Introducing StreetAuthority's
Lifetime Wealth Alliance

A Personal Invitation to Join
a Private Wealth-Building Alliance
of Just 250 Investors

Membership available on a first-come, first-served basis. Offer ends when all 250 memberships are taken.

Dear Investor,

     This letter brings you an invitation to join an investment partnership we're creating for our most active and determined subscribers.

     We call this elite coalition of investors the StreetAuthority LIFETIME WEALTH ALLIANCE. We've never offered anything like it before.

     The LIFETIME WEALTH ALLIANCE is not for everyone. In fact, by its very design it can't be for everyone... as no more than 250 of our current subscribers will be allowed to join.

     But as a current StreetAuthority  subscriber you are eligible for membership.

     It's not mere happenstance that we are offering this higher level of service now. Faced with the most challenging market most of us can remember, you need every tool you can get if you are going to come out ahead.

     With its suite of services covering the investment waterfront -- and bringing you profit opportunities ranging from ETFs that thrive in bear markets... to foreign stocks yielding so much they look like typos... to stocks so cheap that you can pick them up for just the cash they have in the bank -- the LIFETIME WEALTH ALLIANCE is our attempt to help you succeed in an investing world where the old rules don't seem to apply.

The Best Deal We've Ever Offered

     Of all the benefits our LIFETIME WEALTH ALLIANCE confers, one towers above the rest: ALLIANCE members get every issue of every investment advisory we publish -- plus all future publications -- for as long as we publish them.
 

This is the most generous offer we've made in all our years of publishing investment advice. For the first time, we're giving our subscribers a way to lock in all our advisory services for the rest of their lives -- for less than half their normal cost for a single year.

Let me repeat: You can get a lifetime of all our newsletters, special reports, and other investment research -- on top of all the new services and research that we release in the future -- for less than half their one-year cost. You'll never have to send in another renewal payment.

     I'll give you details on each of our seven investment services in a minute. But first let's talk about the savings. They're phenomenal. Add them up and these services cost $10,399 per year. For a one-time payment of less than half of that figure, you'll get them all forever. Which means you save more than $6,000 the first year, more than $10,000 the second year, another $10,000 the third year and so on forever...

A Priceless Heirloom

     A lifetime subscription to all our premium investment services may sound great, but what if 10 years down the road you'd rather be playing golf than following the stock market?



Pass your LWA membership on to anyone you wish through our legacy program.

     We've got a solution: Just pass on your LIFETIME WEALTH ALLIANCE membership to someone else -- maybe to one of your children or grandchildren. You can pass it on next year if you want. You'll be giving someone an endless stream of wealth-building help for the rest of their lives.

     Here's another idea: Sell it! There's no expiration date on your LIFETIME WEALTH ALLIANCE membership, so it should be worth as much 10 years from now as it is today. In fact, logically it should be worth even more as we add to StreetAuthority's line of services in coming years. We'll even give you a helping hand by putting you in touch with prospective buyers on the waiting list we'll maintain once we hit our 250-member ceiling.

Why We're Limiting the
ALLIANCE to 250 Members

     When you join the LIFETIME WEALTH ALLIANCE, we don't just simply send you all of our research and subscription services. You also become part of an inner circle of dedicated investors with unprecedented direct access to our expert editors. On our interactive web site you can ask them what they think about an investment you're considering... tell them what you'd like to see in upcoming issues... and discuss your financial concerns in depth.

     Setting up the LIFETIME WEALTH ALLIANCE takes extra time and additional staff. So to make sure we deliver the high-level service every ALLIANCE member deserves, we've made a drastic change to our usual "open arms" subscription policy: We're limiting LIFETIME WEALTH ALLIANCE membership to just 250 of our current subscribers.

     If all our readers wanted in, we would have to turn away 99% of them. And we're closing the doors to new members on December 21st with no exceptions. So once you finish my letter today, please decide quickly if LIFETIME WEALTH ALLIANCE membership is something you want to try.

     Now let's take a quick look at all the investment services you get when you join the LIFETIME WEALTH ALLIANCE.

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The Newsletter That
Beat the S&P 500 3-to-1

     This is the newsletter that started it all here at StreetAuthority, our very first publication: Paul Tracy's StreetAuthority Market Advisor.

     Paul is the co-founder of StreetAuthority, and its overall chief investment strategist. Combining a contrarian mindset with a focus on stocks with strong catalysts behind them, Paul has fashioned a methodical profit machine that has beaten the market every year since he began.

     Five years after Paul launched his "Beat the S&P" Portfolio in May of 2003 it had tripled the S&P 500. His picks were up an average of +136.9% while the S&P 500 posted just +44.2%.

Year
S&P 500
Paul Tracy's
Top 10
2003 +26.4% +38.4%
2004 +9.0% +16.8%
2005 +3.8% +13.7%
2006 +13.6% +30.8%
2007 +3.5% +6.9%
2008 n/a n/a
Average Annual Gain +11.3% +21.4%
Compounded Returns +68.1% +156.9%

     Right now Paul has his eye on a set of stocks that he feels will surge under the new Obama administration. He thinks it's the best way to profit from a new President and Democratic Congress in Washington.

     These stocks were a good bet even before Obama was elected... and now they should be a slam dunk. (You will get the whole story in one of the free special reports we send to all new LIFETIME WEALTH ALLIANCE members.)

     Paul's catalyst-driven picks have outperformed the market by a long shot. But that's not the only reason why the StreetAuthority Market Advisor is different from other financial advisory letters.

