High Yield + Rich Capital Gain  =  $$$$


     Want to put your money in the world's most stable banks? Don't fill out a deposit slip -- put in a "buy" order.  Ultra-safe Canadian banks, which were spared from the devastating fallout of the subprime debacle, were recently voted the strongest in the world.  Their capital ratios are the envy of bankers from Antwerp to Santiago.

     Even with such a strong footing, the meltdown in global stock markets has hit Canadian bank shares along with almost everything else.  This presents a tempting opportunity for income investors to collect a rich payout stream while waiting for a triple-digit capital gain.

     Carla Pasternak, editor of StreetAuthority's premium High-Yield Investing, recently published her two favorite securities in this class:

     200 Years Worth of Performance!

    
The first bank Carla identified has more than $375 billion in assets. E
stablished in 1817, the Canadian bank has paid dividends since 1829, making it the longest-running dividend-paying company in Canada.
 
     Though shares are yielding 8.5%, the bank's payout ratio still amounts to just 78% of earnings. That gives it plenty of breathing room to meet its dividend obligation. It should be covered even with any weakness in economic conditions.

     Despite nearly two centuries of history, this is no staid, stuffy financial institution.   Far from it.  Its

Canadian Bank #1

Dividend Yield: 8.5%
Payout Frequency: Quarterly
Dividend Reinvestment Available
Tier 1 capital ratio: 9.9%

vibrancy is underscored by its performance in the past five years, when it grew earnings at a +9.6% annual pace and delivered an average return on equity of 17.6% -- giving it all the more reason to be the envy of the financial world.

     But the real coup de grace is the balance sheet, which shows a Tier 1 capital ratio of 9.9%.  Here in the states, our FDIC considers a bank to be well capitalized with a Tier 1 capital ratio of 6% or greater, a hurdle this bank clears with miles to spare.

     A Relentless Pursuer of Profit

     The second bank on Carla's list of favorites has an equally strong balance sheet -- and a 9.8% Tier 1 capital ratio. Just to give you an idea of how impressive this number really is, consider: Wells Fargo, one of the strongest banks in the U.S. and the savviest risk manager in the nation, has a Tier 1 capital ratio of 7.8%.
 
     Chartered in 1858, this bank is Canada's third-largest. And though its history is a little shorter than the bank above, its performance is no less impressive.  This bank has never missed a regular dividend payment since its first, which it paid in 1868. Anyone who buys these shares today will be locking in an immensely stable 7.1% payout.

Canadian Bank #2

Dividend Yield: 7.1%
Payout Frequency: Quarterly
Dividend Reinvestment Available
Tier 1 capital ratio: 9.8%

 

     But the real story here is growth. This bank is a relentless competitor. Management has grown earnings an average +18.5% annually for the past three years.  Let's not gloss over that rate of growth -- expanding at an 18.5% annual clip doubles net earnings in less than four years. For every dollar it earned in 2005, it will earn two dollars this year.  Return on equity has averaged a best-in-class, best-in-show 25.1% during the past five years.
 


How To Invest in These Outstanding Banks


     Both of these banks offer a payout far and away above what you can expect from U.S. equities. They also offer a greater margin of safety than can be found with most bonds. Add to the mix their Herculean balance sheets, strong growth and rock-solid dividends and there's very little more any investor could ask for. And, by the way, both trade on U.S. exchanges. They're as easy to buy as AT&T or Procter & Gamble.

     These two Canadian banks are outstanding opportunities, but they're only a small fraction of the wealth of ideas that await you in the pages of High-Yield Investing. Keep reading to learn more about the leading income investing newsletter...



What is High-Yield Investing?


High-Yield Investing is a monthly investment newsletter that brings you a wealth of information on the market's leading income stocks and funds, as well as a host of relatively unknown investment options that you probably never knew existed!

Many of these securities provide investors with annual dividend yields of 10%, 12%, even 15% or more. We not only provide our subscribers with investing ideas that produce incredibly high dividend yields, but the kicker is that many of these high-yield investments have also consistently outperformed the major market averages!

In each monthly issue of High-Yield Investing we sift through various sectors of the economy where smart money appears to be turning its attention. In the end, we uncover sectors that we feel are poised to outperform the broader market throughout the coming year. Within these sectors we then look for the most promising income stocks to introduce to our subscribers.

