Dear Reader,

Picture an enormous vault filled with billions of dollars.

Every day, more and more money is shoveled onto the pile.

As you can see in the chart below, never has this much money been piled into the "dividend vault."

Right now marks an amazing moment in stock market history. You finally have the chance to take advantage of a true once-in-a-lifetime investing opportunity. And all it takes is a few hundred dollars to get started.

A few savvy investors are already cashing in on the "dividend vault."

Kirk C. from Indiana bought 310 shares of the "dividend vault" three years ago and has made "about $6,000 of unrealized gains plus about $2,400 in dividends."

Neva M. from Sweet Home, Oregon is "currently earning $22,000 per year in dividends" thanks to the "dividend vault."

By investing in this "vault" you could also begin collecting a steady stream of income that grows bigger year after year. I'm talking about tens... hundreds... thousands... possibly even tens of thousands of dollars every month for the rest of your life... no matter your age or income level.

In fact, by taking advantage of the "dividend vault" today, you may no longer need to worry about global meltdowns, fiscal cliffs, recessions, and bear markets. Instead, you can sit back and watch the money roll in.

How is this possible?

I'll explain everything you need to know in just a minute. And I'll also give you the names and ticker symbols of several companies yielding up to 10% so you can start profiting immediately. But first...

Just know that because of the magnitude of the "dividend vault" -- and because of how much money you could receive almost immediately -- it's no surprise that the mainstream press has jumped all over this story.

Time Magazine says, "Corporate America, flush with [dividend vaults], is finally sharing a bit more with shareholders. It's about time."

When Robert Zagunis, co-portfolio manager at Jensen Portfolio was asked about the "dividend vault," he said "It's really an embarrassment of riches."

Herbert Lash of Reuters says, "Corporate [dividend vault] screams 'buy' for investors."

It's also caught the attention of Warren Buffett, Bill Gates, and many of today’s top business leaders. They've been collecting regular checks from the "dividend vault" for years now. For example, Gates received $101 million from the "vault" on December 13, 2012.

These investors and many more are making serious money thanks to what started at a select few companies in 2009.

A handful of companies created a "dividend vault" with billions of dollars inside it -- one of the largest cash stockpiles on earth. And as I'll show you in a minute, they're finally starting to pay this money out to everyday investors.

Why have these companies created a "dividend vault," and how can you get access to your share of this money?

First the why...

These companies are seeing the same problems you are -- a mounting debt crisis in America and Europe... gridlock on Capitol Hill... and a see-sawing stock market that has gone virtually nowhere. Facing these challenges and many more, they took action to protect themselves and their shareholders.

For the last few years now, they've been adding billions to the "dividend vault" at a rapid pace. One of them even poured in $22.9 billion in a single quarter in 2011. With that kind of money being added, you can imagine how big the "dividend vault" has become.

According to BusinessInsider.com, it has gotten to the point where "Corporate America Has An Epic [dividend vault]."

And according to information on an obscure form labeled "Z.1" buried deep inside the Federal Reserve's website, U.S. companies now have a combined "dividend vault" worth $1.7 trillion.

That's more money than the GDP of 180 countries.

It's also enough money to give every retiree a check for $42,500.

Now, I'm not saying that you'll get a check for thousands of dollars tomorrow. But in this report I want to tell you all about the "dividend vault" that could save your retirement and help you begin collecting hundreds... thousands... perhaps even tens of thousands of dollars a year for as long as you need or want it.

Let me show you how to get your cut of...

$30.9 Billion Worth of Payouts in 2013

My name is Paul Tracy.

I'm the co-founder and Chief Investment Strategist at StreetAuthority, an investment research firm serving more than 2 million readers in 175 countries around the world.

Since opening our doors in 2001, we've quickly become one of the country's largest independent investment research firms.

We now have offices in Maryland and Texas, along with researchers in New York, Louisiana, Calgary, and California to name few places.

Readers of our nationally syndicated research include employees of some of Wall Street's biggest players, including Merrill Lynch, JPMorgan, Credit Suisse, and Morgan Stanley.

That's in addition to readers at Harvard, Yale, and MIT. We even have subscribers who work at the U.S. House of Representatives.

But the readers we're most proud of are the people just like you looking for information on how to consistently beat the market week in and week out.

For example, over the past decade we've found a lot of great investments for everyday investors.

• In 2011 we found a small group of "Forever" stocks. Put simply, these are stocks we believe you can buy today and hold for the rest of your life. Dozens of congressmen and billionaire investors have been making a fortune off these stocks for decades. Now, thanks to our research, we've introduced millions of "regular" investors to these elite stocks.
  