Two Reasons Why StreetAuthority
Market Advisor
Is Unique

#1: Paul Aims for Spectacular Gains (by being defiantly contrarian). Despite all the rocket scientists and supercomputers on Wall Street, the best way to get rich from investing is the same low-tech approach that applied a century ago: to take advantage of "mob mentality" -- to buy when the crowd is selling (when bargains are plentiful), and sell when the crowd is buying (when you can reap huge gains).

     If you buy the same investments as everyone else, you're going to have the same performance as other people -- which is always mediocre. This is why StreetAuthority Market Advisor is defiantly contrarian.

     It's an approach that has served Paul well. Every year he sends his StreetAuthority Market Advisor subscribers a confidential report on his favorite investing ideas for the upcoming year. These picks haven't just beaten the market... they've killed it. Every year.

     By searching out unloved contrarian stocks with strong catalysts behind them, he's generated a compound return of +156.9% versus just +68.1% for the S&P 500.

#2. Paul Never Buys a Stock Without a Firm Catalyst in Mind. The secret to making money in stocks isn't just finding a great company. Coca-Cola is a great company that hasn't gone anywhere in years. Ditto for GE, Microsoft, Pfizer and Intel. All these flagship stocks are trading lower than they were 10 years ago.

     The secret is finding great companies that are poised to benefit from a future catalyst.

     Just as chemical catalysts speed reactions between substances... stock catalysts create a dramatic impact on a company's fortunes... and trigger a sudden rush into its stock.

Kudos from StreetAuthority
Market Advisor
Subscribers

"I absolutely love your Market Advisor newsletter. It is well and concisely written, provides useful information, specific suggestions and the thought processes which resulted in the recommendations presented. Thank you."

 --  Van Canady, Princeton, NJ

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"I am retired and looking for income. I must compliment you on your recommendation of Capital Automotive REIT (CARS) in your Income Portfolio; it was a really good one. I have made unrealized gain of $6,000 so far and am now collecting a very substantial dividend."

--  D. Gildener, Brooklyn, NY

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"I'm just writing to let you know how much I have been enjoying the Market Advisor. In addition to your market comments and summaries, I really like the screening and the number of ideas you give us." 

--  R. Brenner, San Antonio, TX

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"Thank you for your Market Advisor newsletter. I have been using your newsletter for three months and I am ahead over $30,000 on the stocks you have recommended. I could not even come close to doing this if I were investing alone." 

--  R. Wilson, Jacksonville, FL

     Catalysts come in all shapes and sizes. But here are three of the biggest ones Paul is constantly on the lookout for:

  • A surprise takeover announcement -- Like we saw when Mars made a takeover offer for Wrigley and our Wrigley shares jumped +23% in a single day.
     

  • A killer new product -- Like the iPod, which rescued Apple from being a marginal computer company... added tens of billions of dollars to the firm's market cap... and catapulted its stock from $9 to nearly $200.
     

  • Radically new business conditions -- Like the rush into Caterpillar stock since the bull market in commodities kicked off five years ago triggered a seller's market for its products. This major new catalyst for Caterpillar pushed up its revenue by +100%, its profit by +220%, and its stock price by over +200% in five years.

     When the right catalyst hits a stock, the Wall Street sales machine kicks into gear and investors flock to it in droves, furiously driving up the price.

     A strong catalyst can trigger a 10-bagger in a hurry. For example, InterDigital, a tiny patent holder in the wireless arena, shot from $4.50 to $82 when Qualcomm filed a report with the SEC disclosing that it had licensed an essential CDMA patent from InterDigital.

     To help him find stocks with powerful catalysts behind them, Paul developed a proprietary Catalyst Rating System. This helps him quantify the real strength behind a stock, rather than just going by a hunch that "things look good" for it.

     The system has pinpointed stocks that have gone on to gain more than +2,000%. It works so well that Paul has made his Catalyst Rating System the backbone of his service. This rating system is behind all his investment decisions. And the only place you'll find it is in the StreetAuthority Market Advisor.

     In a market that has left most investors feeling like they've been mugged, Paul's remarkable consistency gives his StreetAuthority Market Advisor readers  priceless peace of mind. Look as hard as you want --  you'll find precious few mutual funds or money managers who have beaten the market so soundly and for so long as Paul has.
StreetAuthority Market Advisor is published once a month with a regular mid-month update between issues. And you also get Flash Alerts to guide you whenever there's a major news event that could affect your holdings.

7 Special Research Reports...
FREE with
StreetAuthority Market Advisor

     StreetAuthority Market Advisor readers gladly pay $129 for a yearly 12-issue subscription. As a LIFETIME WEALTH ALLIANCE member, you get it automatically for as long as we publish it. The newsletter is about to enter its seventh year of publication, and with its glittering track record and a constantly growing number of subscribers, I think it's safe to say you'll profit from the StreetAuthority Market Advisor for a long, long time.

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Who Needs Capital Gains When You're
Pulling in 24.8% a Year in Dividends?

     If you want safe and solid investments that give you the best of both worlds -- the rush of capital growth and the juggernaut compounding power of non-stop dividends -- you've found it here.

     Carla Pasternak's hugely popular High-Yield Investing is based on the most crucial wealth-building decision an investor will ever make: how they treat the overlooked stepchild of Wall Street, the lowly dividend.

Love Letters From
High-Yield Investing Subscribers

"You guys are far and away one of the best in the business. I have been in the business since 1960 in brokerage, trust management, and now as a registered investment advisor in Maine.

