Stashing your money at a bank is a terrible way to generate income.
It pays you 0.33% interest for a money market account... even less for a CD... and the average dividend is a measly 1.4%.
But what you might not know is...
There are a few dozen other financial firms that are very similar to traditional banks... only they pay out as much as 12% annually.
That's 36 times more than a money market account.
I call these other lending companies "Private Banks" because of their elite clientele. And because they are quietly giving out as much as $1,200 for every $10,000 invested.
In fact, in an ironic twist, many of the biggest traditional banks are quietly using Private Banks to grow their cash piles.
I'm talking about giants like JPMorgan Chase, Wells Fargo, and Citigroup.
According to the latest SEC filings, the big banks have now scooped up 101 million shares of five of the fastest-growing Private Banks.
But they aren't the only ones. Thousands of "regular" investors just like you have followed suit...
Jim C. of Boise, ID, invested in one Private Bank yielding 10.5% back in 2010. He says he's up 127% for a $4,249 gain and adds, "I love watching the dividends grow...."
Robert C. of Erie, PA, has a similar story. He told us that he invested in one Private Bank yielding about 10% and ended up with "profit of around $10,000."
Others across the country have seen gains of 47%... 85%... over 100%... while collecting thousands of dollars in income.
With bank yields near zero, Treasuries paying a mere 2.5%, and the S&P yielding just 1.8%, it's not surprising that the number of Private Banks has grown more than 11-fold since 2003.
And it's also not surprising that these companies are starting to get a lot of attention in the press...
Financial analyst Troy Ward said in a report published June 25 on Private Banks, "I think they are in a very good position going forward..."
Forbes contributor Jeff Golman adds that Private Banks "have attracted investors seeking steady, higher yielding assets."
And investmentnews.com says that adding a few of these companies to your portfolio "may tip the scales in the investor's favor."
I've prepared this special issue to show you exactly how these Private Banks work, and how you, too, can begin collecting the highest yields right now.
If you're looking for an alternative to the piddly returns your money market is paying right now, or if you're interested in an investment that's handily beat the market for five years, Private Banks might be the perfect investment for you.
They offer monthly dividend increases and triple-digit growth potential... access to fast-growing private companies normally off-limits... and could even protect you from another banking crisis.
You can get started with as little as $100, and you can invest in them with your existing brokerage account.
Let me show you how these unique high-yielders work...
It's not hard to see why the word is getting out and Private Banks are becoming more and more popular.
Consider all the pain traditional banks have caused investors in just the past few years...
Not only have they been starving out yield-hungry investors for half a decade, their lending practices were one of the main triggers of the 2008 financial meltdown.
When it came to light that the big banks had billions of dollars of bad debts on their books, the world economy teetered on the brink of collapse.
A whole series of bankruptcies and bailouts ensued...
More important, this banking crisis eventually cut the stock market in half, plunging 46% from March 2008 to March 2009.
Millions of people lost everything. Millions more lost enough that they still haven't completely recovered. Lifestyles were turned upside down.
Activities that were once taken for granted -- like trips to visit the kids and grandkids or long promised anniversary trips -- became decisions to be weighed carefully and calculated down to the dime... and many times, put off indefinitely.
But what's most amazing is that many of the banking problems that existed back then have gotten worse...
You'd think after spending a few trillion dollars, the government would be able to at least fix the institutions that caused the last collapse.
The biggest banks -- the ones that were supposedly "too big to fail" -- are actually bigger than they were before.
That's according to Neil Barofsky. He's the former inspector general of TARP. On the fifth anniversary of Lehman Brothers' collapse, he took to the airwaves to lament the fact that, "here we are five years later, and the biggest banks are actually 30 percent larger than they were in 2008."
This means the same "perverse incentives" that existed before exist today. Namely, banks can engage in risky behavior because they know Uncle Sam will come to the rescue.
As Barofsky puts it...
"No lessons were learned from [big banks] other than, if you do business with a giant, too-big-to-fail institution, you don't need to worry about it because Uncle Sam is going to sit there and backstop all of your bad bets."
Another man who was at the scene of the last crime is equally worried today.
Three weeks after Lehman Brothers' collapse, former British Prime Minister Gordon Brown was in Paris warning European leaders that they were next.
His cries fell on deaf ears back then, and it appears that his latest warnings are too.
He wrote in The New York Times recently that "the world's bankers are carrying us toward the next one."
"Most of the problems that caused the 2008 crisis -- excessive borrowing, shadow banking and reckless lending -- have not gone away. Too-big-to-fail banks have not shrunk; they've grown bigger. Huge bonuses that encourage reckless risk-taking by bankers remain the norm."