You couldn't ask for a better time to begin owning high-yield income stocks. Here's why:

-- The oldest members of the baby boomer generation (those born between 1946 and 1964) recently turned 62 years old and are starting to enter into retirement. Do you realize what this means? The leading edge of a generation populated by 76 million people will soon find itself searching for stable, income-producing investments to replace their regular paychecks. Best of all, this trend will continue for at least another 20 years as this generation continues to progress into retirement.

--
Dividend-paying stocks have outperformed the broader market in recent years, and this trend is expected to continue in the years ahead as investors look to dividends to bring in solid returns in an otherwise lackluster market. According to Standard & Poor's, equity prices are expected to appreciate an average of just about +6% a year throughout the next few years. That leaves dividends to play a larger role in boosting investors' total returns. Although dividends have already accounted for about 40% of the market's total returns since 1926, that figure is likely to increase with the current trend toward higher dividend payments. As such, investors of all stripes need to have exposure to high-quality income stocks.

-- A growing number of firms are taking advantage of the recently reduced dividend tax rate to make their stocks more attractive to investors. Since the 15% tax cap took effect back in 2003, dozens of companies in the S&P 500 have initiated dividends, and the vast majority of firms have raised their dividends. Right now, nearly 75% of all members of the S&P 500 pay dividends.

-- Not only are more companies paying dividends, but more are also increasing their dividend payments. As a result, cash dividend payments are now at record levels.

If your portfolio isn't delivering both capital gains and a steady stream of cash income each and every year, then you're missing out on some great opportunities. As an established expert in the income investment field, editor Carla Pasternak has the knowledge, contacts and expertise to help you identify such winning picks for your portfolio.

If you're an income-oriented investor, then you'll also be pleased to know that Carla focuses her research exclusively on high-yielding investments. She looks exclusively for investments that offer yields of at least 10%, 12%, even 15% or more (and in many cases, much more!) These are the types of investing ideas that will help you earn above-average income from your portfolio for years to come.

And because Carla also takes a very conservative approach to her investments, her picks tend to hold up extremely well even when the overall market plummets or trades sideways. Her solid track record (see below for further details) over the past few years is proof positive of that.


What You'll Get Every Month with Your Subscription to
High-Yield Investing...


High-Yield Investing is a monthly investment newsletter that brings you a wealth of information on the world's best and brightest income-oriented investments. Each issue is chock full of market analysis, model portfolios, special reports and proprietary lists of high-yield stocks aimed at helping you become a much better and more profitable income investor.

Here's what you'll receive each and every month as a High-Yield Investing subscriber . . .

Feature Article -- Each month Carla will take a closer look at a particular corner of the income investing market, ranging from Canadian Trusts to MLPs to utilities to preferred stocks to closed-end funds. After educating you on that particular topic, she'll thoroughly profile several new income-generating opportunities and will back up her analysis with sound fundamental data. Carla will do all the research for you, and when you're done reading you'll be in a much better position to boost your annual income by investing in securities with above-average yields.

Mid-Month Updates -- In the middle of each month Carla will summarize the market's recent activity and will tell you in plain, simple English how it affects your income investments. She'll not only tell you how to protect your investments, but she'll also uncover some great new dividend-paying stocks and funds that could help you generate above-average income in today's market.

High-Yield Security of the Month -- Each month Carla will bring you an in-depth profile of one of the highest-yielding securities on the market. For example, in recent months she has profiled a public investment firm with a 13.5% yield, an equity-linked security with an 14.1% yield, an Israeli telecom with an 11.8% yield, an income trust with a 9.8% yield, and a royalty trust with a 9.8% yield, among many others.

Upcoming Dividend Payouts -- In each issue Carla provides a detailed list of securities that are getting ready to deliver abnormally large dividend payments in the coming weeks. For example, Carla recently spotted an unusually generous firm just days before it paid a special dividend of $15.00 per share. Many of our readers use this list to time their entry points to take full advantage of these dividends.

Model Portfolios -- You'll also gain access to two model portfolios that are chock full of dozens of income investing ideas. We're happy to say that in addition to providing above-average dividend yields, most of the picks in these model portfolios have delivered double and triple-digit capital gains.

10%-PLUS PORTFOLIO
Carla's "10%-Plus" Portfolio includes a variety of high-reward investment ideas that sport dividend yields of 10% or better. You heard us right -- Carla won't even consider a security for this portfolio unless it offers a double-digit yield! Since inception, the top investment ideas in this portfolio have delivered gains of up to +80.1%. They also sport dividend yields as high as 14.2%.