Your coverage has helped me outperform the indexes by a wide margin, especially since I opened shop here in 2002 after running a Trust Department of over $100 million in equities. Keep up the good work. Thanks!"

-– Comment from a Subscriber Survey

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"I just received High-Yield Investing, and I wanted to let you know what a superlatively outstanding issue it was! Words almost fail me… but let me try a few, such as outstanding, superlative, incomparable, invaluable, best of breed. Your work is greatly appreciated."

–- Abe Sheffman, Miami, Florida

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"High-Yield Investing is the fix I need to augment my retirement income. In the search for yield, Carla Pasternak is amazing and resourceful."

-- Dr. Stephen Silverhardt,
Jenkintown, Pennsylvania

********************************

"Thank you so much for your quick, personal response to my questions... it shows me that you really do care about your readers & do 'walk the walk.'"

-- Richard Gregory
Centerville, Ohio

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"I have made more money in retirement than I did when I was working. Income from dividend paying stocks (which I collect every month) is even better than my greatest expectations. Thanks for your help with High-Yield Investing."

-- William Briglia, Newport News, VA

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"You have a terrific service. I subscribe to a lot of them, but yours is one of the best. Keep it up. I am one guy you will never lose as a subscriber. Thank you."

-- J. Achmakjian,
Wellesley, Massachusetts

********************************

"I love your income articles. They're just what I want -- provide me with ideas and let me decide."

-- Mark Novak

     Although little respected and often ignored, more than 100 years of data point to the inescapable conclusion that owning hum-drum dividend-paying stocks... and then reinvesting those dividends... beats all other investment approaches hands down. So if dividend-paying stocks make you yawn, it's time to wake up and smell the cash.

     After all, it's the cash in your pocket at the end of the year that interests income investors. And I think it's fair to say that Carla's subscribers have been more than happy with their performance.

     Despite 2008's brutal market, the dividend payouts for all the companies in Carla's model portfolio actually increased +16.2% over the past year! That's quite a feat given that dividend cuts among the S&P 500 amounted to $31.74 billion year-to-date through October 24th. Even companies like Bank of America, which had increased dividend payments annually for 25 years, were forced by the financial crisis to cut back this year. But of all the companies in Carla's portfolio, only one cut its dividend (by -7.8%) while all the rest either held flat or rose, by as much as +111.5%.

Your Choice:
$3.4 Million or $119k?

     Since 1926 dividends have contributed 42% of the total return delivered by the S&P 500. This makes a massive difference over the long haul. A $1,000 investment in the S&P 500 in 1926 would have been worth $3,400,200 by 2008 with dividends reinvested, but a mere $119,493 without the dividends. Underestimating the awesome edge income-paying securities give you is the biggest mistake you can make in your investing life.

Higher Yields = Higher Safety, Too

     A key reason that dividend-paying investments have clobbered the competition is because they fare so much better during bear markets. Over the vicious three years of 2000, 2001 and 2002, the stocks in the S&P 500 that paid dividends actually rose 10.4%, while the non-payers sank -33.19%. There have been plenty of 10- year periods where dividends provided the only return for the S&P 500. We could well be in one of those periods right now.

     If pulling down annual yields of 15%, 20% and even more per year sounds good to you -- before capital gains -- this is a great opportunity to see for yourself as a LIFETIME WEALTH ALLIANCE member.

     Carla is tireless at digging up all sorts of high-payout securities. You'll see stocks yielding 24.8%… bonds yielding 21.4% REITs yielding 26.5%... along with high-yielding trusts, partnerships, ETFs, mutual funds, preferred stocks, convertible preferreds... and a few strange investment creatures you probably never knew existed!

Win the Race Before You Start

     The income plays Carla covers in High-Yield Investing are delivering some of the highest yields on the planet. In fact, almost every name in our portfolio is yielding more than the historical stock market return of 9% a year. So we're beating the market right out of the gate in dividends alone!

     Is it any wonder our service has jumped from 2,000 to 26,000 pleased subscribers in the past few years?

     Get hold of just one issue of High-Yield Investing and you'll understand why high-yielding securities tend to plow steadily ahead in every economic climate… and exactly where Carla is finding the most bullish opportunities now.

     If you prize a high current income, outstanding growth, and above all safety, I'd like to invite you to join the thousands of confident investors who are already using High-Yield Investing to harness the wealth-building power of these financial juggernauts.
As you'll see in High-Yield Investing, plenty of investors are racking up solid profits by focusing on companies that put shareholders first -- by sharing their profits in the form of steadily increasing cash dividends.

     They are not only the most dependable wealth-builders in America, they're the best way to stay wealthy, too!

7 Special Research Reports
FREE with
High-Yield Investing
 

     More than 20,000 satisfied and relaxed investors pay $199 a year to receive Carla's 12-page print advisory in the mail each month. It will come to you automatically as a member of the LIFETIME WEALTH ALLIANCE.

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The Good News About a
Crashing Stock Market...

Want to buy a $100 stock for $36? Now is the best time in modern history to scoop up undervalued stocks, and here's the best way to capture these big discounts

     If you like the idea of buying a stock trading at 40%, 50%, even 70% below its intrinsic value, then you need to see an issue of Half-Priced Stocks.

   Every month editor Nathan Slaughter and his research staff spotlight a unique security trading at a steep discount to its intrinsic value. And with the wholesale drop in prices on Wall Street, he's now finding companies trading at the largest discounts to their fair business value he's ever seen. 

     This discount sometimes tops 70%, giving value investors the chance to purchase quality stocks for just pennies on the dollar... and set themselves up for huge capital gains.