  In the short time since we recommended them, these stocks have returned up to 45% -- more than doubling the market. That's in addition to increasing dividend payouts by as much as 100%.


• In 2010 we discovered a way for investors to receive a "daily paycheck" from their income investments. By using this revolutionary strategy, we showed investors how to collect an average of $1,352 a month in dividend income.


• At a time when investors were flocking to U.S. Treasuries yielding practically nothing, we found more than 150 little-known companies paying yields of 12% and more.

These opportunities continue to help investors to this day. But as profitable as they are, I believe the "dividend vault" could be an even bigger opportunity.

The amount of money being held in "dividend vaults" is truly historic. As these vaults are opened, they could deliver huge amounts of income today and well into the future.

The good news is, several companies are beginning to open their "dividend vaults" right now. I'll give you the names and ticker symbols of several of them in a moment. I'll also show you how they're quietly using 3 easy payment methods to unload billions to everyday investors.

One of these companies just unloaded $2.4 billion on November 14. Another dished out $743 million to shareholders on December 18th. In the month of January alone one company has committed to pay out nearly $906 million.

These aren't "pie in the sky" projections. These payments are already on schedule, and checks will be mailed out in the coming weeks.

Best of all, these payments only represent a small part of the total distributions for 2013. Based on our analysis, we can predict with a great degree of certainty that the "dividend vault" will likely make the following cash payments in the coming year...

To get your share of the next payment, all you have to do is get your name on the "dividend vault" payment list. I'll show you exactly how to do this in just a minute.

Best of all, given the enormous size of the vault, as well as the fact that new money is being added to it all the time, these payments should continue for many, many years beyond 2013.

What the "Dividend Vault" Could Mean For You

As a partial owner of the "dividend vault," you won't get a check for a billion dollars each month. And it certainly won't make you rich overnight.

But if you act now, you could not only grab your share of the $30.8 billion in payments we've projected for 2013, but you could also lock in a steady stream of hundreds... thousands... even tens of thousands of dollars a year for the next 5... 10... even 20 years or more.

Here's how this unusual opportunity works...

As an investor, the future payments you'll get from the "dividend vault" will depend on the percentage of the vault you own.

That makes perfect sense. As we all know, it takes money to make money. So the more you invest, the greater your checks should be.

But because the "dividend vault" is so big and the monthly payments are so large, the beauty is that even a TINY stake in the vault could help you reap a windfall of income in the coming months and years.

For example, investors who own just a 0.0000001 stake -- that's literally one ten-millionth -- of the "dividend vault" could receive checks totaling $3,080 this year.

And again... if you invest more, then your payments could be even larger. With just two ten-millionths of a percent interest in the "dividend vault," you could receive more than $6,000 this year.

The next payments will be mailed out in the coming weeks. If you act now, you're all but certain to get your chunk of the billions scheduled to be paid out.

And looking further ahead, we're confident the vault will continue to make payments for decades. Remember, it's holding $1.7 trillion. Even after all $30.8 billion is paid out this year, that still leaves $1.67 trillion left in the vault for future payments in 2014 and beyond.

What's more, when you consider that billions are being added to the vault every month, it could end up being even bigger in 2014 than it is today.

Invest now and you could collect a steady stream of hundreds... thousands... even tens of thousands of dollars per year in income. That's enough money to give you a boost at whatever stage of life you're in... retired, working, or fresh out of college.

Regular folks who've invested in the "dividend vault" have already made a tremendous amount of money with as little as a few thousand dollars.

• George A. from Weatherford, Oklahoma held shares of a "dividend vault" company for 45 years. During that time, his holdings have turned from $27,000 to $108,000... while also paying him "tons" of dividends.


• Tony R. of Reading, Massachusetts bought $2,000 of another "dividend vault" company and held it for more than 50 years. "I never purchased any more, I just reinvested dividends. For years, it was the only stock I owned."
  
  Tony says that stake topped out at more than $100,000.

Too often in the investment world insiders get the lion's share of the money, and regular investors only get the leftovers. But today, you could get in right as the cash is beginning to be paid out.

To get you started, I've identified 13 companies -- out of the hundreds contributing to the massive $1.7 trillion "dividend vault" -- best positioned to pay out massive amounts and possibly see large capital gains.

I'll have more on these 13 companies with yields up to 10% shortly. For now, just know that as their cash piles, or "dividend vaults," as I like to call them, are given out, investors could make a lot of money for a long time.