DIVIDEND OPTIMIZER PORTFOLIO
In her "Dividend Optimizer" Portfolio, Carla focuses on quality investments that yield at least 3X greater than the S&P at the time of purchase. She initially identifies most of these investments using her proprietary Dividend Optimizer Model, which looks for safe, stable investment ideas that offer above-average annual income. Since inception, the top investment ideas in this portfolio have delivered gains of up to +118.1%. They also sport dividend yields as high as 21.1%.

High-Yield Investing
only from
. . .

StreetAuthority.com is a research-intensive financial publishing firm that aims to level the playing field for small investors by giving them access to the ideas and insights of the country's top investment analysts. 

In times of economic, political and market uncertainty like we face today, individual investors need professional guidance more than ever. More importantly, they need advice from a reputable information source that they can trust. StreetAuthority is exactly that kind of company for so many reasons. Here are just a few of the things that separate us from the competition:

Unbiased Research -- We pride ourselves on the quality and independence of our research, and we'd like to assure you that we are a 100% independent, unbiased source of investing information. We will never accept any compensation of any kind from the companies we cover in our newsletters or on our web site.

Experience -- Our team of researchers, analysts and editors has over a century of combined experience in the equity and bond markets. 

Unique Investing Methodology -- Our writers and researchers specialize in uncovering investment ideas and opportunities that are often overlooked by more conventional Wall Street sources. When you subscribe to High-Yield Investing, you'll immediately notice a major difference between our content and that which you might find somewhere else.

Proven Track Record -- When we say profitable, we mean it. We go out of our way to hire only the most qualified investment personalities on and off of Wall Street. What we're left with is an experienced team of researchers with a documented track record of proven success. 

Reasonable Prices -- Other print/online financial research firms sell similar investment services and products for several hundred dollars -- or in some cases even thousands of dollars. However, you can subscribe to our High-Yield Investing service for just $39.50. That's less than $40 for information that could help you generate thousands of dollars in annual income!

Focus on YOU -- Our company policies prohibit our writers from buying/selling any of the stocks we cover at least seven days before or after we add/remove them from our model portfolios. By incorporating these and other similar policies into our way of doing business, we ensure that our subscribers' interests come first.

Still not convinced that StreetAuthority is one of the nation's leading financial research and publishing firms? Don't take our word for it! See what some of our over 100,000 loyal subscribers have to say about us . . .

"Having read hundreds of financial newsletters on an ongoing basis for over 23 years, I can tell you that StreetAuthority's services are among the very best in the business. I am continually amazed at the broad range of in-depth and consistently excellent research that you offer to your readers. Keep up the good work!"
-- Steven Halpern
Editor, TheStockAdvisors

"You guys are far and away one of the best in the business - I have been in the business since 1960 in brokerage, trust management, and now as a registered investment advisor (RIA) in Maine. Your coverage has helped me outperform the indexes by a wide margin, especially since I opened shop here in 2002 after running a Trust Department of over $100 million in equities. Keep up the good work - I have been meaning to applaud for some time. Thanks!"
-- Recent Comment from a Subscriber Survey

"I have done well with some of Carla's investment ideas, but I must comment that her recent note regarding social responsibility was THE MOST RESPONSIBLE such statement I have read. The note was respectful and well done. Thank you for your integrity. I am impressed."
-- D. Reeve

"High-Yield Investing is the best newsletter I subscribe to. Carla amazes me with the breadth of her coverage and her hard work in getting to the truth."
-- Roderick Baldwin
San Francisco, California

"I'm impressed by the performance of Carla Pasternak's past choices for her model portfolios, and I can only guess that her recent picks will do well, too."
-- Richard Reilein
Chicago, Illinois

"Since I'm retired, it's most important to me to generate sufficient yields on my investments. Your High-Yield Investing newsletter is a "gem" and has given me many terrific ideas to help supplement my income. Thanks, and keep up the great work."
-- Marty Kastriner
Lido Beach, NY

 


Register Now and Receive SEVEN In-Depth
Research Reports as Our Special Gift...