     For example, in June 2006, Nathan noted that DryShips was trading at $10.79, almost a 50% discount to its fair value of $21. He told his readers to buy with both hands.

     Sure enough, DryShips' share price rose to $21 within eight months, hitting its fair value in March 2007.

Subscribers Praise
Half-Priced Stocks

"I love it. It has more research and teaches better than any other newsletter out there. Keep up the great work!" 

--  Mike, Pleasant Grove, UT

********************************

"I particularly like your inside, close-up view of the stocks you present, as the information put forth is not easily attainable." 

--  Louis Johnson, Brooklyn, NY

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"Good research and analysis, easy-to-read-and-understand reports. In today's volatile, momentum-driven market, where patience is a rare commodity, long-term perspectives like yours are a refreshing oasis." 

--  Andrick Tong, Honolulu, HI

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"I have read many of your Half-Priced Stocks articles and used your techniques. By doing this I have turned my portfolios around and I am finally starting to make money with the stock market. In my opinion there is no better way to invest." 

--  Frank C.

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"Half-Priced Stocks is right on target with its analysis and ideas. The articles are extremely informative and present a clear and profitable strategy."

--  Michael Gluf, New York, NY

     But, like the Energizer Bunny, the stock kept going and going -- all the way up to $130.97 a share by October 2007 -- for a +1,113.8% gain.

     Had you bought a thousand shares of DryShips when Nathan recommended it, your original $10,790 would have ballooned into $130,970 within 14 months.

     With your $120,180 in profits, you could have indulged yourself in a new Mercedes (or two!)... or paid for a college education.

     More recently, Nathan profiled a dominant restaurant chain whose stock is currently trading for 64% less than what his research tells him it is really worth.

     The eatery is expanding aggressively across the country, opening up more than 100 new restaurants every year. Although it is growing fast, its shares have taken a nosedive in recent trading, and the stock is now well off its 52-week highs. This gives us a rare opportunity to pick up shares of this dominant industry leader at a 64% discount to our estimated fair value.

     This severe mispricing doesn't make sense. On the operational side, the firm is in great shape. For example, the company's sales have continued to grow at a steady clip in recent years. However, due to short-term concerns, the shares have pulled back -40% in recent months.

     Based on Nathan's projection of the firm's future cash flows, he feels this stock is worth $100 per share. When investors calm down and see the true strength of this growth machine, they should step in and send this firm's shares skyrocketing back to their true value. When they do, this stock could jump +177% in a year.


Just One of MANY Remarkable
Undervalued Investing Ideas    

     If you want to lock in this company's 64% price discount today while it's still available, join the LIFETIME WEALTH ALLIANCE and you'll find it instantly in Half-Priced Stocks. In each issue Nathan introduces his readers to more than a dozen of the market's most heavily discounted securities.

     It seems crazy, but there are times when you can buy every single share of a company -- and still pay less than the value of the company's liquid assets. In market panics, share prices sometimes drop below the company's per-share cash on hand. In cases like that, you're actually getting paid to buy the business!
 

Company
Price Fair Value
Expected Appreciation
Casino $17.00 $97 +471%
Foreign Telecom $12.90 $33 +156%
Electrical Cable Maker $19.18 $76 +296%
Coal Miner $31.52 $88 +179%
Rail and Train Supplier $18.75 $53 +183%
Online Travel $12.74 $32 +151%
Wireless Services $35.53 $77 +117%
Water Utility $32.45 $65 +100%
Media Conglomerate $10.73 $29 +170%
Oil & Gas Pipeline $19.47 $39 +100%
Infrastructure/Construction $14.88 $35 +135%

     Here are 13 severely discounted stocks from Nathan's current issue of Half-Priced Stocks. In fairness to his paying subscribers, we can't reveal their full identities here, but you'll know them within minutes of joining the LIFETIME WEALTH ALLIANCE.

     Half-Priced Stocks, published once a month, is packed with details that will fascinate any value investor. As with all our investment advisories, you'll also get regular Flash Alerts with updated advice whenever there's a major news event that could affect your holdings.
 

7 Special Research Reports
FREE with
Half-Priced Stocks

     A one-year subscription to the web-based Half-Priced Stocks costs $794. Join the LIFETIME WEALTH ALLIANCE and you're a permanent subscriber.

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Are You Missing Out on Entire
Stock Markets Yielding Up to 9.8%?

The secret is out: Foreign stocks in New Zealand, Italy, Sweden and a dozen other markets pay dramatically higher yields than U.S. companies.

     Why invest in a poor U.S. economy where stocks yield 2.7% when you can get 9.8% in New Zealand? 

High-Yield International Subscriber Testimonials

"As president of an insurance company, your newsletter has been a godsend to our investment team. I especially like the fact that you tell us in advance when issues will be ready, have strict guidelines with your selections, and tell us exactly when to buy and sell. I really enjoy your newsletter. It is my style of investing. Thanks."

--  Dike Ajiri, Chicago, Illinois

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"I have made money with all the international stocks, ETFs, and funds with foreign stocks recommended by StreetAuthority that I have bought."

-- Charles Montgomery, Gulf Shores, AL

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"By investing in the Korea Fund, as suggested by StreetAuthority, I made $9,500 in less than two weeks. Thank you very much."

--  Mark Di Giorgio, West Hartford, CT

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"You have a terrific service. I subscribe to a lot of them, but yours is one of the best. Keep it up. I am one guy you will never lose as a subscriber. Thank you."

