     The bottom line: investing in dividend payers is a proven long-term strategy... and in the short-term, dividend payers look especially attractive.

     In fact, I've been able to earn a total of over $41,000 in dividends during the past few years -- and now I want to show you how to do the same...

$36,017 in Dividends... And Counting

     Since I started testing my "Daily Paycheck" strategy, the results have been staggering...

     I've coll
ected 884 dividend checks for a total of $41,163. And in the past year I've earned $17,466.57. That's an average of $1,344 per month.

     How did I build this portfolio... and how can you do the same thing?

     It all starts with the investments you make. As you likely guessed by now, the key is putting your money EXCLUSIVELY in investments that pay you regular dividends.

     If a stock or fund doesn't pay me a steady yield, then I don't even give it a second look.

     But if this strategy were just about buying a few dividend payers and riding off into the sunset, then it wouldn't be worth talking about. This strategy involves so much more.

     That's because if you want to earn the largest monthly income stream possible... then you need to be paid as often as possible.

     My goal with my $200,000 portfolio is to invest in a basket of stocks
that pay me dividends for every day of the year. In the past year, I've earned 433 dividends -- more than one per day. That's an average of $47.85 in dividends per day. That might not sound like a lot, but I don't think anyone would complain if they were handed a fifty-dollar bill every day of the year.

     Consider your typical income portfolio. It holds a position in a few dividend payers and maybe a fund or two. You get paid occasional dividends, that's for sure. But because you only hold a few positions that pay quarterly dividends, the income you receive is lumpy. It will look something like this...

     Sure, some months you can receive plenty of income... but with only a few positions paying quarterly dividends, there are months where you will receive little or no cash from your holdings.

     That's where
my "Daily Paycheck" strategy is different. The goal is to build a high and steady stream of income. As I said, I want to build a portfolio that pays a dividend for every day of the year.

     The result? A portfolio that owns not just quarterly dividend payers, but plenty of monthly dividend payers as well. This ensures that I earn substantial income month-in and month-out, no matter what's going on with the market.

     The chart below shows my monthly income over the past year...

     Keep in mind everything that has happened during this time. Greece's debt problems dominated the news, sending the world's markets lower... gas prices soared... rates on CDs and savings accounts have essentially been stuck at zero... budget crises here in the United States have caused more turmoil...

     But I haven't had to watch the market every minute of the day, or trade in and out of stocks on a daily basis, or lose sleep wondering what the stock market or economy is going to do next.

     I've simply let my portfolio pay me day after day, and earned a steadily rising income stream.

     To start off 2012, 37 checks came in January for $1,881.

     February saw 28 checks come in for $1,046.

     Then in March, 28 checks for $1,066 arrived.

     In April I received 36 checks for $1,544.

     And in May of 2011, 32 checks arrived for roughly $1,194.

     In June I collected 32 checks totaling $1,223.   

     Then in July, 35 checks arrived for $1,511.   

     In August, 33 checks arrived for $1,217.

     And in all, I've received 433 checks for a total of $17,466.57 in the past year.

     As you can see, it doesn't take long for the income to accumulate.
But if you want to earn the largest amount each month, there are a few more things you need to know...

How to Earn 26.5% on a $20,000 Investment

     Of all the features of the "Daily Paycheck" method, what I like best is that the results are fully scalable.

     I built my portfolio using $200,000 in actual cash. But what if you don't have that much to invest? Or, what if you're fortunate enough to have much more?

     The good news is that my I'm convinced this strategy can work for anyone. For instance, say you have $20,000 to invest. In that case, you can still earn the same income stream on your money as I am, but your payments will simply be a little smaller. Given that $20,000 is about 10% of the size of my portfolio, you would simply expect about one-tenth the income. That still comes out to more than $100 in extra income for you each month.

     And if you had $400,000 to invest -- double the size of my portfolio -- you can simply multiply the income I'm receiving by two.

     To make
things easy, I've put together the chart below. It shows how much you could potentially earn given an average yield on your portfolio of 6.8%.

     Why 6.8%? It is the average yield I'm currently earning across my entire "Daily Paycheck" portfolio.