Blockbuster Yields
Scoring Big With Closed-End Funds
Closed-end funds offer higher-than-average yields through a bold strategy known as "dividend capture". In this special report, you'll read all about this money-making method that has propelled many yields into the stratosphere. You'll get the details on four dividend-pumping funds that are throwing off hefty yields that are up to 10X greater than the S&P 500.
Crude Yields
Making Money on America's High Profit Pipelines
Here's the answer to a yield-seeker's prayers. They're called "publicly-traded" Master Limited Partnerships and they're just getting the respect they deserve. MLPs are primarily involved in the energy sector where they own and manage the pipelines and infrastructure used to transport petroleum and natural gas around the U.S. Thanks to a constant demand for energy, MLPs generate boatloads of cash and distribute enormous dividends.
High-Yield Hybrids
Combining Stocks and Bonds for Bigger Profits
Here's a security that is the dream of any serious income investor. It combines a double-digit yield with the maximum level of safety possible. It pays dividends like clockwork, just like a bond, but with the upside growth potential of a stock. It's called an Enhanced Income Security (EIS). Learn about this hybrid investment vehicle that lets you enjoy the best of both income worlds and learn how to capture their safe, 10%-plus, yields.
Preferred Yields
Top Stocks for Dependable High Dividends
If you're a savvy income investor looking to minimize your risk as much as possible while still investing in stocks, preferred stocks are the way to go. It's a safe place to park your money.  You are guaranteed a fixed dividend on a set schedule regardless of whether earnings go up and down. And these fixed payments also make preferred share prices less volatile than their common cousins. That can be very important in these tough economic times.
High-Yield Adventures
Investing Like a venture Capitalist
How would you like to invest like a multi-millionaire venture capitalist, share in their outrageous profits but at a fraction of the cost? Well now you can. Thanks to a little-known investment security known as a Business Development Company. These are the new venture capitalists of the 21st Century. They lend money to small-to mid-size companies at high rates -- and sometimes for a piece of the business. The result is exorbitant dividends.
Foreign Yields
Top International Plays for a Gushing Cash Flow
With most foreign economies growing faster than ours, it's no wonder that searching for high yields overseas is proving to be a lucrative endeavor. Meanwhile, if the dollar continues its steady decline, it guarantees that every euro, peso, ruble or rupee you get in interest and dividends is worth more and more. That can quickly add up to a sizeable fortune, especially with foreign yields running 3X, 5X, or 7X higher than domestic yields... even higher.
Blistering Yields
Scorching Returns on Well-Chosen ETFs
Exchange-Traded Funds or ETFs have exploded on the investment scene over the past 15 years.  Why are ETFs such investor favorites? Three reasons. First: Convenience. They combine the simplicity of index investing with the ease of trading stocks. Second: Safety. As a diversified group of stocks and bonds, an ETF is more stable than investing in individual stocks. Third: Scorching Yields. ETFs offer some of the highest dividend yields available.
 

Examine High-Yield Investing at Our Lowest Rate Ever
. . . and with ZERO Risk


Because we're so sure that once you examine just one issue of High-Yield Investing you'll become a subscriber for the long haul, we invite you to try this newsletter for only $39.50 for a quarterly subscription. That's less than $40 for information that could help you generate thousands of dollars in annual income for the rest of your life!

Best of all, your subscription comes with absolutely zero risk. You can cancel at any time by clicking on the easy unsubscribe link we provide at the bottom of every single issue we send you. Take 90 days to test the newsletter out. If you decide to cancel anytime within those first 90 days, then we'll return your entire subscription fee -- every single cent. You'll also get to keep all of our in-depth research reports as a special thank-you gift just for giving the newsletter a try.

In addition, even if you decide to keep your subscription beyond those first 90 days, we'll still eliminate your risk. Cancel anytime after the first 90 days and we'll provide you with a pro-rated refund for the entire unused portion of your subscription. You truly have nothing to lose.

Best of all, by visiting the link below, you can now subscribe to High-Yield Investing at a steep discount -- just $39.50 for three full months of income-investing advice and ideas.

So, register now to receive the information you need to take your portfolio to the next level in the months and years ahead. Follow the button below to gain access to the names of Carla's two favorite Canadian banks, our monthly High-Yield Investing newsletter, members-only web site content and model portfolios, plus three special in-depth research reports.

Your satisfaction is fully guaranteed.  If you are not completely satisfied, simply alert us within the first 90 days for a complete, no-questions-asked refund.  After 90 days you will receive a pro-rated refund for the remaining months of your subscription. You have nothing to lose and you can cancel at any time.
 

Best wishes for high-yield investing success!




Paul Tracy
Chief Investment Strategist
StreetAuthority.com

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