--  J. Achmakjian, Wellesley, Massachusetts

********************************

"As a retired partner of a brokerage firm (35 years in the profession) and a subscriber of several investment services  --  it's yours that I look forward to most. And yes, I have done nicely following your recommendations. Thank you."

-- Robert Hinsen, Lee's Summit, MO

     This is another investment arena where the global equity shakeup has created a once-in-a-generation opportunity. Thanks to recent share price declines, bargains are everywhere and dividend yields are sky-high. In fact, some of these foreign stocks are yielding so much they look like typos!

     Right now, there are 481 profitable companies worldwide yielding more than 12% -- but only 12 of them are in the U.S. So any income investor who doesn't look overseas might as well be playing golf with one club. You're giving up on 97.5% of your juiciest yields before you even tee off.

     If you're ready to expand your income-investing choices by a factor of 40, you'll find the best of these 481 stocks in High-Yield International.

     Heading up High-Yield International is veteran income investor Nick Lanyi. This award-winning financial reporter and investment analyst serves as editor, decision maker and portfolio picker.

     Nick has spent 18 years researching and analyzing money-making opportunities for three of the most widely-read investment advisory services in history.

     At Louis Rukeyser's Wall Street, Nick spent the better part of a decade as a core member of Rukeyser's trusted research team, covering the entire investment waterfront.

     During his rigorous apprenticeship, Nick steadily rose through the ranks to ultimately supervise all investment research for Rukeyser's newsletter. He personally analyzed hundreds of companies and spent years specifically focused on high-yielding stocks and bonds.

     The 15 stocks in Nick's "Ultra-High-Yield Portfolio" yield from 10.8% to 29.4%. Here are just a few of Nick's companies that are scheduled to pay a sizeable dividend in the next three months alone:
 

Country
Business
Annual yield based on next dividend
Canada Natural Gas 19.6%
Bermuda Shipping 27.1%
Ireland Aircraft Leasing 29.4%
Taiwan Flat Panel Screens 17.9%
Global Real Estate 22.7%

     You won't find another service like High-Yield International -- because there isn't one...

     When you venture off Wall Street looking for monster yields, it requires extreme due diligence. When you're buying Venezuelan stocks yielding 18%, and you're looking over your shoulder at Hugo Chavez, you'll feel a lot better knowing that Nick and his High-Yield International staff have done the research first.

     Buying Venezuelan stocks isn't for everyone. But what if I told you that in neighboring Brazil, you can get the same yields at a fraction of the risk?

     Brazil has its problems, but in contrast to Venezuela, it's staunchly capitalist and pro-American. On the Sao Paolo exchange as I write this, no fewer than 26 stocks are yielding more than 13%. And thanks to liberalized SEC regulations and adventurous new brokerages, you can now buy these cash cows without leaving your armchair.

A Powerfully Simple Investment Thesis

     You don't have to be a genius to understand High-Yield International's three-part game plan:

1) Most foreign economies are growing faster than ours. Simple logic dictates that their stocks will grow faster, too.

2) Despite its brief period of strength following the Fed's bailout of Fannie, Freddie and AIG, we are convinced that the U.S. dollar is likely to continue declining. This will accelerate the first trend and compound your profits.

3) Finally, and most importantly, yields are simply much higher overseas. The bottom line is that if you want truly high yields, you need to look overseas. While U.S. shares pay a puny 2.7%, the average stock in New Zealand yields almost 10%! And there are dozens of Kiwi blue chips throwing off 11% and more!

     Check out the table below and you'll see how much more other markets yield. And we're not even including a dozen other smaller markets that are also paying more than the U.S.

Country
Average Yield*
New Zealand 9.8%
Peru 9.3%
Italy 8.7%
Sweden 6.7%
Australia 5.9%
U.K. 6.2%
France 5.2%
U.S. 2.7%

*Dividend yield of country's main index.
Source: Bloomberg

       Poland, for example, yields 5.4%. Singapore yields 5.2%... Greece, 5.1%... Holland, 6.4%... and Taiwan, 5.4%. And remember, those are just the averages, weighted down by large numbers of stocks that don't yield a cent.

     And don't forget about the currency gains. They can be extraordinary. Take Australia, for example. The +109% return of the Australian market over a recent five-year stretch was actually a +183% gain for U.S. investors thanks to the appreciating Aussie dollar.

     Same story in New Zealand. Over the same five year period, stocks jumped +58% there. But American investors gained +97% because of the currency effect. Meanwhile in Germany, stocks rose +86% in Euros, but in dollar terms they were up +158%.

     In Brazil, the currency effect was like rocket fuel. Local investors saw their shares soar +338%... but in dollar terms Brazilian stocks gained an eye-popping +730%!
See for yourself what it's like to profit from appreciating currencies around the world.

     High-Yield International comes your way once a month with a regular mid-month update between issues. And Nick also sends you Flash Alerts to guide you whenever market conditions warrant it.

7 Special Research Reports
FREE with
High-Yield International

     A one-year subscription to High-Yield International costs $794. LIFETIME WEALTH ALLIANCE members receive it forever automatically.

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In This Lousy Market, These Investments Are Defying Gravity

While stocks take it on the chin, 71 of these securities are actually up this year.

     We've been watching exchange-traded funds (ETFs) for a decade... and have seen them mature into the investor's most convenient way to capture mouthwatering income and heady capital gains.

     Since the first ETF was introduced in 1993, this novel security has grown like kudzu. Why are ETFs growing so fast? Because no other vehicle on Wall Street is better suited to profiting from the trends at work in today's market.