How Much Can You Earn? Simply Look For Your Portfolio Size

Time Period:

1 Month 1 Year 5 Years 10 Years

Portfolio Size:

$10,000 $57 $680 $3,400 $6,800
$25,000 $141 $1,700 $8,500 $17,000
$50,000 $283 $3,400 $17,000 $34,000
$100,000 $567 $6,800 $34,000 $68,000
$200,000 $1,133 $13,600 $68,000 $136,000
$500,000 $2,833 $34,000 $170,000 $340,000
$1,000,000 $5,667 $68,000 $340,000 $680,000

*Numbers based on 6.8% average yield (the current average yield of my portfolio). All investing carries risk and no results are guaranteed. The figures above will also be subject to taxes and commissions.

     But if you want to see even larger paychecks, then you need to understand another important aspect of my "Daily Paycheck" strategy.

     Once you're receiving your steady monthly income stream, you can do what you want with it -- pay bills, go out to eat, buy a new pair of shoes. That's the beauty of earning regular monthly income -- it's there when you need it.

     But if you want to grow your small checks into giant checks, then the smartest thing you can do is reinvest your dividends.

     It's not necessary, but I can tell you it ends up making an enormous difference in the size of your future "paychecks." Let me show you a real-life example from my portfolio.

     The Reaves Utility Income Fund (NYSE: UTG) is a perfect example of  the type of security I love to invest in. This fund owns own stakes in dozens of utility stocks throughout the world.

     It owns a telecom in New Zealand, energy companies in the United States, and utilities in Brazil.

     I can only think of one, maybe two, other places where you can invest in a stable group of monopolistic holdings this broad from all over the planet.

     And right now UTG pays a monthly dividend of $0.13 per unit. That gives the stock a yield of 6.0% at recent prices.

     But UTG
has a history of increasing its dividends... and I've been reinvesting my dividends to purchase even more shares.

     I first bought UTG back in December 2009. And then, when an opportunity arose to buy a few more shares, I increased my stake a little more.

In total, I've bought just 266 shares. And back then the stock paid a monthly dividend of $0.115 per share. With my 266 shares, I could expect the position to generate income of $367 per year.

     But I've reinvested every cent I've received into more shares. Today, I own about 307 shares -- nearly 15% more shares than when I started. At the same time, the fund has raised its dividend nearly 14%.

     So while originally I was earning $367 per year in dividends from UTG alone, today I am earning $482 -- a 31% increase in income in just a few short years.

     Try getting a 31% raise from your boss. It's probably not going to happen. But with investments like UTG, as well as some of the other stocks I'll tell you about in a moment, increases like this are common.

     And the real beauty of compounding is that it speeds up as time passes. I love being paid nearly 25% more from an investment, but what's most exciting is that I now own more shares... which means more dividends... which buy me even more shares next month... and the month after... and the month after...

     And when you build an entire portfolio of monthly and quarterly dividend payers like UTG, you can see some pretty dramatic results.

     The chart to the right shows your potential annual income stream assuming a $20,000 initial investment in securities with an average yield of 7%.

     The first bar represents the income you earn on $20,000 at a 7% yield. The second bar assumes you simply reinvest those dividends. But the third bar (shown in blue) is the most important. It shows what happens to your income stream over just a few years if you reinvest your divi
dends in a security that increases its dividend 5% per year.

     Thanks to the power of reinvested dividends and dividend growth, after 10 years your portfolio could be generating $5,299 in annual income -- that's 278.5% more income when compared to an investor who doesn't reinvest. In fact, it could be generating an effective yield of 26.5% based on your initial $20,000 investment.

More Than Just Thousands of Dollars
in Dividends Each Month

     Now, I'd be lying if I told you that my "Daily Paycheck" strategy was only important because of the income stream you can earn from it.

     After all, everyone
knows that dividends don't matter at lick if the underlying investment loses money.

     And that's the amazing thing about this way of investing. So far, not only has it thrown off an amazing amount of income... but the portfolio is keeping pace with the S&P 500.

     Since I began this experiment, my portfolio is up roughly 33%.

     But what's most important is that I've generated those gains with less volatility than the overall stock market... meaning I can sleep easy at night instead of worrying about my investments.

     Let me give you one example...

     You likely remember the market sell-off that occurred back in August 2011. All the headlines were dour... investors all around the world were anxious about a potential default by Greece... high oil prices... budget problems in the United States and elsewhere... and soaring unemployment.