For years, these companies were simply stuffing more money in their vaults. But now they've opened them up and are paying out enormous sums to shareholders.

How?

After looking at these companies' financial reports, my team and I discovered that they are primarily opening their "vaults" in one of three ways... each of which could make you a fortune going forward.

Let me tell you about the first way...

Vault Combination Part One -
An 85% Yield from a Stock Yielding 3%

Did you know that Warren Buffett gets a 50% dividend yield on his shares of Coca-Cola (NYSE: KO)?

It seems impossible. If you or I were to buy shares today, we'd earn a yield of less than 3%.

How does Buffett do it? He uses a simple investment trick that many successful investors use. It's a trick you could use today to potentially earn yields as high as 85% on a handful of your investments in just a few years.

Let me show you how it works...

When most investors want a big dividend check, they focus solely on the stock's current yield. They think bigger equals better.

To some extent they're right. Clearly, a higher dividend puts more cash in your pocket.

But you also need to consider a company's dividend growth. This can quickly turn a lower-yielding stock into a big income producer.

Savvy investors know this and use it to their advantage. When Buffett bought shares of Coca-Cola in 1988, it yielded a modest 4%. But since then the company has grown its dividend every year, to the point where it's giving Buffett a 50% yield on his original investment today.

Fortunately, thanks to the "dividend vault," you could get even bigger dividend increases than Buffett has enjoyed with Coca-Cola... and in a lot shorter time, too.

You see, with billions and billions in cash, my 13 favorite "dividend vault" companies are some of the biggest dividend growers on the market.

Take "Dividend Vault" Stock #1, for example. It has one of the biggest "vaults" in corporate history -- $45 billion (by comparison, Coca-Cola's "vault" is $9 billion). Rather than let that money just sit there, this company started paying a dividend in March of 2011.

But here's the kicker...

Since then this company has already raised its dividend 133%. That means a $1,000 annual dividend check has turned into $2,330 in less than two years.

And given that the company still has $45 billion left in its "dividend vault," it could easily continue to hike its dividend going forward.

Look at what would happen if it grew its dividend at the same pace for just 5 years...

By 2018, the yield would be an astonishing 85% on your original investment. Can you imagine getting an 85% dividend yield? That would mean a $10,000 investment today would pay out $8,500 in dividends alone every year.

Now I'll be honest. This company isn't likely to keep up this crazy pace of dividend growth. But just think... even if the company increased its dividend half that much, you'd still be earning a 22% yield on your original investment in five years. And this is from one of the safest companies on the planet (remember, it has a $45 billion "dividend vault").

Whatever the exact dividend yield ends up being, with $45 billion in cash, "Dividend Vault" Stock #1 could grow its dividend for as long as Coca-Cola has -- 50 years. And you have the rare chance to get in on these payouts from the very beginning.

There are several other reasons why I think this stock is a great investment. But before I go any further, I need to tell you about the second way these "dividend vault" companies are paying their shareholders.

It's just as lucrative as the first...

Vault Combination Part Two -
"Tax-Free Dividends"

As I just showed you, many "dividend vault" companies are using their cash to pay investors increasing dividends. That income stream could be yours to spend how you see fit. You could use it to go on a luxury vacation, pay your monthly bills, reinvest, etc.

But that's not the only thing these companies are doing with their cash. They are also giving out what I like to call "tax-free dividends."

Many top companies issue these "dividends." They are a favorite of Warren Buffett and many other billionaire investors.

They work like traditional dividends, but with one major difference -- these "dividends" are completely tax-free.

There's a good chance you've received one of these "tax-free dividends" before and didn't even realize it. That's because companies don't issue these "dividends" in the normal way. They "issue" them by buying back shares of their own stock.

You see, when a company buys back its own stock, it's similar to paying you a tax-free dividend. A buyback makes every share you own worth a larger piece of the company pie, but you don't have to pay taxes on your new portion of ownership.

On top of that, studies have shown that the share price usually rises afterwards.

One study by U.K.-investment group Shore Capital found that stocks with the biggest buybacks returned nearly four times more than the benchmark FTSE 350 Index over the past decade.

That's why I'm so excited about "Dividend Vault" Stock #2.

This company has repurchased 467 million shares (more than 22% of all shares outstanding, worth $26 billion) in the past four years.

No wonder the company has soundly beaten the market year after year. Since they began trading in 2008, the shares have returned roughly 100%.

Meanwhile they've returned nearly 35% in the past year and have handily beaten the S&P 500.

And this company isn't even close to slowing down. It continues to dominate a global market... and it recently announced a new three-year plan to repurchase another $18 billion of stock.