To add to this, many banks are starting to fail the much-heralded "stress tests."
These annual tests were implemented after the 2008 collapse and are commissioned by the federal government. Officials put the big banks through a series of adverse scenarios and see how well they would hold up through high unemployment, a market crash, a big drop in housing prices, etc.
How are the banks doing? In past years results have been up and down, but for 2014 they were downright scary.
Five of the 30 banks tested failed outright. Another two -- Goldman Sachs and Bank of America -- only passed because of some last-minute fixes. And two more banks -- Morgan Stanley and JPMorgan Chase -- passed by the skin of their teeth.
In other words, 9 of the 30 biggest banks were found unfit or nearly unfit to handle difficult market conditions. Shouldn't a "no-risk" investment offer more protection than that?
It's gotten so bad that even those who were formerly friendly to banks are now calling for their end.
Conservative economist John Cochrane of the University of Chicago published an April 2014 paper saying he wants to prevent banks from making loans without a big pile of government-issued cash backing it up.
Since that would eliminate a banks' primary advantage, this "would certainly end banking as we know it," according to financial writer, Mark Gongloff.
I'll tell you more about the banking system's problems later on in this presentation. But the point is, the entire banking industry is seriously flawed. At best, banks have become a slightly better place for your money than under a mattress. At worst, they could be headed for another meltdown.
The good news is, I believe I've found the perfect alternative to sidestep the banking industry's problems. It's a solution that allows you to collect double-digit yields -- 36 times higher yields than what your average Money Market account is paying right now.
How do I know this? I've spent the past 17 years helping people collect money from these and other high-yielding companies.
I've met one-on-one with folks looking to retire. I've managed millions in assets and added millions of dollars to people's accounts. And I currently run one of America's most popular retirement advisories. My entire focus is helping folks take advantage of income investments they won't hear about elsewhere.
For many investors, the high-yielding Private Banks I'm showing you today have been an absolute lifesaver. Let me explain exactly how they work...
Private Banks got their start in 1980.
As you may remember, it was an awful time for the U.S. economy. We were in a recession, interest rates soared as high as 16%, and unemployment was rampant.
As a result, banks were on the defensive and were extremely hesitant to make loans.
So in order to kick-start the economy and get money flowing, Congress passed the SBII Act of 1980. This Act effectively created a special, new kind of lender: Private Banks.
Private Banks and regular banks are similar in a few ways. They both lend money to third-parties, and you can invest in them any time.
But they are not the same thing by any means. Not by a long shot.
Private Banks don't advertise in the newspapers or on television, and they don't deal with deposits or have local branches.
Perhaps the biggest difference is yield.
While the average bank dividend yields around 1%, Private Banks average 8.6%.
(Private Banks also yield much higher than high-yield bonds at 5.6%, Treasuries at 2.5%, and the S&P at 1.8%.)
How do they yield so much more? Clientele.
See, a typical bank makes a good chunk of its money through deposits. They pay you and me virtually nothing for a savings account -- about 0.1% today -- then loan money to homebuyers and others for around 3%-4% and pocket the difference.
Private Banks are completely different. Instead of giving car loans to college kids... or 30-year home mortgage loans to young couples who may or may not have good credit...
They lend to a different group of people and charge as much as 16%. Specifically, they lend to fast-growing private companies -- a group that's normally off-limits to people like you and me.
But it doesn't stop there. Private Banks also take an equity stake in these off-limits private companies. So if even just one out of every ten of them takes off, the Private Bank makes a mint.
Private Banks and their investors have been cashing in on little-known private companies for years.
Before they went public, heavyweights like Google, Apple, and Intel all got help from various types of Private Banks. Same goes for Yahoo, LinkedIn, and Salesforce.com
Perhaps the most recent example is Airbnb, whose website links travelers with homeowners who have a spare house, apartment or bedroom to rent. In 2012, the up-and-coming private company already had an estimated value of $2.5 billion. Now, it's being valued at $10 billion -- quadruple what it was worth just two years ago.
If Airbnb went public today, it would have a market cap greater than many established lodging chains such as Wyndham Worldwide.
History is littered with examples of little-known private companies hitting it big thanks to support and funding from a Private Bank.
Savvy investors are starting to realize this, and are zeroing in on private companies in a big way...
You've probably never heard of Jim Breyer or Peter Thiel, but they both made a fortune on the same day: May 18, 2012.
That's the day Facebook went public.
Breyer was one of the biggest investors. His firm had plunked down $12.2 million in 2005.
By the time Facebook made its debut on the Nasdaq seven years later, it had 800 million users worldwide and was worth approximately $100 billion, making Breyer and his company's 10% ownership stake worth around $10 billion.