     In the month of August alone, the S&P 500 lost 5.7%... a major move for one of the world's most recognized indices.

     My portfolio? Despite all the turmoil, I saw my account fall just 1.0% during the month. That's just one-sixth the amount the broader market fell.

     That's not to say that my portfolio will always hold up as well, but I do like my odds. After all, the last time I checked the S&P wasn't throwing off thousands of dollars in income each month, helping to smooth out your returns no matter which way the market moves.

     Put simply, my "Daily Paycheck" strategy is the best way I know to grow your wealth with less risk AND earn tens... hundreds... even thousands of dollars in monthly income.

     And this income stream can last a lifetime...

Are You Investing in "Lifetime Income Generators"?

     I've talked a lot today about my "Daily Paycheck" strategy and the money it can generate for you.

     But there's one more thing I want to tell you about...

     I call them "Lifetime Income Generators."

     The name says it all. These are the few companies that I think you can buy today and simply hold for the rest of your life. And while you hold them, they'll shower you with dividends year in and year out.

     More investors are discovering them every day and are putting their trust in these stocks. And why not?

      In 2011, the S&P was up and down... finishing the year flat. But dozens of "Lifetime Income Generators" soundly beat the market for the year. And they did that largely without the same ups and downs that most investors experienced.

     It sounds too good to be true, but the secret to success behind these rare stocks is simple. "Lifetime Income Generators" are dominant companies with stable businesses and strong cash flows that can be depended on to pay -- and increase -- their dividends year after year.

     These stocks are pretty rare. Standard & Poor's has a Dividend Aristocrats Index that's made up of stocks that have increased dividends for 25 years or more. Only 51 stocks made it into the index at last count.

     The good news? There are a number of companies that have consistently raised their dividends for years, but simply haven't made it the full 25 years yet. By my estimates, there are about 100 stocks I'd call "Lifetime Income Generators."

     And if you buy their shares and let these stocks pay you over the long term, you can earn some enormous dividend yields.

     Take a look at Philip Morris International (NYSE: PM)...

     In 2009, Philip Morris was paying about $2.25 in dividends per year. Trading at a price of $44 per share, any investor could have picked up the stock and locked in a solid 5.1% yield.

     Philip Morris has increased its dividends at a 15% annual pace during the past three years. Today it is paying $3.40 per share every year. That gives anyone who bought back at $44 per share a 7.7% dividend yield on their original investment.

     But Philip Morris is a "Lifetime Income Generator." I expect the company to raise its dividend for years and decades to come. If it sustains its 15% annual growth rate, then in 2015 (just three years from now), the company would pay $5.17 per share in a
nnual dividends. That's nearly a 12% yield on your original 2009 investment.

     Meanwhile, from the start of 2009 until today, Philip Morris investors have seen a total return near 150%.

     That's just a taste of what you can get when you focus on "Lifetime Income Generators."

     Unfortunately, I don't have the time to give you all the details on my favorite "Lifetime Income Generators" in this presentation. Instead, I've put everything you need to know -- including names and ticker symbols -- in a new report titled Lifetime Income Generators: 3 Stocks for a Lifetime of Dividends.

     This report includes my favorit
e "Lifetime Income Generators," which could serve the basis for nearly any portfolio...

Lifetime Income Generator #1 pays more than $4.90 per share every year, for a yield of nearly 6% at recent prices. And since 1997, this company has increased its distributions over 40 times.

Where does this company get all that money to pay investors? It operates in one of the most stable markets on the planet -- pipelines. Its network of pipelines and storage terminals ship petroleum, gasoline, and natural gas around the country, earning this company a steady stream of cash flow that powers the dividend.

One more thing -- the CEO receives a salary of just $1 a year, with no bonuses or stock options. Instead, he owns a significant portion of the business, meaning his compensation is tied directly to the company's stock performance.

Lifetime Income Generator #2 is one of the most well-known dividend-paying companies in the world. Right now the stock yields 5%... and payments have increased for 28 consecutive years.

No other company in the country pays as much to investors as this one. In total, it distributes over $2.5 billion every quarter, or about $10.3 billion each year. That's more than the annual GDP of Nicaragua, Barbados, The Bahamas or Madagascar.