This is exactly the type of company that could reward you for decades. I’ll bring you more details in a moment. But first, here's the third way "dividend vault" companies are paying out their cash...

Vault Combination Part Three -
Earn 9 Years of Dividends In One Day

December 2, 2004 was a pretty good day for Steve Ballmer.

On that day, the 48-year-old CEO of Microsoft (Nasdaq: MSFT) received a dividend check worth $1.2 billion.

So did Bill Gates, co-founder and Chairman of Microsoft at the time. On that day he collected more money in dividends than most people could earn in a thousand lifetimes -- nearly $3.4 billion (which he promptly gave to his nonprofit foundation).

If you think these two men received these checks because they were Microsoft executives who owned a lot of company stock, you'd be right... but only partially.

There's another reason they got this massive payday... a reason that could bring you thousands of dollars in 2013.

Let me explain...

Most dividend-paying stocks pay quarterly. Occasionally, you'll find a stock that pays monthly. To most investors, that's as good as income investing gets.

But what the majority of investors don't realize is this:

It's possible for you to collect 9 years of quarterly dividend payments (or more) in just one day.

Over the years, thousands of everyday investors have experienced this. When Gates and Ballmer were receiving billions that late fall day, thousands of everyday investors across the country also got checks for $1,000... $2,000... possibly even $50,000 or more.

They received these large payouts because Microsoft issued what is called a "special dividend."

Here's how these dividends work...

Imagine buying 1000 shares in a company and getting paid $0.08 a share every quarter. This is fairly common. After a quarter, you'd have $80, and after a year, $320. That's a nice sum... but it's nothing to get too excited about.

Now, imagine instead that one of those quarterly payments wasn't $0.08, but instead you received an incredible $3.00 per share. That one payment alone would be worth $3,000.

To put that in perspective, it would take 38 quarterly dividends... or more than nine years... to earn the same amount of income at the typical rate.

Back in 2004, Microsoft had amassed $56 billion in cash. In addition to continuing to pay its regular $0.08 dividend to shareholders, the company also issued a one-time payout of $3.00 to every shareholder.

Ballmer, Gates, and numerous everyday investors made a fortune overnight.

But since you can't go back in time, how can you cash in on a similar stream of gigantic "special dividends" today?

In truth, your options are very limited. To pay a big "special dividend," a company needs a massive pile of cash.

Fortunately, with billions in cash at their disposal, the 13 "dividend vault" stocks I found could give you the best chance to receive a special dividend big enough to help you retire early, golf every day, or do pretty much whatever you like.

Stock #8 paid a $2.84 per share "special dividend" in 2004 (no...it's not Microsoft). And I wouldn't be surprised to see it make another big payment in 2013. After all, the company has more cash now than it did back then.

Meanwhile, stock #3 paid a "special dividend" of $2.33 per share in 1997... Stock #5 paid two $0.50 per share "special dividends" in 2011... and an amazingfour more of the same amount in 2012.

I could go on and on about special dividends, but let's first take a closer look at the 13 stocks that could pay you piles of money for decades, including several names and ticker symbols...

These companies come from many different industries: tech, energy, and automotive, to name a few. But they all share one common thread...

I believe these 13 companies could pay out huge amounts of cash today, and for the next several decades thanks to their tremendous "dividend vaults."

"Dividend Vault" Stock #1 –
This Company Could Pay a 45% Dividend Yield

This well-known tech giant is one of the world's largest Internet equipment providers. Chances are you're using one of its products right now. However, I'm not here to talk to you about this company's products.

What's important to know is that with a 67% market share, this company dominates its field. In fact, it is by far the largest player in its industry.

It's also involved in a high-margin business. As a result, Stock #1 generates massive amounts of cash every quarter. And management is doing everything it can to return that money to investors.

Let me explain...

During one of the most difficult business climates ever, Stock #1 has generated net income of up to $8 billion a year and has bought back more than 2 billion shares of stock... including $4.4 billion worth of stock in 2012 alone.

Right now this company is more profitable than such well-known success stories as AT&T (NYSE: T), American Express (NYSE: AXP), and Bank of America (NYSE: BAC), to name a few.

That kind of dominance has drawn the attention of the world's top investors.

Donald Yacktman runs a $9 billion mutual fund that has beaten 99% of its peers over the last 15 years. Through the Yacktman Asset Management Company, the billionaire recently added 6 million shares of this company's stock. This makes seven times in two years that the renowned stock picker has increased his position, which now sits at 52 million shares.