You sometimes hear about 2-baggers or 3-baggers that double or triple in value. This one was an 830-bagger, turning every $1,000 invested into $830,000.
He wasn't alone. Peter Thiel was another early investor who put up $500,000 and walked away with $2 billion. And it wasn't the first time. A decade earlier, he was already on the fast path when the electronic payment firm he co-founded -- PayPal -- was bought by eBay.
Sometimes lightning does strike twice. But this was no accident. Thiel was a math prodigy and world-class chess champion with big aspirations -- he's now reportedly involved with floating city projects.
Even celebrities are starting to get in on private companies. And in many cases, they're making more money than they ever did before.
Magic Johnson, for example, earned around $18 million during his NBA career between salary and endorsements. Not bad. But after his career Magic started investing in private companies in a big way, and today his net worth is estimated at around $500 million.
The rock star Bono, lead singer for mega group U2, recently pocketed an estimated $10 million thanks to private investments. That's more money than his band generates by playing a sold-out rock show in front of 90,000 people.
He and a group of others also made around $1.5 billion from a $90 million investment in Facebook in 2009.
Former presidential candidate Mitt Romney made around $200 million from private companies between 1984 and 1999.
Stephen Pagliuca, who worked alongside Romney for 15 years, made enough money to buy the Boston Celtics. Boston magazine estimates Pagliuca's net worth at $410 million. Along with a handful of partners, he bought the team for $360 million back in 2003.
Fortunately, a few "regular folks" have managed to cash in on private companies too...
Santa Clara, California based consultant Dana E. invested $61,000 in 2010. Within two years her stake was valued at $387,500.
Recent college graduate Neal K. was another small investor who managed to make a killing. He invested a small sum -- just $600 -- in a private company in 2012. Within a few months, the investment turned into $3,400 for a quick 466% return.
And according to The Wall Street Journal, a doctor from Seattle invested $250,000 back in 1985. Today, that investment is worth tens of millions of dollars.
If you had a choice, wouldn't you rather have your money going toward a small, private business with a $1 billion idea over of a teenager down the street buying a new car?
That's the secret to Private Banks. Instead of lending money to homeowners and other individuals, they charge high rates and lend money to small, private companies.
That's why I refer to them as "Private Banks." Because they fund private companies that have historically provided some of the best opportunities for life-changing gains.
Why limit yourself to investing in Public Companies? Private companies are much better...
You see, scores of outstanding businesses never go public. Their shares never trade on a major exchange like the NYSE or the Nasdaq -- and they never will.
If you're not investing in these private companies, then you're missing out on a big chunk of our nation's wealth creation. According to Forbes, more than 60 of America's wealthiest billionaires generated their fortunes from private companies.
This makes sense. In fact, take a look around and you'll discover that many of America's largest family fortunes have been built in the private market:
Bechtel Corp., the largest construction and engineering firm in the country, had $37.9 billion in revenues in 2012. With 53,000 workers in 48 countries, it's private and still family run and owned.
Mars Corporation, the candy lover's dream stock, is the maker of M&Ms, Milky Way, Skittles, Snickers and on and on. Headquartered in a plain little building in a Washington, DC suburb, the door is locked and they don't answer the bell. The three children of company founder Forrest Mars are worth an estimated $19.8 billion each.
America is overflowing with giant, ultra-successful private companies that have made a fortune for early investors.
But without backdoor investments like Private Banks, good luck trying to invest in any of these success stories. They are all private. In fact, of the 150,000-plus U.S. firms with annual revenues above $10 million, about 90% are private, making them off-limits to most investors.
The SEC won't let you invest directly in these private companies unless your net worth is at least $1 million -- and your home equity doesn't count. You also need to generate income of at least $200,000 a year. And if you're married, the bar is raised to $300,000.
And even if you meet these strict criteria, you still need the right contacts and expertise to invest directly in private companies. So unless you personally know the founder of a fast-growing private company, it's almost impossible for you to share in the profits.
But thanks to Private Banks, you can start investing today with the click of a mouse... and with as little as a few hundred dollars. You can also invest much, much more if you want -- the sky is really the limit here. And there are zero income restrictions, so you don't have to be ultra-wealthy in order to cash in.
As you've probably noticed, publicly traded stocks are still pretty darn expensive, so their upside is limited. But imagine the profits you could make if you invested in an entirely different kind of market -- the market for private companies.
This backdoor into the private markets could change the way you think about investing forever. You may never buy another overpriced public company again. Because here's something few investors know: private companies are almost always cheaper than public companies.
In fact, as you can see in this chart, the average private stock sells for about 50% to 75% less than the typical public company. This is largely because of the lack of market liquidity. When there are fewer buyers available (remember -- only 6% of investors can access the private market), prices tend to be dirt cheap.