Lifetime Income Generator #3 is a fund focused on the fastest-growing region on earth -- Asia-Pacific. This gem lets you access some of the fastest-growing markets in the world, including Australia, South Korea, Thailand, and Hong Kong... without having to leave the United States.

Not only has the region's growth powered some heady gains -- an average annual return of 13% during the past decade -- but the fund has paid a monthly dividend going all the way back to 1991. Today, monthly distributions add up to a yield of nearly 5.5%

     Keep reading to see how to receive this report...

It's Time for YOU to Start Building
Your Own Income Stream

     As I said earlier, for a couple of years now, I've been testing and tweaking a "Daily Paycheck" portfolio with $200,000 of actual cash. Today, that portfolio has grown to roughly $265,800, and I'm now earning MORE monthly income than the typical government retirement benefit -- $1,344.58 per month, to be exact.

     Meanwhile, I've done all of this in full view of thousands of select investors just like you.

     You see, I report all of my progress to readers of my monthly advisory -- The Daily Paycheck.    

     This newsletter is my way of recording my progress as I build a portfolio that pays me for every single day of the year. Each month I provide the latest research on my favorite income ideas, important updates on my real-money portfolio, and news on my holdings.

     I you want to follow right along with me, then there's no reason your own "Daily Paycheck" portfolio can't look just like mine. I tell my readers everything I do BEFORE I make any investment.

     In fact, you won't just mimic my performance... you might beat it. That's because I give all of my readers a chance to beat me to the punch...

     To avoid even the hint of any conflict of interest, after I recommend an investment to my readers, StreetAuthority requires me to wait 48 hours before I buy it for my real-money portfolio. And if I buy an investment for my personal account, then I have to wait one whole weeks before I make a move.

     So far, the readers following my Daily Paycheck advisory seem to have enjoyed it...

     "I have invested right along with Amy from the beginning of the portfolio. After the financial collapse, I vowed to take charge of my own financial future, kicked the financial planner to the curb and couldn't be happier. Amy helped me secure a great income producing investment. I just get so excited to see those payments compounding on their own. I only wish I would have invested more, but since I am just learning, I don't think Amy would be disappointed, she is conservative herself. Thank Amy for holding my hand."
-- Wende W., Colorado

"I have done quite well. My portfolio has a yield of 8.5% and has increased its total value by 30% in the nearly three years I have been a member."
-- John K., Shelter Island, New York

"I am currently earning $34,000 per year in dividends for a $300,000 portfolio."
-- Jack B., Rancho Palos Verdes, California

"It's very rewarding to see [the "paychecks"] show up in my checking account. It's equally rewarding to see the price appreciation in almost every one of Amy's picks -- pretty outstanding in anyone's book."
-- A. W., Arizona

     But there's no guarantee The Daily Paycheck will be the right advisory for you. So here's what I'd like to do.

     Try The Daily Paycheck for the next 60 days, view my portfolio, read my latest research, and my exclusive Lifetime Income Generators repo
rt, which is included for free with your subscription, and then decide if my research is what you're looking for.

     Start your 60 days now and you'll receive:

Monthly E-mail Issues of The Daily Paycheck -- This is where I share my favorite picks for building your own portfolio... including my "income security of the month" -- my favorite single dividend-paying security on the market today. Each issue also provides an update on my entire portfolio -- including my special "Buy First" list that covers the top dividend payers you should buy today if you're just starting out with the advisory. I also update readers on all the dividends I've earned and introduce them to several other high-yield investments each month.

"Mid-Month Updates" -- The stock market never takes a break. That's why between my regular monthly issues, I also send subscribers an update with any new buy or sell recommendations. This way, you're sure to never let an opportunity pass you by.

Complete Access to my "Daily Paycheck" Portfolio --  Since I've started, I've built a portfolio that pays more than $17,000 a year in dividends and has grown to nearly $270,000... and you'll have full access to the names and ticker symbols of all these holdings. To make things easy, I've organized my model portfolio into three valuable sections...

The first is focused on the highest-yield opportunities I can find. The yields here start at 7.5% and go up from there. Many of these stocks and funds yield 10% or more. The second section includes my fast dividend-growers. These stocks are increasing dividend payments up to 15% a year -- making them perfect for investors who want a rising stream of income.

The final section includes my most stable investments. If you're a conservative investor, then these picks could deliver consistent dividends no matter what happens in the market.