     In this lousy market, ETFs are defying gravity. Over a six-month stretch in 2008, while the Dow suffered huge losses, 88% of all ETFs beat the index... and 71 of them have actually posted gains so far this year.

     With plain-vanilla stocks taking it on the chin, these ETFs are actually rising... because they're structured to move in the opposite direction of the market... or because they're investing in countries and industries that are still thriving.

     There are now 1,456 ETFs (including closed-end-funds) covering hundreds of exotic indexes, industry sectors, commodities and foreign markets. Combined, they constitute 29% of the 4,974 names traded on the NYSE, Nasdaq and AMEX. You are ignoring a huge pool of opportunities if you aren't looking to these unique vehicles.
There is no reason to chain yourself to common stocks, especially once you see the high monthly income and triple-digit capital gains that await you in ETFs. If you're ready to stake your own claim in this profit patch, you're in the right place.

Three Best Ways to Profit with ETFs

     We created The ETF Authority to identify the most profitable income, international and sector ETFs available today. Every month ETF expert Nathan Slaughter delves into this fascinating world to bring you the only service that gives you this unique "triple play":

1. You can capture steady double-digit income ranging from 10%-15%.

     There are dozens of ETFs paying between 10% and 20% right now... and in this market you can pick them up at their lowest prices in history. Nathan's "High Income Portfolio" is loaded with superior ETFs and closed-end funds that are delivering some of the highest yields on the planet. And because ETFs hold numerous securities, you can get a high yield much more safely than with a single stock or bond. One of his high-income picks that invests specifically to give you an extra edge come tax time yields 17.3%. And you actually keep a lot more of that yield than you do with a non-tax-advantaged investment.

2. You can lock in capital gains as high as +129%, +157%, even +190% from booming sectors.

     Pick the right sector and you can make profits like that without ever again having to guess which stock will do best. One small sector of the natural resources market with just 28 stocks returned +57% in the first half of 2008. The ETF tracked the sector perfectly with a +61% gain. Nathan's "Sector Trading Portfolio" is full of ETFs profiting from today's hottest industries, giving you top opportunities to capture market-beating gains in the months ahead.

3. You can tap into profits as high as +3,786% in the world's fastest-growing economies.

     Many of the world's fastest growing stocks don't trade on U.S. exchanges. U.S. investors couldn't touch these stocks a few years ago. But thanks to ETFs, dozens of booming markets and fast-growing economies on the other side of the world are now just a mouse click away.

     Take India. Stocks there showered investors with gains of +65% last year. But only 12 of the 3,475 stocks in India are listed on a major U.S. exchange. So 99.65% of your investing options in this emerging market are practically off-limits.

     But we've found a single ETF that gives you access to 123 different securities on the Indian stock exchange. These include some of the world's best-performing stocks in recent years -- exotic names like Bharti Airtel (up +1,752% since 2003) and Jindal Steel and Power (up +3,786% since 2003). Nathan's "Global Growth Portfolio" gives you the funds that invest in fast-growing foreign countries like China, Brazil, India, and Vietnam -- wherever there is rip-roaring growth that will turn into stock-market profits.

Exclusive Rating System Helps
You Find the Best ETFs

     ETFs give you the cheapest, smartest, and most convenient way to invest in every asset class under the sun... but they don't give you a crystal ball!

     So Nathan developed the next-best thing: The ETF Authority Composite Rating System. This is our own creation and you won't find it anywhere else.

     He combines five technical and fundamental measures, looking to uncover ETFs with the highest potential and lowest risk. It's the only system that recommends ETFs based on how they will perform, not on how they did perform.

     He crunches the numbers on every ETF he reviews: performance and relative returns, fees and expenses, volatility and tax efficiency... and grades each one from "A to F."

     Nathan's Composite Rating System is just one of the unique benefits The ETF Authority brings to investors. We started this service because we saw a crying need to spread the word about the overwhelming benefits of exchange-traded funds. Millions of investors that should be in these revolutionary vehicles are instead overpaying for substandard mutual funds or taking needless risks with individual stocks.

7 Special Research Reports
FREE with
The ETF Authority

     You won't find a better introduction to this fastest-growing corner of Wall Street. Regular subscribers pay $794 a year for The ETF Authority. As a LIFETIME WEALTH ALLIANCE member, it's yours permanently.

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High-Yield Inner Circle

*coming first quarter 2009*

Want to Take Income Investing
to a Higher Level?

     The LIFETIME WEALTH ALLIANCE gives you all the products we publish for as long as we publish them. You get all our newsletters... every stock, bond, ETF and mutual fund recommendation we make... all our special reports... everything we publish now and everything we publish in all the years to come.

     Speaking of additional upcoming services, we have two new products in the works right now...

     First up is our premium High-Yield Inner Circle. This $2,495-per-year service will be the most exclusive and intensive investment service we have ever undertaken.
We are launching this new service in the first quarter of 2009. This is a collaboration between our two resident high-yield investing experts, Carla Pasternak and Nick Lanyi.

     Not only will Carla and Nick reveal certain high-yield special situations that may not be appropriate for most investors... they will provide serious income investors with greater access to their thinking and research that go into their investment decisions.

     We also want to give hard-core income investors a website they can use to talk among themselves and exchange ideas. So High-Yield Inner Circle will offer a community website where you can ask Carla and Nick any question you please.
Carla and Nick have often told me how impressed they are with the investment expertise of their subscribers, so tapping into this communal brain trust should prove very profitable for you as well.

     You can interact with your fellow Inner Circle members (including Carla and Nick), asking questions and discussing investment ideas in a private forum.