Not only are private stocks much cheaper than their public counterparts, but they usually grow faster too.
Former Wharton business school professor Andrew Metrick quantified this edge by comparing private and public companies. He found that when companies choose to stay private instead of going public, they typically grow 15% faster during the first year, and they continue to outgrow public companies over the long haul.
And a study by professors at Duke and Ohio State covering a period from 1984 through 2010 found that private market investors earned 18% more than the S&P 500.
Of course, there are exceptions. You can find some overpriced slow growers in the private market. But nine times out of 10, when you buy a stock in the private market you'll do better than a public investor will do later in the same stock.
Normally, there is nothing you can do about this. Investors like you and me rarely get a piece of hot companies when they're in the early stages of their huge growth cycles. It's a market that just isn't available to the "regular guy."
But there IS one way to make money with companies like Facebook and Google well before they go public... when the big profits are banked... even if you aren't a well-connected millionaire.
The secret involves Private Banks. This little-known investment class lets anyone buy into privately held companies that are normally inaccessible to small investors. It's the only easy way to be an early shareholder in the next corporate giant.
And the best time to invest in Private Banks is right now. In fact, the sooner you invest, the more money you could make.
Until 2003, only four publicly traded Private Banks existed. Now there are 44, and they've delivered some of the biggest total returns over the past five years.
Even with the S&P being on a tear, returning 124%, Private Banks still beat the market by a wide margin, soaring 171%.
(The 4 big banks, meanwhile, have only returned an average of 84%.)
Yields and capital gains are boosted because Private Banks get a major tax break. They pay zero income taxes as long as they derive at least 90% of their income from dividends, interest and capital gains... and as long as they distribute at least 90% of that income to shareholders.
Thanks to these and other advantages, Private Banks are some of the highest-yielding securities on the market.
The average Private Bank yields nearly 8.6% -- over 4 times higher than the S&P. Private Banks pass along almost all the income they earn, allowing them to pay great yields to you as a shareholder. Right now 19 of them are yielding above 9%... and six are yielding above 11%.
And the most attractive Private Banks are delivering yields of up to 12.5% right now.
In this presentation, I'll tell you how to get a complete list of every single Private Bank with its current yield sent directly to you. In the meantime, here's a sneak peek at a few of the highest-yielding Private Banks you can buy right now...
Private Bank #1: 12.5%
Private Bank #2: 12.4%
Private Bank #3: 10.4%
Private Bank #4: 9.6%
Private Bank #5: 11%
It's hard to lose ground as an investor when you're socking away such big dividends year after year. Best of all, right now looks like a great time to start investing.
When interest rates are this low, it creates the perfect environment for Private Banks because they can borrow money at low rates and lend it out at high interest rates.
Let me rephrase that... absurdly high interest rates.
For example, one North Carolina-based Private Bank charges up to 17% interest on its loans. Another of my favorites is charging an average of 12.8%.
That's why Private Banks now rank as some of the most profitable businesses on earth.
At the same time, rising interest rates should also be a powerful growth driver. That may seem counterintuitive, since securities like these usually suffer when rates rise. But these companies have had time to prepare. Many have refinanced their borrowings at locked in record-low fixed rates, while also originating new loans at floating rates.
So when the withdrawal of the Federal Reserve begins to urge rates back up, Private Banks will see their funding cost stay the same but their investments earn more and more -- thus widening net interest rate spreads and padding cash flows.
In the meantime, one of my favorite Private Banks -- an industry leader based in New York City -- is already generating enough income to support a giant 12.5% yield -- with further distribution increases planned for every month throughout the remainder of 2014.
But if you've never invested in Private Banks before, you shouldn't go it alone. There are a few critical things you need to know before you get started...
While most of these stocks are delivering huge gains right now, you need to be choosy. There's a huge performance gap between the best Private Banks on the market and the few bad apples.
So before you invest a cent in Private Banks, you need to know exactly what to look for.
My research team and I have spent countless hours analyzing this market. And after careful research, we've identified a short list of criteria that will help you spot the best Private Banks on the market.
Specifically, you need to look for companies that...
It takes a great deal of time and effort to do this type of analysis for dozens of companies. And that's where we come in. I've found three companies that match my criteria perfectly...
With a market capitalization of $3.4 billion, Private Bank #1 is among the nation's largest companies of its kind. The firm invests mainly in first-lien loans to mid-sized borrowers who need cash for acquisitions, growth projects and other business needs.
It's currently earning net profit margins of 47.93%. That's almost unheard of. In my 17 years of investing, I've never seen anything quite like it.