Ken Fisher, a billionaire investor and long-time columnist for Forbes magazine, also recently purchased shares of this stock. Through his company, Fisher Asset Management, he added 16 million shares just a few months ago. He now owns more than 66 million shares.

It's easy to see why these billionaires are so high on this stock right now. As of today, this company -- Cisco Systems (Nasdaq: CSCO) -- has accumulated $45 billion in cash... which comes out to a whopping $8.48 per share.

That's enough money to pay every shareholder a 45% special dividend right now.

For decades Cisco was vaulting away most of this cash. But not anymore.

In 2011 the company announced its first ever dividend payment. And since then, it's already raised its dividend twice, a total increase of 133%. That's enough to turn a $1,000 dividend stream into $2,330.

Even after more than doubling its payout, the company still has $45 billion sitting in its "dividend vault." As this vault grows, I think Cisco's payouts will continue to increase for years.

"Dividend Vault" Stock #2 --
The Most Shareholder-Friendly Company on Earth

I touched on this stock a little earlier. It is one of the most shareholder-friendly companies on Earth. I understand not everyone likes investing in cigarette manufacturers. That's fine. However, Philip Morris International (NYSE: PM) is one of the most dependable stocks on the planet.

Since spinning-off from Altria (NYSE: MO) in 2008, Philip Morris has quickly amassed a multi billion dollar "dividend vault." It's used a combination of dividend increases and buybacks to give that cash pile to shareholders. And at the same time, the stock has delivered impressive capital gains to boot.

In just four years, the company has raised its dividend 85% and bought back 467 million shares of stock. Its shares have also returned roughly 100% since 2008 and 35% in the past year.

Those returns are exactly why I like this stock for the future... but they're far from the only reason.

Overseas markets offer growth opportunities in the cigarette industry because of their growing populations and looser restrictions on tobacco marketing. There will be an estimated 1.4 billion smokers globally by 2020, up from 1.3 billion today, even if the percentage of the population that smokes declines 1% annually.

Combine that dependable business with buybacks and soaring dividends, and you've got a stock that is likely to outperform.

The rest of my 13 favorite "dividend vault" companies each have their own impressive story to tell...

• "Dividend Vault" Stock #3: Bain 2007, a 46-year-old CEO in New York got a call from Steve Jobs. Jobs asked the impossible: Can your company create a brand-new product, mass-produce it in enormous quantities... and can you do it in 6 months?
  
  The CEO didn't blink. Yes, absolutely.
  
  Five years later, the product his company created is now used in more than 1 billion devices worldwide and counting.
  
  This product is ultra-thin and highly sensitive (important for touch-screen applications), yet it's extremely strong and almost impervious to normal wear and tear.
  
  Just about every major manufacturer finds that rare combination of attributes highly attractive. If you own a phone, laptop or tablet, then you've likely come in contact with this specialty product. You'll find it on 33 brands spanning 900 models worldwide.
  
  Thanks to the popularity of this product, "Dividend Vault" Stock #3 has quietly amassed a $6 billion "dividend vault." This is especially large considering the entire company is valued at around $18 billion.
  
  Because of its enormous cash pile, the company has managed to raise its dividend 80% since 2011. And it should have no trouble supporting more dividend growth going forward.
  
  Best of all, right now this company is selling at a discount. In fact, with a price-to-earnings ratio (P/E) of just 10, the stock is cheaper than 90% of all members of the S&P 500.
  
  So when you pair a huge "dividend vault" with a stock that's cheaper than 9 out of 10 blue-chips...you've got a good investment for the future.


• "Dividend Vault" Stock #6 is a special "toll" company with a $6 billion "vault."
  
  Although the company was founded in 1966, investors couldn't buy a stake until about five years ago.
  
  Since it's gone public, the stock is up 857% thanks to its seemingly unstoppable growth. Maybe that's what attracted the world's greatest investor -- Warren Buffett -- and his investment team. His giant investment firm, Berkshire Hathaway (NYSE: BRK-B), bought a 216,000 share stake in this company in 2011. And then Berkshire "doubled down" -- buying 189,000 more shares a few months later.
  
  Now this company is making a big splash in China... and buying back billions in stock.


• "Dividend Vault" Stock #9 is one of the most successful companies in recent history. Just $10,000 invested in this company in 2009 would be worth $61,600 today.
  
  After several years of record earnings and rapid growth, this stock is now holding $29 billion in cash. And if you count the money it holds in long-term investments as "cash" as many analysts do, then the company's "dividend vault" equals a mind-boggling $121 billion.
  