Report #1: Lifetime Income Generators: 3 Stocks for a Lifetime of Income -- I believe you can rely on these three investments for the long-term. They include a company that has raised its dividend over 45 times since 1997... another company that pays more than $10.3 billion a year in dividends... and a fund that's paid monthly distributions for more than 250 consecutive months without missing a payment. (That's more than 20 years!)

  Report #2: The 3 Best Stocks to Start Your Own Daily Paycheck Portfolio -- If I were to start my Daily Paycheck portfolio from scratch, then I would buy these three stocks first. These investments pay yields of up to 10%, giving you a head start on earning a solid monthly income stream.

     For the next 60 days, take all the time you need to decide if The Daily Paycheck is what you're looking for. If not, simply contact our customer service team for a
full refund -- less a 10% processing charge.

     Like I said, it's easy to see if my research is right for you.

     I'll tell you how to get started and gain immediate access to The Daily Paycheck in a moment. But first, I want to tell you about one more piece of research that comes with your subscription...

My Favorite MONTHLY Dividend Payers

     My "Daily Paycheck" strategy is all about building a stream of income that pays you constantly... ideally enough dividends so that you get paid every single day of the year.

     That means you need to load up on monthly dividend payers.
This ensures that month-in and month-out, you earn a substantial amount of income, no matter what.

      And let's not forget another big plus -- if you're at or near retirement, you'll need a steady stream of monthly checks to pay your bills. Investing in monthly dividend payers is the best way to ensure your money will be there when you need it.

     This is why I focus heavily on monthly dividend payers. In fact, roughly 40% of my portfolio in The Daily Paycheck is invested in monthly payers.    

     Meanwhile, you don't have to give up yield in order to be paid monthly. I've found some monthly dividend-payers yielding 7.6%, 8.4% and even 12.0%!

     With this in mind, I've pored over all my holdings and pinned down four of my favorite monthly dividend payers. If you're looking for regular dividends 12 times a year, then you need to start with this report.

     My picks in this new report -- Amy's Favorite Monthly Dividend Payers -- include...

Monthly Dividend Payer #1 is a fund with one goal -- generate as much in dividends as possible for its investors. It holds a basket of preferred shares and high-yield bonds that throw off an enormous income stream.

Since hitting the market in 2003, the fund has never missed a distribution. Today it pays out more than a dollar per share each year in monthly installments. Added up, that comes to a yield of greater than 8%.

Monthly Dividend Payer #2 pays $1.20 per share each year in monthly increments, for a yield of 7.5%. Don't expect to have heard of this one though. It trades an average of just 200,000 shares a day... about what Apple trades in four minutes.

This investment gives you access to high-yield bonds from all over the world... including bonds from the Brazilian government and Russia's largest natural gas company, Gazprom.

Most of these holding would be untouchable for everyday investors, but this security lets you buy into these holdings without leaving the United States.

Monthly Dividend Payer #3 invests in the most stable utility stocks on the earth and pays investors a fat dividend yield.

It owns telecoms in New Zealand, electric companies in Brazil, and energy businesses in Wisconsin.

It's returned 10.7% per year since its inception in 2004... and it has boosted its dividend 35% along the way. In total, the fund has paid more than 90 consecutive dividends and currently yields 6%.

Monthly Dividend Payer #4 is one of the most unique businesses on the planet. It's called a business development company. This firm loans money to small businesses that can't access traditional lines of credit. In return, it earns handsome fees and equity stakes in a variety of fast-growing businesses.

This monthly divide
nd payer is one of the most successful -- since going public back in 2007, it's already returned 225%. Take a look...

As for dividends, the company has never missed a payment and has raised its dividend 20% since early 2011. Today the company pays $1.80 per share each year for a yield of 6%.

     I'll bring you the full details on these monthly payers -- including names, ticker symbols, and analysis -- in my newest report -- Amy's Favorite Monthly Dividend Payers.

     I've decided to include this report at no extra charge with your subscription to my monthly Daily Paycheck advisory.

     The masthead price for The Daily Paycheck is $397 per year. But sign up through this offer and you can start your 60-day test of The Daily Paycheck for 50% off the masthead rate.

     You'll pay just $197 for one year of my monthly advisory. This includes...