Thanks to today's low interest rate environment, as well as its favorable tax treatment, this Private Bank's net profit margins are higher than virtually ALL of the most profitable and respected companies on earth, including Microsoft, Google and Apple.
In fact, the numbers aren't even close. Its profit margins are more than two times higher than Apple's.
No wonder shares of this Private Bank have soared 90% over the last three years.
Beyond that, it's been a dream come true for income investors.
It yields 12.5%, and since inception in 2004 it's paid 77 straight dividend payments.
And those payments are not only more generous than most, they're also more frequent -- dished out every 30 days instead of every 90. Add all those payments up and you'll find that this Private Bank is offering a towering yield of 12.5%.
If that wasn't enticing enough, keep in mind that distributions aren't level -- they inch a little bit higher each month. In fact, in a rare move, management announced that payments are scheduled to rise every month through December 2014. That will mark 54 consecutive monthly dividend increases -- something well under 1% of dividend payers can boast.
Those dividend increases come in part thanks to this Private Bank's meticulous screening process. It has built up a database of 75,000 contacts over the past two decades and cultivated relationships with hundreds of business brokers, accounting firms and other centers of influence. These contacts feed it approximately 3,000 investment opportunities each year.
After a rigorous evaluation process, about 98% of those investments are rejected. Of the remaining 2%, only between 30 and 50 survive the final round of due diligence and advance to the closing table.
Using this disciplined approach, this company selectively targets borrowers with steady recurring revenues and rising cash flows. And it adds another layer of safety by inserting protective clauses into its contracts that shield against prepayments and falling interest rates. As of today, just 0.3% of all loans are delinquent.
This rigorous process has allowed it to receive an average yield from its clients of 12%. As I mentioned, since inception, stockholders have received 77 consecutive dividend payouts.
With that kind of performance, it's not surprise this Private Bank's share price gains have been stellar. It has delivered a 143.6% total return over the past nine years, which stacks up very well alongside the 89.1% return of the S&P 500.
No wonder upper management has more than $40 million invested in the business, and has never sold a single share.
The firm just finished its eighth year as a public company, and net investment income has risen in each of those eight years.
That's a powerful compound growth rate of 85%.
That trend isn't ending anytime soon. The company has deployed $3.3 billion of fresh capital over the past 12 months, and is expecting to rake in $364.1 million in portfolio income in 2014.
As income from these new investments starts to flow in, management has confidently been able to forecast a rising dividend payout schedule more than six months in advance.
Best of all, any uptick in interest rates will only accelerate the earnings growth potential and put even more in the coffers. The company borrows about 75% of its money at fixed rates, but on the flip side, it lends 93% at floating rates.
So if rates move higher, portfolio income will almost immediately adjust upward, while borrowing costs will stay put. Management calculates that every 5% increase in interest rates will boost the firm's annual net investment income by $109.9 million.
Since the company would have to distribute 90% of that to maintain its tax-exempt status, it could push the dividend yield into rarefied air in the mid-teens.
With one of the best dividend track records available... a rigorous screening process... and planned dividend increases as far as the eye can see through 2015, this stock is an absolute no-brainer.
I've just put together a brand new special report that will tell you the name and ticker of this Private Bank, and two more. It's called, 3 "Private Banks" Yielding Up To 12.5%.
If you're at the point in life where you simply can't afford the damage a bear market will inflict on your stocks -- or to have your income wiped out by creeping inflation -- you'll appreciate the peace of mind the stocks in this report offer.
This report and its three stock picks are completely free. All I ask is that you give my High-Yield Investingresearch service a try.
Income is the ultimate goal of every investor. You want to have money to live off of. But it's harder to do today than ever before.
With the government keeping interest rates at historic lows, most income investments have been paying a paltry 2% or less the past few years.
If you want to receive a good reliable income, you have to look at investments Wall Street doesn't recommend. Like Private Banks.
So the goal of High-Yield Investingis simple: to show you how to receive a great reliable income, without taking on any big risks.
Each month, I give you the highest-paying opportunities you can take advantage of. I show you everything you need to know to make 3-5 times more than you'd make with typical stocks. But with far less risk. And far less work.
My research is followed by both ordinary folks and financial professionals. As a former trust manager, told me...
"I have been in the business since 1960 in brokerage, trust management, and now as a registered investment advisor (RIA) in Maine. Your coverage has helped me outperform the indexes by a wide margin, especially since I opened shop here in 2002 after running a Trust Department of over $100 million in equities."
As I said, my name is Nathan Slaughter.
I have nearly two decades of experience in ALL market sectors. If any company is paying a high total yield, I'm going to find it.