  For years, management swore it would never pay a dividend. But as its pile of money grew -- and as it keeps growing every day -- the company had practically no choice but to start giving money back to shareholders.
  
  And that's exactly what it's doing. Last August it started paying a dividend for the first time in 17 years. And the company recently committed to spend a minimum of $45 billion in dividends and share buybacks over the next three years.


• "Dividend Vault" Stock #13 gives investors the best of both worlds. Not only does it yield double-digits... it has a soaring share price, too.
  
  In the past 12 months this stock has delivered an incredible 42% return. That's nearly 3 times better than the S&P. A big reason for this success is the company's unique and highly-profitable business model.
  
  You see, normally only the top 6% of investors get to invest in high-growth start-ups like Google (Nasdaq: GOOG) before they go public. I'm talking about rich folks like Jeff Bezos, founder of Amazon.com (Nasdaq: AMZN). He made around $2 billion from a $250,000 investment in Google before it went public.


• "Dividend Vault" Stock #13 gives everyday investors a rare chance to participate in fast-growing private companies alongside big shots like Jeff Bezos, Bill Gates and others. And all it takes is a few hundred dollars.
  
  And in a unique twist, this company is legally required to pay 90% of profits to shareholders in the form of dividends. As a result, the stock pays a sky-high 10% yield.
  
  But that's only part of the story.
  
  This company has also posted impressive dividend growth. Since paying its first dividend in May 2011, it's already increased its quarterly payment 125%.
  
  Just think about what would happen if you invested today and it kept growing at that rate. Your 10% yield would be over 20% in less than two years.... and over 40% in less than four years.
  
  Of course, there's no guarantee that will happen. But even if it doesn't, a 10% yield is still about 5 times better than the average stock in the S&P.

That's just the tip of the iceberg when it comes to these 13 stocks.

As I said earlier, we expect these companies to give out billions to investors in 2013. And they're going to distribute their next batch of payments in the coming weeks. To get your cut, you have to invest soon.

If you wait until after that day, it will be nearly impossible for you to get your full share of the disbursements.

Unfortunately, I don't have the time to give you all the details on all 13 of my favorite "dividend vault" stocks in this presentation. Instead, I've put everything you need to know, including all 13 names and ticker symbols, in a new report titled -- The 13 "Dividend Vault" Stocks That Could Save Your Retirement.

Even better, since this opportunity is time-sensitive, I want to give you unrestricted access to this report right now. Keep reading to learn how to claim your copy...

It's Time for You to Start Making Money with These 13 Stocks

As I told you earlier, my name is Paul Tracy. I'm the co-founder of StreetAuthority, one of the country's fastest-growing independent financial research firms.

My background includes a degree from the University of Virginia, work at Robert W. Baird & Co.'s full-service brokerage operations, and economic research funded by the National Bureau of Economic Research. I've also been a featured speaker at investment conferences across the United States.

Today I'm the Chief Strategist of one of StreetAuthority's most popular advisories,Top 10 Stocks.

This newsletter offers one of the simplest guides to the market. Each month I share just my single favorite pick from across all of StreetAuthority's research advisories.

I focus only on companies that dominate their markets, pay increasing dividends, and buy back billions of dollars in stock. These are the companies that I think can help investors retire comfortably.

During my monthly research I recently uncovered the 13 "dividend vault" stocks that I've been telling you about today. I believe these stocks are the best way for you to earn a reliable income stream for life.

If you'd like all the details on these 13 stocks, I invite you to try a subscription toTop 10 Stocks. When you do, I'll send you a free copy of my latest report -- The 13 "Dividend Vault" Stocks That Could Save Your Retirement.

Over the years, thousands of readers have written to tell me how my Top 10 Stocks research and no-nonsense approach works for them...

"I have been (and still am) a subscriber to other advisories and you are clearly the best. Simple, honest, clear and with a long-term focus, which is so badly needed these days."
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What a revelation! Because of your research, I have an income of $30,000 a year -- and this is just from 1/3 of my investment portfolio. Without you, I never would have been able to produce this amount of income. Words cannot express how you have impacted my life."
-- L. Forester, Missouri

Now, there's no guarantee Top 10 Stocks will be the right publication for you. So here's what I'd like to do.

Try Top 10 Stocks for the next 30 days, read The 13 "Dividend Vault" Stocks That Could Save Your Retirement, which is included in your subscription, and then decide if my research is what you're looking for.