     As a High-Yield Inner Circle member you will get additional stock picks on top of what Carla and Nick provide in High-Yield Investing and High-Yield International. And you'll get customized portfolios, such as Carla's "Favorite MLPs," "Favorite Preferred Stocks," and others. You will also be privy to Nick and Carla's "blacklist" of companies that are likely to cut their dividends and other investments to avoid.

     High-Yield Inner Circle members also have access to our crack income-investing team of Andy Obermueller and Amy Calistri. You may already know them from their frequent articles in Global Dividend Opportunities and other StreetAuthority publications. Andy and Amy are both key researchers on our high-yield advisories. As a High-Yield Inner Circle member you will have access to frequent audio and webcasts in which Carla, Nick, Andy and Amy discuss where they are finding the safest and highest yields at the moment.

     If you want a taste of income investing at a higher level, we recommend you get a pass to the High-Yield Inner Circle. We'll launch this service in a matter of months at a price of $2,495 per year.

     Of course you'll receive it automatically with your LIFETIME WEALTH ALLIANCE membership.

-------------------------------------------------------

 

International Growth Investor

*coming second quarter 2009*

 

Why Wait Years for U.S. Stocks to Recover When These Markets are Moving Up Now?

     Next up is International Growth Investor, which focuses on fast-growing stocks in foreign markets. If you're not willing to wait years for U.S. stocks to recover their losses, this is your ticket to faster profits.

     We've just lived through the worst stock market in 75 years. But believe it or not, there is some good news out there.

     Despite the damage the United States is inflicting on the global economy, worldwide growth will still clock in at a healthy +4.0% this year. China is growing at +9.8% this year and will post +9.0% next year. Taiwan is growing +4.3%, eight times as fast as the U.S.

     The picture is similar in South America -- Peru, Argentina and Uruguay are averaging about +5.0% growth this year, while the Brazilian economy, the world's 10th largest, is seeing +4.8% growth this year.

Country
Projected 2008 Growth
Angola +21.4%
China +9.8%
Argentina +6.0%
Brazil +4.8%
Taiwan +4.3%
United States +0.5%

     Eastern Europe and the former Russian republics are rolling like juggernauts. Many African nations are exceeding the global growth rate and the Middle East is matching South America's torrid pace.

     The goods news for investors is that many companies in these countries are doing just fine. Australia is on track to deliver six times U.S. growth this year and next. Our favorite Australian pick is currently yielding 14.0%. And your chance of bagging a capital gain is a whole lot better in the growing Australian economy than in our own sickly one.

     That's the sort of recession-resistant foreign growth stock you'll find in every issue of International Growth Investor. You'll have two long-time investment advisers working for you on this service.

     Andy Obermueller and Amy Calistri are teaming up to bring investors this timely new international service in the second quarter of 2009.

     The cost for International Growth Investor is $999. It's yours in perpetuity as a LIFETIME WEALTH ALLIANCE member.

     For ALLIANCE Members Only: Investment Seminars and Videos on the Web
This is where your "top dog" status really pays off. You can actually log on to our StreetAuthority web site for chat sessions with Paul Tracy, Carla Pasternak, Nick Lanyi, Nathan Slaughter, Andy Obermueller and Amy Calistri. You can ask them whatever you want, tell them what you'd like to see in upcoming issues, or mention anything else on your mind. Only LIFETIME WEALTH ALLIANCE members have this level of access to our in-house experts.

     Here is where we'll be hosting our interactive Web forum events with all the StreetAuthority editors starting early next year -- just for ALLIANCE members.
At our website you can view and profit from every issue (both current and past) of every advisory... get all our special investment reports... search by keyword to instantly locate information you want... access each advisory's urgent news flashes and special email alerts... get all the free bonus materials we use to welcome new subscribers to our newsletters... and view all the editors' portfolios.

     This is also where you'll find the LIFETIME WEALTH ALLIANCE Calendar of Events. Here, you'll see publication dates for all upcoming issues, release dates for new reports, launch dates for new products, and the schedules and agendas for LIFETIME WEALTH ALLIANCE seminars on the Web.

A Benefit You Can't Put a Price on:
A Lasting Legacy of Financial Security for Your Heirs

     As we thought about what we could do to make this program really special, we decided to give you the right to pass on your membership down the family line. That way it could help create a permanent bedrock of wealth for your loved ones.

     Passing on your membership could make all the difference in your child's future. Every year, the fortunate recipient will be receiving more than $10,000 worth of top-notch investment advice available nowhere else at any price.

     As I mentioned earlier, there's no reason you can't sell it down the road if you want. Considering that we will be adding services as times goes on, you might even turn a profit and end up getting paid to receive all our investment services for as long as you choose!

Your Benefits Added Up: $ 10,399

     Here is a breakdown of the current subscription fees for our existing and soon-to-launch services:

 
  One-Year Price for
Regular Subscribers
Cost for LIFETIME WEALTH ALLIANCE Members
StreetAuthority Market Advisor $129 Included in Membership
High-Yield Investing $199 Included in Membership
Half-Priced Stocks $794 Included in Membership
High-Yield International $794 Included in Membership
The ETF Authority $794 Included in Membership
High-Yield Inner Circle (2nd Quarter 2009) $794 Included in Membership
International Growth Investor (1st Quarter 2009) $794 Included in Membership
All investment research reports $794 Included in Membership
Video seminars on the Web by ALLIANCE Editors $2000 Included in Membership
Interactive web forum with ALLIANCE Editors $995 Included in Membership
Lifetime subscription to all future services Unknown Included in Membership
Investor Update e-zine Complementary Included in Membership
Global Dividend Opportunities e-zine Complementary Included in Membership
Legacy Program to pass on your membership Priceless Included in Membership

Total Yearly Measurable Cost $10,399 LOW ONE-TIME FEE


An Asset that Appreciates
for a Lifetime (and Beyond)

     Like the assets in your portfolio, LIFETIME WEALTH ALLIANCE membership is an asset in its own right. It helps you make money, save money and provide for your entire family, forever.