Monthly E-mail Issues of The Daily Paycheck -- This is where I share my favorite picks for building your own portfolio... including my "income security of the month" -- my favorite single dividend-paying security on the market today. Each issue also provides an update on my entire portfolio -- including my special "Buy First" list that covers the top dividend payers you should buy today if you're just starting out with the advisory. I also update readers on all the dividends I've earned and introduce them to several other high-yield investments each month.

"Mid-Month Updates" -- The stock market never takes a break. That's why between my regular monthly issues, I also send subscribers an update with any new buy or sell recommendations. This way, you're sure to never let an opportunity pass you by.

Report #1: Lifetime Income Generators: 3 Stocks for a Lifetime of Income -- I believe you can rely on these three investments for the long-term. They include a company that has raised its dividend more than 40 times since 1997... another company that pays more than $10 billion a year in dividends... and a fund that's paid monthly distributions for more than 250 consecutive months without missing a payment. (That's more than 20 years!)

  Report #2: The 3 Best Stocks to Start Your Own Daily Paycheck Portfolio -- If I were to start my Daily Paycheck portfolio from scratch, then I would buy these three stocks first. These investments pay yields of up to 10%, giving you a head start on earning a solid monthly income stream.

Report #3: Amy's Favorite Monthly Dividend Payers -- These stocks pay dividends that hit your account every 30 days... instead of every 3 months. My picks in this report include a little-known security that trades just 200,000 shares a day but that boasts a yield of 7.5%.

Instant Access to my "Daily Paycheck" Portfolios -- Remember, my "Daily Paycheck" method is not a theory. I am actually buying and selling real securities in a real $200,000 portfolio. When you subscribe, you'll enjoy complete access to all of my portfolio holdings.

     If you decide to join The Daily Paycheck for two years (with the same 60-day money-back guarantee), then you'll also receive these additional reports...

Report #4: Dividend Blacklist: High Yields You Should NEVER Buy -- Just because a stock sports a high yield doesn't mean you should rush out and buy it. Here, I've identified several income investments -- including some of the highest-yielding dividend payers on the S&P 500 -- I think you should steer clear of.

Report #5: Four Stocks Yielding 10%-Plus -- If your idea of investing heaven is a double-digit yield, then you'll love this report. The yields here start at 10% and go up from there.

     Remember, you'll have the next 60 days to decide if you like my research or not.

     If you don't like it, I won't get my feelings hurt. Simply call our dedicated customer service team before your 60 days is up and we'll send you a full refund, minus a 10% processing fee. You'll be able to keep all of the in-depth research reports and newsletters you've already received, free of charge.

     To get instant access,
subscribe now.

     Always Searching for Your Next Paycheck...

Amy Calistri
Chief Investment Strategist -- The Daily Paycheck

     P.S. -- Remember, when you sign up for my online Daily Paycheck advisory, you have immediate access. You'll receive my latest issue, your in-depth reports, and online access to my entire portfolio of high-yielding ideas right away.

DISCLOSURE: Amy Calistri owns shares of PHD and UTG. StreetAuthority owns shares of PHD, IHD, UTG, and PM part of the company's various "real money" portfolios. In accordance with company policies, StreetAuthority always provides readers with at least 48 hours advance notice before buying or selling any securities in any "real money" model portfolio.

StreetAuthority, LLC is a publisher of financial news and opinions and NOT a securities broker/dealer or an investment advisor. You are responsible for your own investment decisions. All information contained in our newsletters or on our web site(s) should be independently verified with the companies mentioned, and readers should always conduct their own research and due diligence and consider obtaining professional advice before making any investment decision. As a condition to accessing StreetAuthority materials and websites, you agree to our Terms and Conditions of Use, available here, including without limitation all disclaimers of warranties and limitations on liability contained therein. Owners, employees and writers may hold positions in the securities that are discussed in our newsletters or on our website.

Figures shown in the preceding webcast represent returns for individual stocks only. All investments can be volatile, and all returns will be reduced by fees and expenses. All returns shown above are subject to brokerage trading commissions and taxes. Below are the returns for The Daily Paycheck.


(Real-Money Portfolio)
2011 Returns Current Holdings Showing Gains* Current Holdings Showing Losses*
The Daily Paycheck


47 8

*as of October 17, 2012