Start your 30 days now and you'll receive:

• Report #1: The 13 Dividend Vault Stocks that Could Save Your Retirement -- You'll have full access to the names and profiles of the 13 stocks that could pay you regularly for decades to come. These stocks are just now starting to pay out what's sure to be billions of dollars in 2013. All you have to do is own a tiny percentage to start cashing checks almost immediately. Remember, you must invest soon to receive the full amount.


• Report #2: The 10 Best Stocks to Hold Forever -- There's only one set of stocks you can buy today and hold for the rest of your life. We call them "Forever" stocks. This report includes complete, detailed profiles of the 10 stocks my research team and I have designated with the exclusive "Forever" tag. Buy them, forget about them, and never sell them.


• Once a month you'll also receive my latest issue of Top 10 Stocks, featuring an in-depth profile of my top pick of the month -- the single most promising profit play from across all of StreetAuthority's eight premium investment advisories.

I actually purchase my top picks in my Top 10 Stocks' $100,000 real-money portfolio. That means you'll easily be able to see how I'm doing. And you'll also know that my interests are aligned right alongside yours -- just like a company executive buying shares of his or her own stock.

And I'll always give you 48 hours advance notice before I buy or sell any security for my real-money portfolio, giving you time to beat me to the punch.

One more thing -- once you become a StreetAuthority subscriber, you'll also receive The StreetAuthority Insider for free. This weekly advisory brings you the opportunities and investments that our top researchers at StreetAuthority are analyzing right now... before the public ever hears about them.

For the next 30 days, you can take the time you need to decide if my Top 10 Stocks research is what you're looking for. If not, simply contact our customer service team for a 100% refund. You'll keep all of the reports and issues I sent you free of charge as a thank-you for trying out our service.

I'll tell you how to get started and gain immediate access to Top 10 Stocks and The 13 "Dividend Vault" Stocks That Could Save Your Retirement. But first, I want to tell you about one more bit of research I've been working on...

The Top 10 Stocks for 2013

We began publishing this annual report in 2003. Since then, our picks have beaten the market 7 out of the past 9 years... including average annual gains of up to 38.7% in a single year.

Put simply, these are the 10 stocks that I believe have the best chance to beat the market in the coming year.

My just-released picks for 2013 include...

• Stock #1 has raised dividends 463% since 2004 and is returning billions to its investors via share buybacks. In 2011 alone this company repurchased more than $14 billion worth of shares.


• Stock #2 is a one-of-a-kind investment that owns infrastructure assets like ports, railroads and electrical grids all over the world. In total, 78% of the partnership's revenues are under contracts or are regulated. Those revenues are practically guaranteed. And that money is flowing directly to shareholders. The company has increased its dividend 36% in just two years, giving the stock a yield of nearly 5%.

Plus 8 additional picks...

You've likely heard the names of some of these stocks before. But there are others that I'd be surprised if even 1 in 20 investors know about.

Of course, they all have one common thread: I think they have the potential to beat the Dow... the Nasdaq... and the S&P in the coming year. And if history is any guide, learning everything you can about our Top 10 Stocks for 2013 is worth your time.

Without a doubt, this yearly report is our most popular piece of annual research. Over the years, literally hundreds of thousands of investors have read -- and profited -- from our advice.

And there's a good reason why this research is so popular year-in and year-out...

In our inaugural edition in 2003, our top picks beat the S&P by 12.0 percentage points over the course of the year. And then came 2004... 2005... 2006... 2007... 2009... and 2010 -- our picks trounced the overall market in those years as well.

In fact, through 2011 (2012 results haven't been finalized yet) this annual list has beaten the market 7 out of 9 years.

For comparison, shares of Warren Buffett's Berkshire Hathaway (NYSE: BRK-B) have only beaten the market 5 out of the past 9 years.

There aren't any guarantees, but with statistics like this, it's easy to see why so many thousands of investors are excited to receive this annual report.

This year I've selected what could be my most promising group of ideas to date. For example...

• I call Stock #1 my "no-brainer" investment for 2013. Not only did this company buy back $14 billion of its stock in 2011 alone, it also has $6 billion more allocated to additional share purchases.
  
  On top of that, its dividends have increased 42% in the past two years... and 463% since 2004. Meanwhile, this company dominates its industry, which has helped earnings soar 71% in the past five years.


• Top 10 Stock #8 owns energy pipelines in nearly 20 states. You simply don't find many investments that can match this company's mixture of high yield and growth.
  
  It pays a yield of 4.5% and has never cut its dividend -- going all the way back to 1994. It's also expanding rapidly to take advantage of the recent oil and gas boom in the United States. In total, it plans to spend $6 billion on expansion projects in the next three years (about 50% of its current market cap).
  