     What's more, your membership is a growing asset that will appreciate as we add to our stable of services. We started seven years ago with just StreetAuthority Market Advisor. Now we have five paid services and three free ones covering the investment waterfront, with two more on the way soon. The trend is clear... and I think it's safe to say that the deal you're signing on for will only get better as time goes on.

What Would You Pay for a Lifetime
of Exclusive Investment Access?

     Most dues- and subscription-based organizations charge about 10 times their yearly fee for a lifetime membership.

     We're taking the opposite approach.

     We're charging less than half the one-year value of our services. We're knocking 60% off the one-year cost and charging just $3,995 for a charter membership to the LIFETIME WEALTH ALLIANCE.

     Not everyone gets this price. Non-StreetAuthority subscribers must pay $4,995 to join. But to thank you for joining our LIFETIME WEALTH ALLIANCE as a charter member, we'll knock an even $1,000 off your membership fee.

     Bottom line: For less than $4,000 you will have unprecedented access to all of our editors and a lifetime of access to everything we publish for as long as we publish it. Make that two lifetimes, because the same goes for whomever you pass on your membership to.       

Benefits of Membership

     LIFETIME WEALTH ALLIANCE members are privileged investors who receive every investment service we offer, both now and in the future.

Your membership gives you all these investment-advisory services:

StreetAuthority Market Advisor, Editor Paul Tracy
High-Yield Investing, Editor Carla Pasternak
High-Yield International, Editor Nick Lanyi
Half-Priced Stocks, Editor Nathan Slaughter
The ETF Authority, Editor Nathan Slaughter
High-Yield Inner Circle (1st quarter 2009)
International Growth Investor (2nd quarter 2009)

You'll Also Enjoy:

Lifetime subscription to all future StreetAuthority products and services
Legacy Program to pass on your LIFETIME WEALTH ALLIANCE membership
Lifetime free copies of every research report we release
Exclusive video seminars by StreetAuthority Editors, (1st quarter 2009)

     That's all you'll ever pay, except for an annual maintenance fee of $99, conveniently charged to your credit card to cover inflation and the incremental costs of additional staff and research we'll add to make LIFETIME WEALTH ALLIANCE even more comprehensive in coming years.

     As you can see, the total yearly value of LIFETIME WEALTH ALLIANCE membership is $ 10,399. And that's just for the items with a measurable price. That means five years of membership is valued at $51,995... and a full decade is worth $103,990. (And that doesn't take into account future services we have yet to launch, also yours free.)

     But none of that matters to LIFETIME WEALTH ALLIANCE members, because no matter how many services we introduce or how much our prices rise, you will continue to receive them all forever...

The Only Catch?

     You've got to claim your membership by midnight December 21st, 2008. After that, it's too late.

     We will never offer this same deal again.

     By acting before December 21st, you can get every investment service we offer... for as long as you want... for well under half what you'd pay for the group in a single year.

     But please remember...

     When we hit our 250-member enrollment limit, or on December 21st, whichever comes first... that's it! The opportunity to join this exclusive investor society has closed and may never open again, ever. If we do open it due to a cancellation, today's deeply discounted charter membership price will not be available. You will never see this offer again.

     One last thing: Please keep in mind that most of our services are delivered online. So you need Internet access to use them. You'll get your issues the instant they're ready, and never have to wait for the mailman. (Of course, if you're a print subscriber to High-Yield Investing, you'll continue to receive your printed issues in the mail, as always.)
 

Our Can't-Lose Guarantee: Try the LIFETIME WEALTH ALLIANCE FREE for an Entire Year

     Since LIFETIME WEALTH ALLIANCE membership is the most exclusive level of service we've ever offered, we're pairing it with the strongest guarantee we've ever offered as well:

     The first year is on us. We'll give you 12 full months to use every single service we offer. You have zero commitment for an entire year. If anytime during your first year you decide that the LIFETIME WEALTH ALLIANCE is not for you, just let us know.

     Think about it. The worst that could happen is you get a front-row seat to all our investment advisories -- plus dozens of special investment reports and much more -- at no charge.

     As I said earlier, we're limiting membership in the LIFETIME WEALTH ALLIANCE to just 250 members. So as soon as 250 people sign up, we close the doors. (If all the slots are taken by the time we receive your application, we'll put you on a waiting list and will contact you if there is ever a vacancy.)

     Even if we don't hit our ceiling, open membership season closes on December 21st, at midnight sharp.

     If you have any interest in our elite investment coalition, I'd hate to see you turned away because you waited a few days to send in your refundable payment.

     So... if you are interested, act now.

     This will be the last time you see this offer. Reserve your spot today.



 

Sincerely,
 
Lou Betancourt, Publisher
StreetAuthority LIFETIME WEALTH ALLIANCE


P.S. Cash your future issues in for $1,000! If your subscription is paid up into the future, it's only fair that we refund that money when you join our LIFETIME WEALTH ALLIANCE. No matter how little credit you have left on your subscription, even if it's just $1, we'll knock $1,000 off your membership fee.