I started out 17 years ago working for one of the world's largest financial planning firms. I got to meet one-on-one with folks looking to retire, and help them find the right investments to match their needs.
I also worked for an investment management firm named Morgan Keenan. There I managed millions in assets and was able to add millions of dollars to people's accounts.
But in order to reach more investors, I started working exclusively with StreetAuthority, one of the largest financial research firms in the country.
In my 10 years here, I've recommended all kinds of stocks, and have watched them pay sky-high dividends and soar 100%... 500%... even well over 1,200%.
And I'm pleased with the response I've received from happy investors that are probably in a similar position as yourself...
"Since I'm retired, it's most important to me to generate sufficient yields on my investments. Your newsletter is a "gem" and has given me many terrific ideas to help supplement my income. Thanks, and keep up the great work."
-- Marty K., Lido Beach, NY
It's because of positive notes like these that I'm now spending a large portion of my time hunting down the best high-yielders on the market.
I especially love finding investments that give you a back door into the most profitable industries.
Private Banks are one of these ways. They allow you to access fast-growing private companies before they go public... and offer a sky-high yield, to boot.
But they are just one example.
I've uncovered several other types of "backdoor" investments similar to Private Banks. These little-known investments are paying some of the highest yields on the market... and provide "loopholes" into real estate, energy, and other highly profitable industries.
"Eisenhower Trusts" are a good example.
Owning land and property can be a sound, durable investment -- not to mention a great way to protect against the ravages of inflation and a depreciating dollar. And its low correlation to the stock market can provide some safety when the economy tanks and stocks are sinking.
Of course, it's not that simple. Anyone who's managed rental properties knows what a big headache that can be. And most of us don't have the bankroll to buy an office tower, an apartment complex or a retail shopping center.
Thankfully, I've found the next best thing.
There's a way you can profit from high-dollar real estate today -- one that requires only a few hundred dollars and has the potential to deliver inflation-protected gains averaging 10% a year and yields of 6%, 7%, 10% and higher.
I call these investments ""Eisenhower Trusts"." That's because, thanks to a law passed in 1960 under President Eisenhower, these special investment vehicles were created to give individual investors access to a wealth-shielding tool previously reserved for America's privileged -- namely, trusts.
"Eisenhower Trusts" invest in valuable assets like real estate, and pay out rich dividends to you, the investor. The average "Eisenhower Trust" offers an annual dividend yield of about 6%, triple the average 2% yield paid by S&P 500 stocks. And because they are required by law to pay out 90% of their income as dividends to shareholders, they are not subject to corporate income tax.
Why does this matter? Because it frees up more cash for these special investments to acquire more assets, pay down debt and return more capital to shareholders.
Many of these investments are easy to find -- you just have to know where to look. And best of all, you can trade them just like you would any stock, bond or mutual fund.
One of my favorites just made its 523rd consecutive monthly dividend payment. On top of that, payouts have been rising steadily, not once per year, but every 90 days.
To make it simple, I've put together a special report. It's called: Double Your Income Every Four Years with "Eisenhower Trusts".
This report is completely FREE. In it, I'll show you how easy it is to become and Eisenhower Trust beneficially, and give you the names and tickers of my favorite Trusts.
Another "backdoor" investment is a small group of oil spin-off companies. These unusual firms let you capitalize on America's energy boom with minimal risk.
As you may have heard, America's oil production is skyrocketing. The International Energy Agency is predicting the United States will pass Saudi Arabia as the world's top oil producer by 2017.
That's great news for investors. With this increased production, everyday folks are making a lot of money. Recently, Bruce Gjovig -- director of the University of North Dakota's Center for Innovations -- estimated that the tiny county of Mountrail, North Dakota was producing two new millionaires every single day.
The only problem is, drilling for oil is competitive and expensive... and comes with a lot of risk. Companies have to spend billions of dollars buying up land, drill thousands of holes, and hope they can hit the right spot.
Fortunately, I've found a backdoor investment that lets you sidestep these problems and capitalize on America's energy boom with minimal risk.
It's with a unique group of spin-off companies. Unlike drillers, these unusual firms help ship oil and natural gas across the country. They collect a "toll" for their service... and give you the investor a healthy portion of the profit.
I've found a few these companies paying 5%... 7%... even 9% yields annually.
Peter B. from Roseville, CA turned a $44,481 investment in another one of these companies into $70,634. A 58% return in about 2 years.
Darwin S., a 70-year-old retiree from Sarasota, Florida says he made $40,000 in less than two years.
I've just finished a report on these companies called, Oil Spin-Off Companies: The Secret to a Perpetual, Passive Income. Inside, you'll find everything you need to know, so you can start receiving your checks right away.
This report is also FREE of charge.