  That's one reason why the company plans to grow its distributions up to 15% per year through 2015.


• Stock #10 sells recession-proof products in dozens of countries around the world. Pension funds in the United States and Canada own millions of dollars in this stock. It's also owned by some of the largest money managers in the world. As we go to press, Fidelity owns about 6 million shares worth nearly $470 million, and Morgan Stanley owns about 2 million shares worth $140 million.
  
  It's obvious why they like the stock. In just the past three years the shares have returned 137%... more than triple the S&P's 39% gain.

That's just a taste of what we like about these stocks... and other investors seem to agree that these investments are "must-haves." They've clearly been buying these stocks hand over fist.

I've dug into the past returns of this year's "Top 10 Stocks." These stocks have beaten the S&P for each of the past five years -- that includes the sharp bear market we saw in 2008 and the powerful bull market we enjoyed in 2009 and 2010.

In fact, if you had invested $10,000 into this group of stocks just five years ago, your investment would be worth $18,694 today -- an 86.9% total return. The same investment in the S&P 500 would be worth just $10,471 -- a 4.7% return.

I'll tell you more about this select group of just 10 stocks -- including names and ticker symbols, full analysis, and "Buy Under" prices -- in my special reportThe Top 10 Stocks for 2013.

Keep reading to see how to receive this extra piece of research with your subscription.

A Discount of 60% Off the Masthead Price

The masthead price for Top 10 Stocks is $99 per year. But today we're trying something different. Sign up through this offer and you can start your 30-day test of Top 10 Stocks for 60% off.

Don't bother waiting around for a lower price. We've been publishing Top 10 Stocks for several years now, and this is the lowest price we've EVER offered.

You'll pay just $39.95 for one year of my monthly advisory. This includes...

• 12 Issues of Top 10 Stocks -- This advisory is focused on just one investment each month -- the single best investment idea from across all of StreetAuthority's advisories. I'll send my latest issue immediately after you register.


• Instant Access to my Entire $100,000 Real-Money Portfolio -- To track my true results, I actually buy and sell my top picks in a real brokerage account. And I also give you 48 hours advance notice before I buy or sell any security -- giving you time to beat me to the punch.


• Report #1: The 13 Dividend Vault Stocks that Could Save Your Retirement -- You'll have full access to the names and profiles of 13 stocks that could pay you regularly for decades, including a full write-up of each stock.


• Report #2: The 10 Best Stocks to Hold Forever -- You'll get full access to the names and profiles of the 10 stocks we've designated with the exclusive "Forever" tag. Buy these stocks, forget about them, and never sell them.


• Report #3: The Top 10 Stocks for 2013 -- You'll get names and analysis of the 10 stocks I think have the best potential to beat the market in the coming year. You'll receive names, ticker symbols, "Buy Under" and "Target" prices, and full write-ups.


• Regular Issues of The StreetAuthority Insider -- This weekly advisory brings you the opportunities and investments that our top researchers at StreetAuthority are analyzing right now... before the public ever hears about them. This service is included in your subscription at no extra cost.

If you decide to join Top 10 Stocks for two years (with the same 30-day money-back guarantee), then you'll also receive three additional reports...

• Report #4: Two Stocks with 10%-Plus Dividend Yields -- If your idea of investing heaven is a double-digit yield, then you'll love this report. The yields here start at 10.5% and go up from there.


• Report #5: The Most Undervalued Stocks in America -- These two stocks are extremely profitable, and both of them dominate their respective industries. And due to short-term market fluctuations, they now rank as two of the most undervalued stocks I've ever seen.


• Report #6: Two Stocks with 500% Growth Potential -- These are the sort of "game-changing" stocks that can make you a millionaire while you're still young enough to enjoy the money.

And remember, you'll have the next 30 days to decide if you like my research or not. And you can feel comfortable placing your order knowing that you're working with a company that has earned an "A+" rating from the Better Business Bureau.

If you don't like Top 10 Stocks, I won't get my feelings hurt. Simply call our dedicated customer service team before 30 days is up and we'll send you a 100% refund. You'll keep all of the reports and issues I sent you, free of charge.

To get instant access, subscribe now.

All the best,

Paul Tracy
Editor, StreetAuthority's Top 10 Stocks
Co-Founder, StreetAuthority

P.S. -- The only way to get the names of The 13 "Dividend Vault" Stocks that Could Save Your Retirement, my favorite stocks from across all of StreetAuthority's advisories, and The Top 10 Stocks for 2013 is to subscribe today at zero risk to you.