If that's not enough, I've also found a backdoor way to get one-time dividend payments up to 20 times larger than the regular quarterly payments
See, it's standard practice for financial websites to post a company's dividend yield. Yet sometimes the yield posted on the site doesn't reflect the "true" yield. In fact, it's grossly understated. The true payout is actually much higher.
How is this possible? Because there are dozens of supplemental dividends that go unreported each quarter. These extra payments are dished out openly and uniformly to all shareholders. But they are considered "special," not ordinary. As such, these distributions aren't reflected in the yields you see quoted at popular financial sites like Yahoo or Morningstar.
I've found a company that appears to yield 2.6%. But when you count the cash windfall it mails out in bonus dividends, the true payout is nearly 3 times higher.
In 2012 and 2013 it paid out $1.5 billion in special payments. These massive special dividends came in the last few weeks of December each year. While nothing is guaranteed, there's every sign that this year will be no different.
I've put together another special report that will show you how to take advantage of these "unreported" dividend payers.
It's called: 11 "Unreported" Dividend Payers Yielding Up to 7.9%, and is completely FREE. In it, I'll show you how easy it is to profit from these unusual investments, and give you the names and tickers of my favorite picks. You'll find everything you need to know, so you can start receiving your checks right away.
At High-Yield Investing, all we do is help you profit from dependable cash-in-hand securities that steadily steamroll ahead, compounding their gains into ever-higher total returns. We report to no one but you. If our recommendations don't increase your wealth, we know we will lose your trust and your readership. And we'd deserve to.
We accept no advertising in our pages. Nobody owns us. And we track all of our recommendations, so you always know how much money we're making for you. We have one purpose and one purpose only -- safely making you wealthy. Without a lot of nail biting and never more than a thimbleful of risk.
On the contrary, when you try High-Yield Investing, the risk is all ours. (Try getting your broker to take a risk.) You don't risk a penny with our 30-day 100% money-back guarantee.
The 32 picks in our portfolio are up an average of 40%. And we've closed out two positions recently for gains of 78% and 199.8%.
Let's take a closer look at our portfolio now...
High-Yield Investing brings you a model portfolio that delivers a never-ending stream of cash to take you all the way through retirement.
You'll find a wide range of securities, including the backdoor investments I mentioned, plus preferred stocks, closed-end bond funds, and of course plenty of regular old common stocks.
But no matter how it's classified, an investment doesn't get into our portfolio unless it has a long track record of paying out dividends and increasing them over time.
So... if you're ready for some of the highest-yielding investment ideas on the planet, this is where you'll find them.
Right now our 32 positions yield an average of 6.2% -- almost doubling the payout of the typical AAA-rate corporate bond, and crushing the 2.1% yield of the typical U.S. stock. What's more, 27 of our 32 picks are in the black since we recommended them, creating that average total return of 40% I just mentioned.
If anything we've said so far makes sense to you... if you think that we're even half right about the extraordinary profits and peace of mind that cash-in-hand securities can bring you in the coming years, then we'd like to send you the most comprehensive source of information you can get -- our High-Yield Investing advisory letter.
High-Yield Investing is the only periodical devoted to helping you make money in every category of income investing. Nowhere will you find a more thorough ranking of your income investment options than in this monthly investment bulletin.
You'll be joining a growing brotherhood of like-minded income lovers who share our love for reliable investment ideas delivering above-average income and strong capital gains.
One more thing -- it's important: We invest in quality investment ideas that sport yields ranging from 4% up into the double-digits -- NOT in high-yield junk.
And when I say "investment ideas," I mean not only stocks, but also mutual funds, preferred stocks, ETFs, closed-end funds, exchange-traded bonds, etc. We cover every class of income investment in High-Yield Investing.
Like this backdoor investment that is becoming very popular...
Some companies offer the best type of retirement plan. And for those lucky enough to work there -- it's a near guarantee of retiring rich and early.
Take the Midwestern electrical company Border States Electric.
According to the Star Tribune, since 1985, the company has helped over 150 employees retire as millionaires. While many more millionaire workers are choosing to delay their retirement... still working in the company's warehouses and offices.
"We really do run this company for the benefit of our employees," says the company's CEO, Tammy Miller. "What is so rewarding in my job is seeing people leave this company with retirement-income security and more personal wealth than they ever expected."
Amazingly, Border States Electric isn't the only company making its employees rich this way...
At a Washington software firm, sales clerk, Shirley D. also retired a millionaire after only 5 years -- thanks to her company's retirement plan. The New York Times reported she did it in spite of never having been promoted... or ever making more than a regular wage.
And there's also the Illinois aerospace manufacturer, CEF, which gave out $58 million to 135 of its factory workers.
What each of these companies has in common is a unique retirement program that was originally called The Second Income Plan.
It allows regular employees to retire rich, even if they never make more than the average wage.
As Time Magazine put it, "it's a wealth builder for many lower level employees."
For the most part, this unique type of retirement plan is only available to the employees of those companies.
But what many people don't realize is that some of these companies are required by law to also make the plan available to their employees' families... and as a result to ordinary folks who have NEVER worked for these companies!
It's all part of a little-known S.E.C. regulation that removed the restrictions on these programs, providing equality among American industries.
That means regular folks like you can take advantage of these plans too, even if you've never worked a single minute for one of these companies.
In short, you can tap into the same kind of benefits that many of America's most well-off retirees are already getting -- and you don't have to be on the payroll.
You just have to know which companies offer them... and the easy steps to enroll in them.
If you're interested, I can rush you all the information on these companies. The first thing you need to know is how this type of plan is so different from the usual retirement plans that most companies offer...
I came across them after nearly five years of research into one of the least understood and most overlooked corners of the stock market. And I believe they are the best place you can put your money today.
I've put together a free report called: The Second Income Plan -- How to Collect Payouts Large Enough to Change Your Life.
You'll discover my three high-yielders offering Second Income Plans. One yields 8% at current prices... another has increased its dividend 21 times since 1998... and another has paid a dividend for 27 straight years.
With the Federal Reserve keeping interest rates near zero indefinitely, you can bet that your savings account, CDs and other "safe" yields are going to hover around 1% and 2% -- at best. You will never get the income you need to live and retire comfortably... especially with inflation chopping your return off at the knees.
By contrast, we have an entire portfolio of investment ideas that offer annual cash income between 3% and 12.5% a year. And that's before we even talk about capital gains.
So what do you say? Are you ready to pump up your portfolio with these stocks? You simply buy them, hold them, and let them shower you with fat rich dividends for the rest of your life!
The moment we receive your order for High-Yield Investing, I'll rush you up to FIVE FREE Special Reports:
Plus take a look at everything else you'll receive:
24 online monthly issues and mid-month updates of High-Yield Investing -- jam-packed with new and exciting high-yielders to pump up your cash stream in the turbulent years ahead.
Our exclusive model portfolio -- to easily guide you in building your personal High-Yield portfolio. You'll find safe yields in these portfolios of up to 10.8% right now... and sometimes even higher.
High-Yield Security of the Month -- in each issue you get the strongest high-yield security I've found that month. A recent pick is currently yielding 12.5%. Others have ranged from 8.3% to 21%. You decide if that month's high yielder is right for you.
Unlimited access to our members-only website -- read back issues, new reports, and stay updated on the latest yields and share prices in our portfolios. Plus use our easy search function to research any past or present recommendation in the newsletter.Once you see how easy it is for you to find safer, higher-yielding stocks and income investments, I'm confident you'll want to keep this priceless resource coming.
Normally, a one-year subscription to High-Yield Investing costs $129 -- a bargain when you consider the number of high yield recommendations you'll receive each and every month. But as your introductory offer, I'm willing to give you TWO FULL years for just $79.90. It's our "Best Deal" for new subscribers.
Or you can try my "Good Deal" offer of just $39.95 for one full year of High-Yield Investing. You'll still save 70% off the regular price and you'll still receive your two FREE Special Reports,
Simply click the "Join Me Now" button at the bottom of the page and you'll get all the details on our 12.5%-paying Private Bank, and all the other stocks I've told you about. What's more, you won't risk a single penny...
Our guarantee is as simple and strong as they come: total satisfaction or your money back. Take as long as you want to get acquainted with High-Yield Investing, and make up your own mind about its value.
If you're not satisfied, let us know in the first 30 days and we'll happily send you a 100% refund.
That's why it's smart to choose two years. Not only do you lock in your low introductory price for two years, but you'll also receive three more investment reports to get your portfolio off to a roaring start. Remember, you're still protected by our 30-day money-back guarantee.
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Please don't delay. Every day that your money languishes in a low-interest CD or money-market fund -- or remains nakedly vulnerable in crash-prone stocks -- is another day you're missing out on the yields and stress-free capital gains our high-yielders can deliver.
If you want to put your money to work in tireless investments that will keep onpaying you, please join today. All you need is a subscription to High-Yield Investing, a brokerage account and a mailbox to pick up your dividend checks. To get started today, simply join me now.
Yours for a lifetime of strong, steady cash,
Chief Investment Strategist,
P.S. Remember, you save more and get more with a two-year subscription. Join us for a double term and save a full 70% off the regular price... plus get a total of FIVE FREE investment reports.